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<br /> � TUGF.THER WITH all thr�rnpru�ea�ent+now ur hereafter ererted un the pmperty. snu an ea�cmrm�. appc.�c+�asRr�.w�: , s�� `�`
<br /> fixtur�ti nuw un c�rwfter � p:►st of the proprny. Ail replacemes�ts and additinn. .h:�U nl+�� he cuvered by thi. Serunty '�"
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<br /> � In,trun►rnt. All uf the forcgoing i.rcfcrrcd to m thi�Sc�unty lntitrument ati thc"Propeny." '� ' �. . � • ,
<br /> : BORIiOWER COVEl,EANTS that Borri�wcr i,lawfully+ei,cd of thc etitate hereby ronceycd and ha.thr nght tu grant and . _
<br /> � conv��y the Property and that the Pmperey i. unencumbcred.except fur encumbrance+ uf nrur�3. Burru«er warrant� and will , : , . „
<br />` j defend ger.erally the titie ti>the Ptopeny again�t aU claims and derttand.,�ubject to sny encumbranee.of record. •
<br /> 1'HIS SECURITY[NSTRU".4ENT cumbinc+ uniform covenants ti�r nation;il usc:uid nun-uniform cc�venants with limitcd ..
<br /> � variaiion�bq jurisdicti.zn to constitute a unifor�se�ecurity instniment r�vering real propeny. —_--r , .
<br /> UNIFORM COVENANTS. BorroH�er and lxnder ravenan[and agree as folluws: � -.-•�.:•--.��_-�,-�F �--
<br /> 1. Payment ot Principal and Iaterest; Prepayment and Late Charges. Borrower �hall promptly pa}• when due the : ,
<br /> principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. ,._. ._ . ' _1-
<br /> 2. Funds for Taxes aad Insurance. Subject to appiicable law or to a written waiver by Lender, Borro�ver shall pay co : ; .� _
<br /> � Lender on the day monthly paymenu are due under[he Note,until the Note is paid in full,a sum('Funds")for:(n)yearly taxes . ' ' =
<br /> _, and asse�.timen�s which may at[ain priority over this Securiry Instrument as a lien on the Property: Ib)yearly leasehold payments r:.a��;����'.. �
<br /> or ground rents on the Property.if an}�:(c)yearly haiarci or property insurance pren►iums:(d)yearly flood insurance premiums. ;-::���'.-: .--�'
<br /> if any: (el yearly mongage insurance premiu�ns. ef any; and(�any sums payable by Borrower to L.ender, in accordance with -•. �=.-
<br /> `.' the rovisions of h 8, in lieu of the a�ment of mort a e insurance reauums.These items ace called"Escrow Items." �•��,a`"-,=��-�
<br /> P p�$�P F S $ b' p -� s.� ,
<br /> Ixrtder may, at any time. wltec't and hold Funds in an amount not to exceed the maximum amount a len der for a f e d e r a l ty • ..
<br /> - retated mongage loan may require for Borrower's escrow account under the federal Real Fstate Settlement Procedures Act of , r` ��•°=-:�--
<br /> ` 1974 as amended from t;me to time. 12 U.S.C. Sec[ion 2601 er seg. ("RESPA"), unless another law that upplies to the�unds ,:���:=° -:��-,f
<br /> �.� • ,.....;
<br /> sets a tesser amuunt. If so. Lender may, at�r.v�a��e. coltecc and hold Funds in an amount not to ezceed the lesser amount. - ,,,•�'?;�'f rj���"'�
<br /> � t,�:.::*^ay estimate the amount•�`=���s d�� or.t;1e bas�s�f��aerent data and reasonable estimates of expenditures of future ��
<br /> �� ������.
<br /> Est�::�� �i-ems or otherwise in acc mdar,:..ni�appii-able laa. r`�• '� .�'
<br /> i s, it l i.::.. 'r �T�::;; `_
<br /> T.:e Funds s!v!! be held in an instira�aon whose deposits are ins�-ed by a federal agency, instrumentality, or entity •;,_�fa`�„�, :�`;� '»':�F•:"''.
<br /> ' (induding Lender,�,f�nder is such an instir_t�ion)or in any Federal Hom�i.nan Bank.Lender shall app:y the Funds to pay the •�*�.�Y� ��;;::;;_:-
<br /> : -,.�,-...,+u
<br />:`�� Escrow Items.Le:3er may not charge Borrowes�or holding and applying the Funds.annually analyzing the escrow accoun[,or � ,,,�: :, ,,'•:�,—,.
<br /> ' verifi;.r.g L'�:Es�ro� `,'�:ns,unless L.ender pays Borrower in[erest on the Funds and applicabie law permiu Lender ta malce such ,,,;;;�,.�,i, "' :�.;;:.
<br /> ; a ch�r �.I:awe��r,I.eader ma �ire Borrower to a a one-time char e for an ind endent reat estate tax reportic�g service �` � �
<br /> , o., 5 y�=;' P Y g eP • , � , .
<br /> - •:.,�e: b,; �.;,�.:er i:� connection «i�iv this lew,, unless applicable law provides otherwise. Unless an agreemeat is made or _ # f;.:,:
<br /> �, 4�,i,�:,ai�,i:law requires interest w be pai�3.Lender shall not be required to pay Borrower any interest or earnings on t(ne Funds• :r,�„�,,`� -� •', �;f
<br /> •'i 3.,;rower and Lender may agree in writing, however,that interest sha11 be paid an the Punds. I.endec�il give to�r�w'er, ,fijy;�:;.. „:,.:::;,,���t, ?��i}��
<br /> - without charge,an annual accounting of tlte Funds, sho�vina credits and debits to the Fands and the u� ose foz:�r:�di e�h `ij"'�x'•+'�,r,!`✓,j!�;���=, ,�-'';`�
<br /> � p--p �;,r � '3}iE7�f.�`�"�irA t�:,
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<br /> .� debit to the Funds was made.The Funds are pledged as addiaonal securiry for a!1 swns secured by this Security Uutr.��**.�� {•, � "���,x;+l�:�!�,sr
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<br /> `� If the Funds held by Lender exceed the amounts permitted to be held by applicable law.Lender shall account to Borrower • a��''..� d:;.�
<br /> >.(��t.'
<br /> � for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender at any �';;,�:�
<br />- time is not sufficient to pay the Escrow Items when due, Lender may so notify Bormwer in writing,and,in such case Borrower _ ��f����.�
<br /> �.�± � •
<br /> shall pay to l.ender the amount necessary to make up the deficiency. Barrower shall make up the deficiency in no more than ��,�, .
<br /> twelve monthly payments,at L.ender's sole discretion. ""����--
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<br /> ' "° Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund w Bonower any _ �-
<br /> Funds held by Lender.lf, under paragraph 21, Lender shall acquire or seU the Prope�y. L.ender,prior to the acquisition or sale - ��: -
<br /> of the Property, shall apply any Funds held by Lender at the time of acquisition ar sale ag a credit against the sums secured by ��' —
<br /> this Security Instrument. �±�f��Y"
<br /> . . �_
<br /> 3.Application of Payments.Unless applicabte law provides otherwise.all payments received by I.ender under para�raphs =�?�Y�""
<br /> F-,��-�,__-� '
<br /> •�' 1 and 2 shall be applied: first,to any prepayment chazges due under the Note;second,to amounts payable under paragraph 2; �-::�-�--- --.: �__.�:._
<br /> ! third,to interest due:fuurth,to principal due:and last,to any late charges due under the Note. —_
<br /> �t 4,Chatges; Ltens. Borrower shall pay all taxes, assessments,charges, fines and impositions attributable to t}:e Property — -
<br /> which may attain prioriry over this Security Instrument, and leasehold paymenu or ground rents, if any. Borrower shall pay `��4
<br /> •� these obligarians in thc manner provided in paragraph 2,or if not paid in that manner,Borrower shall pay them on time directly `•;_I,;�r:,—�=_�—�_��.
<br /> to the person owed payment.Borrower shall promptly fumish to Lender all notices of amounts to be paid under this paragraph. '�rs,�.:�'"-- °�"t==''
<br /> If Borrower makes these payments directly,Bonower shall promptly fumish t�o Lender receipts evidencing the payments. � "�"`-'---
<br /> .,;;,;..�n
<br /> $orrower shall promptty discharge any lien which has priority over this Security Instrument unless Borrower:(a)agrees in .
<br /> writing to the payment of the obligation secured by the lien in a manner acceptable to Lender:(b)contests in good faith the lien � ;�n' . .
<br /> ;�h'f',��,_
<br /> by. or defends against enforcement of the lien in, legal praceedings which in the Lender's opinion operate to wrevent the '5;;,,�:;T;r;�{�,�->:.-.
<br /> � , :r� `�'�:
<br /> enforcement of the lien:or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinatino the lien to � wt'�;�:4��,'4tr,,,y,•,,��'-�� �
<br /> this Security lnstrnment. If Lender determines tt!at any part of the Property is subject to a lien which may attain priority over •�;;, 'ky��,;�
<br /> ' this Security Instrur.�.°nt. Lender may give Borrower a notice identifying the lien. Borro�ver shaU sazasiy the lien or take one or r.�;•:�-�
<br /> more of the actions set forth above within 10 days of the giving of notice. . -i' ,.����x'`"���'•'
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