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201107724 <br /> accelerazion has occurred, reinstate as provided in Section 19, by causing the action or proceeding ro be <br /> dismissed with a niling that, in L.ender's judgment, precludes forFeiture of the Property or o[her material <br /> impairment of Lender's interest in the Property or rights imder this Security Instrument. 1'he proc�ds of <br /> any awazd or claim for damages tbzt are attributable to the impairment of Lender's interest in the Properry <br /> aze hereby assigned and shall be paid to I.ender. <br /> All Miscellaneous Proceeds that are not applied to restoration or repair af the Property shall be <br /> applied in the order provided for in Section 2. <br /> 12. Borrower Not Released; Forheerance By I.ender Not a Waiver. Fxtension of the time for <br /> payment or modification of amorti7ation of the sums secured by tbis S�urity Instrument granted by Lender <br /> to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower <br /> or any Successors m Interest of Borrower. Lender sUall not be required w commence proceedings against <br /> any S�ccessor in Interest of Horrower or to refi� to extend time for payment or otherwise modify <br /> a�rtization of the sums secured by this Securiry Instrument by reason of any demand made by the original <br /> Borrower or any Successors in I�erest of Borrower. Any forbPa��rP by Lender in exercising any right or <br /> remedy including, without limitation, Lender's acceptance oF payments from tltird persons, entities or <br /> Successors in Interest of Borrower or in amounts less than the amoimt then due, shall not be a waiver of or <br /> preclude the exercise of any right or remedy. <br /> 13. Joint and Sev�al Liability; Cosigners; Succrssms and Assigns Bomd. Sorrower covenants <br /> and agrees Wat Borrower's obligations aad liability shall be joint and several. However, any Borrovrer who <br /> co-signs tlus Security Insttument but does not execute the Note (a "co-signer"): (a) is co-signing tlus <br /> Security Insmiment only to mortgage, grant and comey the co-signer's interest in the Property under the <br /> terms of this Securiry Instnrment; (b) is not personally obligated to pay rhe sums secured by this Security <br /> Instrument; and (c) agr�.s thst Lender and any uther gorrower can agrce to extend, �dify, forbear or <br /> make any accommodations with regard to We terms of this Se�urity Insuwnent or the Note without the <br /> co-signer,s consent. <br /> Subject ta the pravisions of S�tion 18, any Successor in Interes[ of Borrower who aac�,mre <br /> Borrower's obligations under ttvs Security Instrument in writing, and is approved by Lender, shall obtain <br /> all of Borrower's rights and benefits under this Security Instrumant. Borrower shall nat 6e released from <br /> Borrower's obligations and liability imder this Security Instrament unless Lender agrecs to such release in <br /> writing. The wvenants and agr�ments of this S�uriry Insttument shall bind (except as provided in <br /> S�xion 20)and benefit the successors and assigns of Lender. <br /> 14. Loan Chargea. L.ender may charge Borrower f�s for �rvices performed in connection with <br /> Borrower's default, for the purpose of prot�ting Lender's interest in the Property and rights under this <br /> Sec:urity Iastmment, including, but not limited to, az[omeys' fees, property inspecrion and valuation F�s. <br /> In regard to any other f�s, the absence of express authority in this Security Insttument to charge a specific <br /> fce to Boaower shall not be construed as a prolubition an the cLarging of such fee. Lender may not charge <br /> fas that are expressly pmhibited by this Security Instrument or by Applicable I,aw. <br /> If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpr�ed so <br /> that the interest or other loan c�arg� collected or to be coll�ted in conn�tion with the Lo�excced the <br /> permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce We <br /> charge to the perroitted limit; and(b)any sums already colle�t�from�rrower wlrich exc�ed permitted <br /> limits will be refunded to Borrower. Lender may choose to make Uus refimd by reducing the principal <br /> owed under the Note or 6y maldng a dir�t payment to Borrower. If a refund reduces principal, the <br /> reduction will be u�eated as a partial pre,payment without any prepayment chazge (whether or not a <br /> prepayment charge is provided For under the Note). Borrower's acceptaace of any such refund made by <br /> direct payment to Bortower will constitute a waiver of any right of action Borrower might have arising out <br /> of such overchatge. <br /> 15. Notices. All notices given by Bonower or Lender in connecdon with this Security Insrrument <br /> must be in wtiting. Any notice to Borrower in connection with this S�urity Insttument sUall be deemed to <br /> have bcen given to Borrower when mailed 6y first class mail or when actually delivered to Borrower's <br /> notice address if sent by other means. Nodce to any one Borrower sUall consdtute notice m all Borrowers <br /> unless Applicable Law expressly requires otherwise, The notice address shall be the Property Addr�s <br /> uoless Borrower has designated a substitute notice addre.ss by notice to Lender. Borrower shall pmmpdy <br /> notify Lender of Hortower's change of address. If Lender specifies a procedure for reporting Borrower's <br /> cbange of address, then Borrowar shall only report a change of address thrpauygU��that sp�ified procedure. <br /> /�11-�7' <br /> NEBHASKA-Single Family-Fannia Mee/Fraddie Mac UNIFORM INSTRUMENT <br /> �-61NE11oaiil reAeiomis mmeie: � Form3028 7/07 <br />