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201107697 designaCed a substitute notice afldress by notice to Lender, Borrower sh111 promptly notify Lendcr of Borrower's change of address. If Lender specifies n procedure for reporting Borrawer's change�f address, then Borrower shall ouly report a cli�nge of address through thaC spacified procedure. There may be only one designated notice addxess under this Security InstrumenC at any one time. Ai�y notice to Lender shall be giuen by deliv�ring it or by mailing iC by first class mail to Lender's address sYaYed l�erein unless Lender lias designated another address by notice to Borrower. Any notice in comiection with this Security Instiument shall not be deemed to have been given to Lender until actually received Uy Lender. If azry no[ice required by this SecuriCq InsCrument is also required under Applicable Law, the Applicabla Law requiremcnC will satisfy Che correspnnding requiremevt uudec tliis Security Instrumenf. 16. Governing Law; SeverabiliYy; Rules of Construction. This Security lnstrument shall be governed �y federal law and tlie law of the jurisdiction in which Che Property is located. All ciglits and ohliga[ions contained in tl�is Security InstrumenC are subject to any requirements and limitations of Applicable Law. hppl3cable Law mighC expliciCly or implieitly aLlow the partiea to agree by contract or�t mighC be silant, but such silcnce shall not be construed as a prohibition lgainsY agreement by conLract. In the event CIiaC any provision or clause�of tliis Security Instiument or the Note conClicCS with Applicable Law, such wnflict sh211 not afPece other provisions of this Security InstrumenC or Che NoEe wh'rch can be giveu effect witl�out the conflicting prov3sion. As used in Chis SecnriYy Inshumev[: (a) words of the masculine gender shall mean and include correspoilding neuter words or words of the feminine gender; (b) words in the singular shall mean and include the plural and vice versa; and (c) Che word "may" gives sole discretion without any obliga[ion to take any acCion. 17. Borrower's Copy. Borrower shall bc given one copy of the Note ai�d of tliis Security Instnmient. , 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Propex[y" uieans any legal or benef'icial inCerest in the P�n�erty, including, but not limited to, those beneFicial interests Cransferred in a bond for deed, contract for deed, instalLnent sales contract or escrotv agreement, the infent of whieh is Clie transfer of title by Borrower at a future date lo a purchaser. If all or�my part of the ProperCy or any Interest in Clie Property is sold or transferred (or if Borcower is i�ot'a nxtoral person and a beneficial 3nterest in Bc�rrower is sold or transferred) without Lender's priar written eonaent, Lender may require iixunediate payment in full of all sums secured by this Security InstrumenL IIowevec, this option shall noC be exercised by I.ender if sudi exercise is prokibited by Applicable Law. If I,ender exercises this opdon, L.ender shall give Borrower noYiee of acceleration. The notice shall provide a period of not less Chan 30 days from the date the notice is given in accoxdauce with Section IS wiChin whieh Borrower musC pay all sutns seeured by tliis Secuiity Instrument. If Borrowex tails Co pay these sums prlor to the expiration of this period, Lender may invoke viy remedies permitCCd by t'his Security Inetrument without furUier notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meefs cercain c�nditions, Borrower shall have Yhe riglit to have evforcement of this Security InsCrumenC diseantinued aY any time prior to tlie earliest of: (a) five days Uefore sale of the Properry pursuanC to any power of sale contained iu tl�is SecuriCy Instrument; (b) such other peaiod as Applicable L,aw might epecify for the termination of Borrowec's righc Co reinstate; or(c) enCry of a judgmenY enforeing this Security Instrument. Those condiCious ace that 13orrower: (a) pays Lender all sume whicli then would be due under this Security InsCrument and the NoCe as if uo aceeleratiov had occurred; (b) cures any default oC any oCher covenante or agreements; (c)pnys nll expenses incurred in enforcing this Security InsCiument, ineluding, buC not Limited to, reasonable attoriieyy' tees, property inspecCion and valuation fees, and other fees iucurred for the purpose of proCecCnig I.ender's interest 231106 NEBRASICA�Single Family-Fannle Mae7Freddle Mec UNIFOFM INSTRUMENT Form 3028 1701 VMP(j VMP6WE�f1106) Woltere Kluwe�Flnancinl Sorviros Pay�n 12 u(1]