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, , .a` � • ; � , r , . ` `. `; .. y _ (, - .. � - S ' - -` . , .� , � `'1 � �`. ,�b ..f+� ., r ' ��y.� _ . ,' '. '—:." . .--C` T�^' . _'.� a'.._ ,—`.'l.'�'��....�.....__' '1.._�-�__.._, _.._ .i. ..._'L __.2 ` .`_ .. �:\�.'i� '._s_ — ' — 'n�vf�F . r--± .�^r-�� , ..—�l.G_�.•..."'__ �.�._� �.�. ` .... �.._ ' _.. • �.. .. �. 4.�. _Y.�...�. .�. . ,' �,. .i...,_.�.�.. - � �� Y t , - y�.' � �!� ��a� - — � paymentti n�ay no lanecr bc rcquircd,at the option of Lcadcr, i9'mort�agc in.ursnee covcr.�ge�in the amount and for the periud •''� • -- that Lender requires►providod by an insurer approved by Lender a�in be:comes available and is obtained. Borrower+hall pay -y� the premiums required to maintain mortgage insurance in effect,or w provide x luss reserve.until thc requirement Cor mortFage ` ' �°� insurance ends in accordance with any written agrcement between 8orrower and Lender or applicable law. • ' . __ 9. Inspecflan. Lender or its agent may make reasonable entrics upon and inspections of the Propeny_ Lender shall give . , t . . -- Borrow•er notice at the time of or prior to aa inspection specifying reasonable c�use for the iaepection. � . - � I0. Condemnation. The proceeds of any award or claim for damages,dircxi or conseguential, in connection tivith any - -__—___._ `��,`__ _ condemnation or other taking of any part of the Property,or for conveyance in lieu of rnndemnat�on. aze hereby assignad and �,'. ,,;, ,: " shall be paid w Lender. �• � �'��s�' ��r�� In the evene of a total taking of the PropeRy,the proceeds shall be applied to the sums secu�ed by this Security Instrument, -- �-'�-'�,'. _ ; .,: ,.�� _- wftether or nat th2n due, with any excess�¢^.id to Borrower. In the event of a partial taking of the Property in which the fair - - - . '� �`� "`f� marl�et value of the Property immediately beiore the takine is equal to or greater than the amount of the sums secured by this �•�'�',.,� �'�j4�� _ � �ri Insuument immediata,�[• .efore th�takin unless Bvrrower and Lender otherwise in writin ,t he sums secu r e d b r:�^'�'�, � � � _� � ty s�' a. �� 8 Y • . . . �: this Securicy Ir,srrument sh�4 3� r�uc�d by� ehe amoun� of the proceeds multipiied by the following ftaetion: (a) the total �` : - amount of the su,-ns secured immediateh before the taking, divided by (b) the fair market value of the Praperty immediately °`f� . �:.�;,:.�_;>-.�._,--�'_` �`�� . -- before the taicing. Any balance shall be pa�d to Borrower. In the event of a partial taking of the E'roperty in which the frtir �,:��F �,.� ,--=�;n�: m2rket value of the Property immediately before the takarig is less than the amount of ihe sums secured immediately before the �� ` � � �"��,i---- � ta§ing. unless Borrower and Lender otherwise agree in writing or unless applicable law otherwise provides, the procceds shall � �` '''�''�```- ,•'�.•,, .�r�'t�� , , ,;r.�= — —^�.�.-.. � be applied to the sums secured by this Securit}Instmment whecher or not the sums are then dae. �. :_r��! � ,.,� f�� If the Prope*ry is abandoned by Borrower, or if,afrer notice by Lender to Borrower chat the condemnor offers to make an '.: ;� ;;'� � .� �fi:� awazd or settle a claim for damages. Bnmower fails to respond to Lender within 30 days after the date the notice is given. ` '�!.�.�t` �t�: '•�'" �'`'�r7'�=ra'�t��`''.. -=�a:�� s:i Lender is authorized to collect and apply the proceeds,at iu option,either to restoration or repair of the Property or to the sums ��,:�-;<+;:;�•, ,.•,.g � � ; • t',:;'�,^t��P.. ,•� secured by this Security Instrument,whether or not then due. ;<•�1;;��'; , �: ;! ; Unless Lender and Sorrouer othenvise agree in writing, any application oF praceeds t o p ri n c ip a l s h a l l n o t e x t e n d o r r 4�,"tif " �� '•.*::.„ ,_,,,,... ti ;; postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or chambe the amount of such payments. f.,��r, ¢.�;�� ; ,�,. ;;� 11.Barro�ser Iiot Released;Farbearance By Ixnder Not a Waiver. Extension of the time for payment or modification .f,•'�""�''."',,,_, .�,t�,5'F..;:`;.,.�,� `��'�� af arr;ortization of the sums secured by this Securiry Instrument granted by I.ender to any successor in intemst of Horrower shail �p";e f �>ky��, �;�` ,__ ��' nat erate to release the liabiti of the ori inal Borrower or Borrower's successors in interest. L.ender shall aot be uit�ed to �p k� � �.y�jG .;� . '� 4�}S � � g � •� l;li{�f � "f ��! �i5,� � �M,_: ��j: eommence proceedings against any successor in intercst or refuse to extend time for payment or otherwise modify amortiradon . � �. , �, �� �:;�a; of the sums secured by this Security Instrument by reason of any demand made by the original Rorrower ar Borrower's ,;X'� ' s.�.:, " :�:'�'Y .'.`��;i�wr�� ,�r•.:. :- saccessors in interest. My forbearance by i.ender in exercising any right or reme�y shall not be a waiver of or preclude ttte '.,�,��, exercise of any right or remedy. ';'� -.- 12. Successors and Asslgis Bovnd;Joint and Severa! Liability; Co-signers. The wvenants and agreements of this _ ��•��:. _ ;<�; , Seturity Instrument shall bind and bznefit the successors and assigns of Lender and Borrower, subject to the provisions of - ':t.��,��, paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co-signs this Security � Instrument but does not execute the Note: (a) is casigning ehis Security Instrument only to mortgage, grant and convey that fF.i`' � , ,�' Borrower's interest in the Property under the temu of this Security�nstntment;(b)is not personally obiigated to pay the sums _ ��''' '�`�" secured by this Security Instrument:and(c)agrees that Lender and any ather Borrower may agree to extend, modify,forbear or •�'°"""�''''o'�. i make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent. - . r". .�.,.�_. . :�,,;y;,,�, `, 13.Loan CAasges.If the loan secured by this Securiry Insttument is subject to a law which sets maximum loan charges. • � ��,_�._ , '��tir;. ..•_. ,�.,.�.. . .,.-_ and that law is finally interpreted so that the interest or other loan charges collected or to be collected in cannection with the �x;•� � �; ;.:'"'"'"" - loan exceed the permitted limits, then: (a)any such loan charge shall be reduced by the amount necessary to reduce the charge �-;�- . - _ to the permitted limit:and(b)any sums already collected from Borrower which exceeded permitted limits will be refunded to .�,��.." '�.. '�';,' Borsower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct __ _��•�"�=: ':� ••-. . "T,:'_-�-_'��: payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any =.�.�.;:•,<:«�:�+�� �, prepayment charge under the Note. � -'��;.�:� 14.Notices.Any notice to Borrower provided for in this Security Instrument shall be given by delivering ii or by mailicsg �'.'� it by first class mail unless applicable law requires use of another method. 7'he notice shall be directed to the Property Address �`'�`-"�' •.._ .�v��,�-:-_ or any other address Borrower designates by nottce to Lender. Any notice to Lender shall be given by first class mail to ' �'}r.�?��,,�.:'•" _, • Lender's address stated herein or an other address Lender desi rtates b notice to 9orrower. An notice rovided for in this � '' �• � '`� =' Y P Y Y P w:+,��=;�'� Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. �.�:.:::�-�-•i;Y4 s{;.�..�,;, =-`_- • 15.Governi I.aw; Severabili This Securit Instrument shap be ovemed b federaf law and the law of the ��°'� nS h'• Y S Y �•��.{, jurisdiction in which the Praperty is located. in the event that any provisian or clause uf this Security Instrument or the Note 'u;'��-•� ��_� ___,_-_ _--- ',�ti:�;,.,,F;,�.�.,•3-�-• conflicts with applicable law,such wnflict shall not affect other provisions of this Socurity instntment or the Note wfiich can be ��.�,k„,.-.;,. �.,.-. � c'ic}y r e� � ; given effect without the wnflicting provision.To this end the provisions of this Security Insttument as�d the Note are decta::d � �s�'•,.,7,�j��,,`-�� " . , to be severable. ��;;±_�' • 16.Borrower's Copy.Borrower shall be given one confarmed copy of the Note and of this Security Instrument. �-�. �`"� '�-'""' � ..,�' . 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