201107724
<br /> shall remain fiilly effective as if no acceleration had occurred. However, this right to reinstate shall not
<br /> apply in the case of accelaazion under 5ection 18.
<br /> 20. Sale of Note; Change of Loan Servfcer; Notice of Grievance. 17�e Note or a partial interest in
<br /> the Note (together with this Security Instn�eent) can be sold one or more times without prior notice to
<br /> Bottower. A sale might res�ilt in a change in rhe entity (lmown as the "Loan Servicer") that collects
<br /> Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan
<br /> servicing obligations under the Note, tlus Security incin,m�t, and Applicable Law. There also might be
<br /> one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br /> Servicer, Bonower will be given written notice of the cbange which will staTe the name aod address of the
<br /> new Loan Servicer, the address to which payments should be made and any ather information RESPA
<br /> requires in connection with a notice of traz�sfer of servicing. If the Note is sold and thereafter the Loan is
<br /> seroiced by a Loaz� Servicer otha tban the purchaser of the Note, the mortgage loan servicing obligazions
<br /> to Sorrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not
<br /> assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br /> Neither Borrower nor L.ender may commcnce, join, or be joined to any judicial action (as either an
<br /> individual litigant or the me�nber of a class) that arises from the other party's actions pursuant to this
<br /> Securiry Instrvment ar thaz alleges tbat the other party has breached any provision of, or any duty owed by
<br /> reason of, this Security Insttument, imtil such Horrower or Lendet has norified the other pany (with such
<br /> norice given in compliance with the requirements of Section IS) of such alleged breach and afforded the
<br /> other party hereto a reasonable period after the giving of such notice to take corrective action. If
<br /> Applicable Iaw provides a time period wluch must elapse before certain action can be taken, that time
<br /> period will be deemed to 6e reasonable for purposes of this paragraph. The notice of acceleration and
<br /> opportunity to cure given to Borrower pws�a�t to S�tion 22 and the notice of acceleration given to
<br /> Sorrower pursuant to Section 18 shall be deemed to satisfy the notice and op}mrtuniry to take corr�tive
<br /> action provisions oF this Secbion 20.
<br /> 21. Ha�ardoua Substances. As used in this Se�tion 21: (a) "Hazardous Substances" are those
<br /> substances defined as mxic or hazatdous substances, pollutants, or wastes by Environmental Law and the
<br /> following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesdcides
<br /> and herbicides, volatile solvents, materials containing asbesros or formald�yde, aod radioactive materials;
<br /> (b) "Environmental I.aw" means federal laws and laws of the jurisdiction whete the Property is located that
<br /> relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any respon�
<br /> action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental
<br /> Condition" means a condition that can cause, conttibute to, or otherwise trigger an Environmental
<br /> Cleanup.
<br /> Borrower shall not cause or permit the preseace, use, disposal, storage, or release of any Hazardous
<br /> S�bstances, or threaten to release any Ha7ardous Substances, on or in the Praperty. Borrower shall not do,
<br /> nor allow anyone else ta da, anything affecting the Proper[y (a) that is in violation of any E¢vironmental
<br /> Law, (b) which creates an Environmental Candition, or(c) which, due to the presence, use, or release of a
<br /> Hazardous Substance, creates a condiNon that adversely afFects the value of the Praperty. The preceding
<br /> two sentences shatl not apply to the presence, use, or storage on the Property of small quantities of
<br /> Hazardous Substances that aze generally recognized to l� appropriate to narmal residenrial uses and to
<br /> maintenance of the Property(including,but not limited to,ha7ardous substances in consumer products).
<br /> Borrower shall prompUy give L.ender written norice of(a) �y imestigation, cla'un, demand, lawsuit
<br /> or other action by �y govemwen[al or regulatory agency or privaze pariy involving the Property and any
<br /> Hazardous Substance or Environmental Law of wluch Borrower has actual ]mowledge, (b) anY
<br /> Environmental Condirion, including but not limited to, any spilling, lealdng, discharge, release or tUreat of
<br /> release of any Hazardous Substance, and (c) any condirion caused by the presence, use or release of a
<br /> Harardous Su6stance wlvch adversely affects the value of the Property. If Borrower learns, or is notified
<br /> /1\Mi
<br /> N�HASKA-Single Family-Fennie Maa/Fredd'ie Mec UNIFORM INSTHUMENT
<br /> �-6(NEI(oei iI raee tz ot is inMais: Form 3028 1/07
<br />
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