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<br />THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of Home Federal Savitngs & Loan Association of
<br />Grand Island Grand Island
<br />221 South Locust Street 221 South Locust Street
<br />Grand Island, NE 68801 Grand Island, NE 68801 � J f a
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<br />(Space Above This Line For Recording Data)
<br />COMMERCIAL REAL ESTATE DEED OF TRUST
<br />This CONIMERCIAL REAL ESTATE DEED OF TRUST ("Security Instrument") is made on October 11, 2011
<br />by the grantor(s) ELAINE A PANOWICZ, an unmarried person„ whose address is 2403 W LOUISE,
<br />GRAND ISLAND, Nebraska 68803 ("Grantor"). The trustee is Arend R Baack, Attorney whose address is
<br />P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan
<br />Association of Grand Island whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"), which is organized and existing under the laws of the United States of America. Grantor in
<br />consideration of loans extended by Lender up to a maximum principal amount of Sixty-five Thousand One
<br />Hundred Fifty-three and 50/100 Dollars ($65,153.50) ("Maximum Principal Indebtedness"), and for other
<br />valuable consideration, the receipt of which is aclrnowledged, irrevocably grants, conveys and assigns to Trustee,
<br />in trust, with power of sale, the following descnbed property located in the COUNTY of HALL, State of
<br />Nebraska:
<br />Address: Rural Route, GRAND ISLAND, Nebraska 68803
<br />Legal Description: The Northwest Quarter of Section Eight (8), Township Twelve (12) North, Range Nine
<br />(9), West of the 6th P.14�I., Hall County, Nebraska, egcept�ing a tract of land more partdcularly described in
<br />Plat of D. & E. Subdivision recorded as Document No. 98-112279.
<br />Together with all easements, appurtenances abutting streets and alleys, improvements, buildings, fiactures,
<br />tenements, hereditaments, equipment, rents, income, profits and royalties, personal goods of whatever description
<br />and all other rights and privileges including all minerals, oil, gas, water (whether groundwater, subterranean or
<br />otherwise), water rights (whether riparian, appropriate or otherwise, and whether or not appurtenant to the above-
<br />descnbed real property), wells, well permits, ditches, ditch rights, reservoirs, reservoir rights, reservoir sites,
<br />storage rights, dams and water stock that may now, or at any time in the future, be located on and/or used in
<br />connection with the above-described real property, payment awards, amounts received from eminent domain,
<br />amounts received from any and all insurance payments, and timber which may now or later be located, situated, or
<br />affixed on and used in connection therewith (hereinafter called the "Property").
<br />RELATED DOCUMENTS. The words "Related Documents" mean all promissory notes, security agreements,
<br />prior mortgages, prior deeds of trust, business loan agreements, construction loan agreements, resolutions,
<br />guaranties, environmental agreements, subordination ageements, assignments of leases and rents and any other
<br />documents or agreements executed in connection with this Sectuity Instrument whether now or hereafter existing.
<br />The Related Documents are hereby made a part of this Security Instrument by reference thereto, with the same
<br />force and effect as if fully set forth herein.
<br />INDEBTEDNES5. This Security Instrument secures the principal amount shown above as may be evidenced by a
<br />promissory note or notes of even, prior or subsequent date hereto, including future advances and every other
<br />indebtedness of any and every kind now or hereafter owing from Grantor to Lender, howsoever created or arising,
<br />whether primary, secondary or contingent, together with any interest or charges provided in or arising out af such
<br />indebtedness, as well as the agreements and covenants of this Security Instrument and all Related Documents
<br />(hereinafter all refened to as the "Indebtedness").
<br />FUTURE ADVANCES. To the extent permitted by law, this Security Instrument will secure future advances as if
<br />such advances were made on the date of this Security Instrument regazdless of the fact that from time to time there
<br />may be no balance due under the note and regardless of whether Lender is obligated to make such future advances.
<br />CROSS COLLATERALIZATION. It is the expressed intent of Grantor to cross collateralize all of its
<br />Indebtedness and obligations to Lender, howsoever arising and whensoever incurred.
<br />WARRANTIES. Grantor, for itself, its heirs, personal representatives, successors, and assigns, represents,
<br />warrants, covenants and agrees with Lender, its successors and assigns, as follows:
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<br />� 2004-2011 Compliance Systems, Inc. COFO-C2C8 - 2010L1.15.441
<br />Commercial Real Fstete Seauciry InvhumeM - DIA007 Page 1 of 5 www.compliauce.vystems.com
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