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<br /> . TOGETFiER WiTH all the impro�•emencs nnw or hereafter erected on the property.:uui a1�t;s�ement�.appunen:►nc��+.and - ��-_�_��-..F�,=-�_
<br />� fixturey rtoa• ��r hereafter a part of the �roFercy. All replacements and additiaas shall al+o he cuvered by this Sewrity , �� ; .
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<br /> inurument.Ali of the foregoing is refernd Eo in this Security Ia,uument ati the"Pn�per[y." _ _ _ _ _• __ _
<br /> ' BORROWER COVEI�iANTS that Borrower is lawfully teised of the estatc hereby ccmveycd:uid h:u the nght to gr,uu mid , __
<br />" convey thc Propert}• and that the Property is unencumhea'd. except f�tt cncumbrrnre+ uf reconi. Barn�wer warran��3nd wiU � < , !
<br /> defend generally th�tiUe to the Pro�erty against all claims a►td dem�u►d,..ubjctt ro:iny encumbrances of rctioni. ,�--+�
<br /> THIS SECURITY INSTRUbiENT combines unifarm covenam.fur national usr and nnn-uniform covenants with limited • • . . 9�+
<br /> , varia[ion�by jurisdictiun to constitute a unifurm security instrument�ovcring re;sl property. . _
<br /> U[�SIFORPii COVENANTS. Borrower and Lender cavenartt and agree ar fotlo�cs: _ , _
<br /> I. Fayment of Principal and Interest: Prepayment and I.ate Churges. eorrower tihall promptly pay when due the , _
<br /> _ _ principal of and interest on the debt evidenccd by the Note and any prepsyment asid late rharge.due under the�Ic�tc. . . , `
<br /> 2. Funds for Taxes and Insurance. 5ubject ro applicable law or to a written�vaiver by l.rnder. Borraw��r shal� Pa)' tu . .
<br /> ,' Lender on the day monthly payments are due under the Note. until the Note is�aid ia Full,a sum("Funds")for:Ial ycarly taxes _ . - _
<br />� .� and assessments which may anain priorit}•over this Security ln�trument as a tien on the Property:(b)ye�ari}•leasehold paymenGs � `• _ , . . 'y�-:
<br /> or ground rents on the Propecry. if any:(c)yearly huard or propeny insuram:e premiums:(d)yu�riy flood ir,surance premiums. � : �;-;t.�
<br /> � 1..,.
<br /> • if any: (e)YeartY g g P Y' Y P Y Y ,��:-_;�::�T;
<br /> mort a e insur�nce nmiums. if an ,and (tl an sums a abte b Borrower to Lender, in uccordance with � , �;,�•. :.
<br /> � '' the provisions of paragraph 8,in Geu of the payment of mortgage iasurance premiums.'E'hese items are c�lled"Escrow ltems." ' ' '
<br /> ' Lender may. at any time. collect and hold Funds in an amount not to exceed the maximum amount a lender for a federaUy . �, 4��—�-�;
<br /> ':::.�����:�
<br /> ��� �,= retated mortgage loan may require for Borrower's escro�v accrount under the federal Real Fa-tate Settlement Procedures Act of ._
<br /> �'' 1974 as amended from time to tim,e. 12 U.S.C. Section 2601 et seq_ ("RESPA").unless another law that applies to the Funds ��`'"��_'
<br /> sets a lesser amount_ If so, Lender may, at any time, collect and hold Funds in an amount not to exceed [he lesser amount. J•,'�: -�,'-•--�
<br /> Lender may estimate cL--:amaunt of Funds due on the basis of current data and reasonable estimates of cxpenditures of future . : -:�.�.�
<br /> � . EscroK Items or oti;�-+::se in accoatance with applirable la�v. ' ; ,��a��•�- .. :.
<br /> 'i��e Funds sh.:,`.i be hel� ir, .sn insticutian whose deposits are insured by a fe�cr.1 agency. instrumentality, or entity �. : � �,_�__,,;;�
<br /> (including Lender.if t,ender is se�c an institution)or in any Federal Home Loan Bank. L�'er shall apply the Funds to pay the ':�'f:'' . . ,. .
<br /> r�'`� Escrow items. Lender may not charge Borrower for hotding and applying the Funds,aimua.Pl�analyzing the escrow accouat.or ��,
<br /> verifping the Escrow I[ems.unless Lcnder pays Borrower interes[an the Funds and appli�::law percnits Lender to make such .�_.,,"„ . . .� �;?�-=
<br /> a charge. However. Lender msy require Borrower to pay a ane-time charge for an indepeu�?,�nt real estate tax reporting service '_�;:ti� .,�
<br /> , used by Lender in connection v.«i� this loaz►, unless applicable law provides othensiv:. Unless an agreement is made or _•�,' �`
<br /> �. applicable law cequires interest to e�paid. Lender shall not be required to pay BorroK�er:�_. interest or eamings on the Funds. .,.
<br /> � ' Bonower and Lender may agree in wri[ing,however, that interest shall be paid on tre I�-�t.�s. L,ender shall give to Borrovrer. �t ' "`J
<br /> without charge, an a��:.ial accounting of the Funds. showing credits and debits to th: Eunds and the purpose for which each y ,;..,.`T� ��
<br /> ..:�.•� • . �,
<br /> � •� de6it to the Funds was rade.The Funds are pledged as additional security fer all sums��tr�by�this Security Instrument. � ,._�_�,��. .
<br /> , ^ if the Funds hcld i�y I.endez�z:'eed the amounts permitte�to be held by applicable�a��. Lender shall account to Borrower 4
<br /> ,:t;�..• �
<br />� for th�excess Funds in accord:�:tr uith the requittiments of appiicable law. [f the amacr�t�f the Funds held by Lender at any • ..
<br /> • time is not suffirient to pay the I's��ti��Items w6en due.I.ender may so notify Borrower in writing,and,in such case Borrower �.�s� '.' —
<br /> shall pay to Lende:the amount n�;zssary to make up the deficiency. Borrower shall make up the deficiency in no more than _ -':* �'� 4
<br /> twelve monthly payinents,at Lernler's sole discredon. - i�..
<br />' Upon payment in full of all sums secured by this Securiry Instrument, Lender shall promptly refund to Borrower any � _ °•• �
<br /> Funds held by L.ender. If, under paragraph 21, L.ender stall acquire or sell the Property.I.ender,prior to the acquisition or sale _ .' ���j...:'- �
<br /> . of the Praperty,shall apply any Funds held by l.ender at the time af acquisition or sale as a credit against the sums secured by '��?!"!'!w'b4�„��t ,,
<br /> . '. this Securiry Instrument. '�''�'`-:-
<br /> �--
<br /> 3.Applicatian of Payments.Unless applicabfe law provides oth�rwise,all payments received by Lender under paragraphs � , :'
<br /> 1 and 2 shall be applied: first, to any prepayment charges due under the Note:ser,and,to amounu payable under paragraph 2; _ ,;,, :�,�;` __
<br /> . third,to interest due:founh,to priacipal due:and last,to any late charges due under the Note. �"'4 '
<br /> ' 4.Charges;Ltens. Horrower shall pay al!taxes,assessments,charges. fines and impositions attributable to the Property . ,
<br /> • �, which may attain priority over this Securiry Instrument,t�nd leasehold payments or ground renu, if any. Borrower shall pay b-� -;T- '.-
<br /> n
<br /> � these obligations in the manner providad in parag�aph 2,or if not paid in that manner.Borrower shall pay them on time directly r�_�:-:. � `. �
<br /> to the person ow�d payment.Borrower shall promptly fumish to Lender all notices of amounts to be�=9 under this paragraph. �f � .� . :� :'_
<br /> • If Borcower makes these paymenu directly.Borrower shall promptly fumish to I.ender receipts evidencing the payments. ` '' " •' �':�'°
<br /> � Bonower shall promptly dischazge any lien which has priority over this Security Instrument unless Boerower: (a)agrees in �.�
<br /> ' manner acce talsle to Lender: (b)cantesu in good faith the lien '. _ - •_
<br /> the lien in a �-�__�-� °'""-
<br /> . wtiting to the payment of the obligation secured by P --- _._,
<br /> by. or defends against enforcement of the lien in, legal proceedings whi�h in the Lender's opinion operate to prevent the � • J
<br /> � enforcement of the lien;or(c)secures from the holder of the lien an agreement satisfactory to l.ender subordinapng the lien to �. ,�
<br /> this S.:curity Instrument. If Ler�der determines that any part of the Property is su bject to a lien w hic h may a t t a i n p ri o ri ry o v e r �,�:�,�-�-�_-. -
<br /> •�r�� Ls S�curity instrument. L.ender may give Borrower a notice identifying the lien.Horrower shall satisfy 1he lien or take one or ��`"�
<br /> '� • �� more of the actions set fonh above within 10 days of the giving of natice. ... • . � � ---
<br /> � Form 3028 9/90 ""'P�"'?,`��,v�lau°„
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