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_ <br />� <br />N � <br />a � <br />� �� <br />0 � �� <br />� <br />� ..�� <br />...�� <br />�. <br />�� <br />..�� <br />� <br />� <br />� <br />C <br />��� <br />�� <br />When Recorded Return To: <br />Farmers and Merchants Bank <br />3015 2nd Avenue <br />Kearney, NE 65847 <br />� ��� <br />� �. <br />�, <br />'a <br />(ya <br />[Space Above This Line For Recording Data] <br />;,�:,; <br />'s; <br />DEED OF TRUST <br />DEFINITIONS <br />N <br />� �. � � <br />_� ~+ C � � <br />--1 <br />�� ° �rn o <br />� � � � � ° t-� <br />o y —. o '''i <br />m t— � "T�, 2 t�"' <br />c� _ � O <br />D <br />m 3 r� � <br />� N � <br />o �� W � D �, � <br />o �" 't � � ~ <br />� <br />MIN:100815200007944019 <br />Words used in multiple sections of this document aze defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) °�Security Instrument" means this document, which is dated October 3rd , 2011 , <br />together with all Riders to this document. <br />(B) L°Borrower" is Timothy A. Kuszak, a single person <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Farmers and Merchants Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 3015 2nd Avenue Kearney, NE 68847 <br />(D) ��Trustee" is Farmers and Merchants Bank 617 First Street Box E MILFORD, NE 68405 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrumen� MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) G°Note" means the promissory note signed by Borrower and dated October 3rd , ZO11 . T'he <br />Note states that Borrower owes Lender One Hundred Fifty Eight Thousand and 00/100 <br />Dollazs (U.S. $158,000.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />November 1, 2041 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(I� "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s} [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(.n G°Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac iJNIFORM INSTRUMENT (MERS) Form 3028 1/01 (page 1 of 9 pages) <br />12439.CV (9/I 1) K1189GMAC/603163930 Creative Thinking, Inc. <br />� <br />�� � � <br />CrOTO(OOOc7943) <br />