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201107691 designated a subsritute notice address by notice to Lender. Borrower shaA prompfly notify Lender of Basower's chasge of address. If Lender specifies a procedure for rcporting Boirower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this 3ecurity Instrument at any one time.Any notice to Lender shall be gicen by delivering it or by mailing it bp fust class mail to Lender's address stated herein unless Lender has designated another address by nouce to Borrower. Any notiee in aonnection with this Securiry Instrument shall not be deemed to have been given to Lender unri] actually received by Lender.If any notice required by this Security Iash-ument is also required under Applicable Law,the Applieable Law xequirament will gatisfy lhe corresponclina requirement under this Secnrity Inshumcnt. 16. Governing Law; Severability; Rules of Construction. 1'his Security Insmxme„t shatl be govemed by federal law and the law of Lhe jLUisdiction in which the Properry is located. All rights and obligarions conkvned in this Security Instrument are subject to any requirements and limifations of Applicable La�v. Applicable Law might explicltly or implicitly allow the partfes to agree by contract or it might be silent,but sucl� silence shall not be coivstrued as a prohibit9on againet agreeme�rt bq contract In the event that any provision or clause of fhis Security instrument or thc Note conflicts with Applicalile Law, such conflict shall not afFect other provisions of this Security Instrument or the Note which can be given effech witfiont the conflicting provision. � As used in this Security[nstrument (a)words of the masculine gender shall mean and iucluae corresponding neuCer words or words of the feminine gend0r; (b)words in the singulaz shall mean 2nd include the plural and t7ce versa; and(c) the word"may" gives sole discretion without any obligarion to take any acti�n. 17. Borrower'S Copy. Bc�rrower shall be given one copy of the Note and of tYu� Security Inshument. 18, Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18. "Interest in the Properry" means any legai or beneficial interesh in the Properry, including, but not limited to, those beneficial interesfs tzansferced in a bond for deed, contract for deed, installmenf Sales contract or escrow a�ezmenT, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any par[of rhe Property oa any lnterest�n the Properry is sold or transferred(or if Borrower is not a na[ural penon and a beneficial interest in Borrower is sold or transferred) without Lender's prior written conseut, T,ender may require i�nmediate payment in full of all sums sec�ed by tliis Security Tnstrument. Ho�vcver, this option shall not he exercised by I,endcr if such exercise is prohibited by Applica6le I,aw. If Lender exercises tl�is oprion, Lender shall give Boirower notice of acce�eratian_ The nouce shall provide a period of not less than 30 days from the date the notice is given in accordance with Section I S within�rhich Borrower must pay all sums sectued Uy this Sec�irity Insirument. If Borrower fails to pay these sums pnor to the expiration of this period, Lender may invoke any remedies pemutted Uy thi,s Security Instrument wiThout further notice or demand on Boaower. 19. BOrI'oW er's Right to Reinstate After Acceleratl0n. If Borrower meets certain conditions, Bonower shall have the right[o have enforcement of tUis Seeurity Instrument discontinued.at any time priar to the earliest of: (a) five da.ys before sale of the ProperCy piusuaitt to any power of sale contained in this Security Instauneng (b) such other period as Applicable Law might specify for the terminarion of Borrower's right Ya reinstate; ar(c) entry of a judgmcnt enfoxcing this Security Instrument "I'hose condirions aze that Borrowec (a) pays Lender alI sLUns whicli then would Ue due under this Security Instrument and the Note as if no accel�arion had occurred; (b) c�es any default of any other covenants ox agreements; (c)pays all expeivses uicurred in enforcing this Secnrity Instr-ument, inehiding, buY not limited tq reason2ble atcomcys' fees, properry inspection and valuation fees, and other fees incuned for the purpose of protecting Lender's intcrest 231186 NEBRASKA-Single FamilyFannie iJ�aelFreddie Mzc UNIFORM INSTRUNI ENT Po�m 3028 if01 ��P� VMPG(NE)(1".05J Wolters Kluvier Financ;al Services Page 12 of i]