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201107724 9. Protection of Ixnder's Interest in the Properiy end Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrurnent, (b) there is a lega! proceeding that might signiticantly affect Lender's i�erest in the Property and/or rights under ttus Security Instrument(such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security insuument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for afiatever is reasonable or appropriate to protect Lender's interest in the Property and rights under tiris Sec:urity Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Leuder's actions can include, but are not limited to: (a) paying azry sums s�ured by a lien which Las priority over this Security Instrument; (b) appearing in court• and (c) paying reasonable attorneys' fces to protect its interest in the Property and/or rights under dus Security Insriument, including its s�ured position in a bankruptcy proc�ling. Securing the Property includes, hut is not limited to, entering the Property to make repairs, change locks, replace or 6oard up doors and windows, drain water from pipes, eliminate building or otUer code violations or dangerous conditions, and have utilities turned on or off. Although Lender�y take accion under this Section 9, Lender does nat have to do so and is not under any duty or obligation to do so. It is agreed that I.ender incurs no liability for not taking any or all actions authorized under this S�tion 9. Any amounts disbucsed by Lender under this Section 9 shall become additional de6t of Borrower secured 6y Uus Security Instrument. These amounts shall bear interest at the Note rate from rhe date of disb��+�t and shall be payable, wiih such interest, upon nodce from Lender to Borrower requesting payment. . If t}us Security Instivment is on a leasehold, Bonower shall couiply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee tiUe sha11 not mage unless I.ender agrees to the merger in writing. 10. Mortgage Insw�ance. If I.ender required Mortgage Insurance as a condition of making rhe I.oan, Borrower shall pay the premiums required to maintain the Mortgage Insur�ce in efFect. IF, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer thaz previously pmvided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage 1nn�ranrP, ��wer shall pay rhe premiums required to obtain coverage substan[ially equivalern to the Mortgage Insurance previously in effect, az a cost subs[�tially equivalent to the cost to Borrower of the MOITg2g0 incnranrr previously in effect, from an altemate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay ta Lender the amount of the sepazately designated payments that were due whea the inc�„�anrP coverage ceas�i to be in effe�t. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insutance. S�ch loss reserve shsll be non-refundable, notwithstsnding the fact that the Loan is ultimately paid in fiill, and Lender shall not be requir�to pay Borrower any interes[or earnings on such loss reserve. I.ender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amoun[ and For the period that Lender requires) provided by an insurer selected by Lender again be�;omes available, is obtained, and Lender requires separately desiguated payments towazd the premiums for Mortgage Insurance. If Lender required Mortgage ina��ranrr � a condition of making the Loan aod Borrower was requir� to make separately designated payments toward the premiums for Mortgage inc�,ranrP, go�� pay the premiums requiral to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's req,�iren±Pm for Mortgage Insurance ends in ac�rdance with any written agreement Iretween Borrower and Lender providing for such terminatian or until rerm;nar��is required by Applicable Law. Nothing in this Section 10 aff�ts Hortower's obligazion[o pay intere.st az the rate pmvided in the Note. Mortgage incnranro reimbur�s I.ender (or any endty thu purchases the Note) for certain losses it may incur if Borrower dces not repay the Laan as agreed. Borrower is not a party to the Mortgage Tncnranrr, Mortgage insurers evaluate their total risk on all such +n�n�n�P �force from time to time, and may enter i�o agreements with other parpies that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party(or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (wlrich may include funds obtained fram Mortgage Inci�ranrr FILED111IIO3). PIEBRASKA-Single Family-FanNe Mae/Freddie Mae UNIFONM INSTRUMENT � �i -BINE)Iaeii� Pege B of 15 in�ne�: Form 3028 7l07