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<br />' If the amounts held by Lender for Fsccow Items exceed tt►e amounu permitted to be held by RFSPA, L.endsr . .; � ;.,',��_
<br />;-� shall accouat to Bonower for�e�ccess funds as r�quired by RFSPA. tf the amounts of funds held by I.ender at aay ._ _--- --- . ---4
<br /> rime is not sufficieni to pay the Fscrow Items when due,I.eader may natify the Eorrower aad req�ue Borrower to , .
<br /> make up the shortage as permitted by RFSPA. • •_
<br /> '�he Fscrow Funds aze pledged as addidonal securiry for aU sums secured by this Security Instrumcnt• If . . ...__�
<br /> Barrower tendeis to Lender the fiill payment of all such sUms,Borrower's account shall be credited with the balance ,..,:_
<br /> e insurance premiwn installmant that Lender has _���`_�_-
<br /> remaining for all installment items(a), (b).and(c)and anY mortg� n� � exass funds to Borrower. . ':;'�'�;
<br /> not become obligated to gay to the Secretary, aad Le�der shall pmmpdy . " :, • •_`
<br /> Immsdiately prior to a foreclosure sale of the Praperey or its acquisition by Lender, Borrower's account shatl be _ -' -
<br /> matallmentS f0I1tCII]S(e)� ),2nd�C)• , �Y•_•__"�'`
<br /> C�edited with any balance*�,aining for all' N ' ' T- `'�.. _
<br /> 3.AppltcatiTon�f Payments.All payments under paragrapl�s 1 aad 2 shaU be apglied by Lender as fnllows: ` , ` ----.
<br /> : � F�,t o t h e m o rt g a ge insarance premium to be paid Iry I.ender to the Secretary or to the manthly charge by the ���:�f�_"T
<br /> ' � Y�-. .
<br />. Secretary mstead of th�monthty moitgage insarance premium; ':
<br /> Second.w any taxes,spe�:ial assessmcnts.leasehold payments or ground renis.and fue,flood and other Hazard
<br /> _w�_
<br /> • insn:ance premiums,as Tequired; . ;,�� ,-_�;-=_:.
<br />• { 'I9�ird.to i�er�t due tmder t]�e Nate: . ��. . '�-_:-_�..�
<br /> ._�,
<br /> { R r'��llp���R._:..
<br />• 1 �011i1�l.to am�ri�-zion of the principal of t�e Note;and . ''�-��'�'
<br /> � �1ft ,to late civ�u�dus under the Note. 1
<br /> 4.Fire.F1nod a�d Other�rd Iasmraa�.Barrocire� •�all insure all impmvements on the Propeny,whether - .;�;°'t'--
<br />.,. �• aow in existence or sabsequend�s�"-�c1,aSainst anY ha��s•�svalues,and wntingencies,including fire,for which � �_rv�•;.."-- ;
<br /> ,. L e n der r e q a i r e s insuaance. T�:s �s-,�raace shall be maintained in the amounts and for the periods that Lender
<br /> �,
<br /> requires. Boaower�:1 also insure all impmvements on the P r aperty. w h e t h e r no w i n e x i s t e a c e o r s u b s e q u e n d y
<br /> • erecqed,agains�lass�*-�ods w the exteat requued bY the Secretary. All insurance shall be cazried witSi companies �•;J.: , .
<br /> approved isy Ixnder. 1Le insu��g�licies and any renew�:�aU be held by Lender aII�st�all include loss payable � ��� ��,
<br /> clauses in favor of.and in a for•.��^..�table to,Lender. ��`';r•,,:'�;t`;:
<br /> � In��.-.._event of lssss.Borrocc�siaall give Lender imme��.'s notiee by mail.Lender mav��ake proof of loss if aot :., .
<br /> . madP promptly by T�.xu�wer.Each insurance cc�aay concerued is heieby aut�hori7ed and di�ected to make payment - ��; ��
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<br /> for sach loss di�u'y m Leuder, instead of tr� I�rrower and to i.ender jointiy. All or aay parc¢€� insurance ;. .•:,
<br /> pr��ay be app�ied by I.ender,ai its opa�^.-,either(a)to the reduction of the iadebtedaess�dg d�z Note and :.:$. .
<br /> this Seauity Insuument,fust to�.Y delinqaent amounts apg?i-3 in the order in paragraph 3,a�d thr�:a prePaymeat �. `;;�_._:
<br />:,:,,;:•. lic�s of the rocee�s to the . ..
<br /> .. of principal,or @� t�the restor��n or repair of the damaged PropertY. AnY aPP p ,� •�:-
<br /> prin�ipal shall not�s'.�or gostpone the due date of the montlily paymeats wluch ate r�f�'to i3&�B�Pb 2.or � . ,..{:.:�_:
<br /> .. change the amount c.s.�c3i payments. Any exc.ess insurance proceeds over�amount re��rd w psg a!�outstandinS �'- ' '`-
<br /> in�'ebtedness under the I1ote aad this Security Instr�ment si�all be paid to the endty legally e:tiSed there:o. w, :=
<br /> f c h i s S e c u r i I n s u u m e n t c s r other uansfer of atle to tL�:operry that exYinguishes �,'. _`�>--:
<br /> La the event of foteclosure e tY ���y
<br /> ��` .:::_.�..=�__•..
<br /> � the r.�*�Stedaess, all right, title aud inter�st of Borrower in aad to insurunce policies �force shall pass w the �,.,�.�.�q�d
<br /> �:.�_-,--�.�,��_
<br /> � pun��r. E.' ;'.`��.
<br /> ¢,pecvpancy, Freservattan.Mainten�r�e r�.ad Yratedton of We Property,Borrawu's Loan Appltcat�on; �.,s;
<br /> � I�alds. Borrower sball occ�py.establis:z, �3 use ths Properry as Borrower's princtpal residence within sixty _ . _ - �:' ;�:
<br /> � days siter the eaecurion of this Sxurity t^�s"t(or�•c�r:�sixty+daYs of a later sate or transfer of the Pmpertlr� "�':';:;_''-
<br /> .
<br />, the as Borcower's principal residence for at leasx one year after the date af �_��''
<br /> and sball continue to occuPY ��� - --_
<br /> nt aill cause nndue hardship for Bor.ower.or unless exttnaaimg
<br /> • occugancy,unless Lender determines that requineme ��•��_-�;i:,
<br /> circumstances exist wluch are beyond Bonower's wntrol. Boirower shall notify Lender of any extenuatiag �_'�•*.;,•-.�
<br /> cireumgtances. Boaower shall aca commit waste or desuoy,damage or substandally change the Progerty or altow the � • -��:
<br />�:;�:� �
<br /> Propeny to deceriorate,t�asoua3�t:-�rear aad tear excepted. Lender may inspecc the Prc�eaty if the Property is vacant .. 4::�,;.:,;.,���.�.;
<br /> or abandoned or the loan is in tin_:au1t. Leuder maY take rcasonable action w prot���preserve such vacaai oz :�==��'s,�;r
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