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201107695 <br /> (CI "Lender" isEQUITABLE BANK <br /> Lenderisa Savings Bank <br /> organized and existing under tl�e laws of THE STATE OF NEBRASKA <br /> Lender'saddressis 113-115 N LOCUST ST P0 BOX 160 GRAND ISLAND NE 68802�0160 <br /> Lender is the beneficiary under this Security Ivstrumeut. <br /> (D) "Trustee" is EQUITABLE BANK <br /> (E) "Note" means tl�e proiuissury note signul by Borrower and dated Dc Cober 07, 2011 . Tlie Note <br /> statesthxtBorrowarowesLender FORTY SEVEN THOUSAND FIVE HUNDRED AND 00/100 <br /> Dollars (LJ.S, $47, 5 D 0.00 )plus in[erest. Borrower has promised to pay lhis debC in regular <br /> Periodic Payments and Co pay the debt in full uot Intex tlian Novemhel' 1, 2026 . <br /> (F) "Property" means the property tlint is described belnw under the heading "1'ransPer of Rights in the <br /> Properry." <br /> (G) "Loan" means the debt evideuced Uy tlie NoCe, plus interest, any prepaymenC charges and laCe charges due <br /> under the NoCe, and all sums due under tlda Security InsYrument, plus interest. <br /> (H) "Riders" means all Riders to thisSecurity InstrumenC ChaC are execu[ed by Sorxower. The following Riders <br /> are Yo be exeeufed by Bocrower [check box as lpplieabke]: <br /> � Adjuscable Rate Rider � Condominium Ridet• � Second Homc Rider <br /> � Ball�on Rider 0 Plxnned Unit Development Rider � 1-4 Pamily Rider <br /> � VA Rider 0 Biweckly Payment Rider � Otl�er(s) �specify] <br /> (q "Applicahle Law" means all controlling applicable Pederal, state and loca] statu[es, regulatiovs, oidinances <br /> and administrative rules nnd ocders (ChaC have the effect of law) as well as all applicable final, non-appcalable <br /> jndicial apiniaos. <br /> (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessrnents and other <br /> charges that are imposed on Borrowar or the Property by a condonuuimn assaciation, homeowners <br /> association or similar organizatic�n. <br /> (K) "Electronic Funds Teansfer" means any transfer of funds, other than R trnnsaction originated by cheek, <br /> draft, or similar paper instrumenC, whieh is iniGiated through an electronic terminal, telephonie instiument, <br /> computer, or ruagnetic fape so as to order, instruc�, ar authoxize a financial institution to debit or credit an <br /> accounC. Such term iucludes, but is not limited Yo, poinC-of-sale transfers, automatcd teller machine <br /> CransacCions, transPers initiaCed by telephone, wire transfers, and auComated clearinghouse transfers. <br /> (L) "Escrow Items" means diose items that are described in Seetion 3. <br /> (M) "Miscellaneous Proceeds" meuis any enmpensation, settlemenc, award oPdamages, or proceeds paid by <br /> any third pacty (otlier thao insuranee proeeeds paicl under the coverages described in See[ion 5) for; (i) <br /> damage Yo, or dastrucCion of, Clie Property; (ii) condenmation or other taking of all or any part of the <br /> Property; (iii)convcyance in lieu of condemnation; or{iv) misrepresentationa of, or omissions as Co, Ct�e <br /> _ value and/or condiGon of Uie Property. <br /> 231109 <br /> NEBNASKA-Sinqle Femlly-Fernle MeelFreddie Mac UNIFOpM INSTRl1MENT po�m 3028 1/01 <br /> VMP(r� VMPBW Ep(11051 <br /> Wolmrs Klvwer Financial Servlces pagc 2 oi 1] <br />