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<br /> - - �d a imoixparated in[b��siail bc dxmed to ameM aod suppkmeat
<br /> ���af 7E� q�'Soctuity Deod ['Sa�aY L�strumqtt'! of tbe s�tnc dile givtn by d�c mde=siEoed -
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<br /> .<.�<-, '�.: ;j.: '216 sE�fCIBOOA DI�.
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<br /> '.j:.:. ;`'<��,:'f; ' '� li����.:EAHiTA[NS lROYiSd�S ALI.OWQIIG i�(f1t-t�MFGFS.IN 'ff�4 ' -- -_—
<br /> ;��?;'�:�� ���:.;��',:s=�3E ANA'I'HE _�!t�i.Y lAYME1N'� '�U6 NORE Lm117� 1'N��
<br /> '''�� �;�i�1G':;M'l�;�E iORRbV�ftS iN�.��i'I'E'CAN CHANGE AT AMF'aNE7�4NE��
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<br /> A�YONAL COVENANTS. In adfcttttian;to the sav�s and agreemc�ts made ar tbe Secwity Iactrunxa�
<br /> ::��;Homawecai3d 1..encier furttxr�va�ant and ap+ee a��adEcaws:
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<br /> ;`:..:- ;; ..`. �]�S7'RA7'E AND MO!�Tl�LY PAYMF.irl`i'CHANQES. c
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<br /> - - - � `. + `[A)��: 3�uuaey 1 1394 • � -
<br /> - - - - r ,, : 'll�e intercst rate�au change on the f tst day aC; u • �anQ tt�t day of ca�de soc�eding Year. °' �.
<br /> — , , _ °Change Date"meang�ifz date an whtch the intet��x rate could change. �"-'-
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<br /> 8egi�mfig with tl.i�,t�u5t Changc 1?ale.the interest ratc wiU be based cx�an Indez. "ir��';{a�r.tis i���'ekty aYee�ge =,�-
<br /> Id on United Sta�"6d.w Securities ad' ,rtec��to a constaat ma�u of onc ear.as rsi�z�sw` � 6~�
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<br /> �Y Y ��:1�,r�e Federal �._
<br /> ` Reservr Boa�d "CwEit3st IrK1es"�s the most;�.^�tndea Ggurc avaitable 30 days before t�N�'r,8e�:.:��#te Tndes - `
<br /> • (as de�'±��ave)is no tongcr available.l.coder K�?�se as a new Indca any index Qmscribe�fr�'i3i��.�:Y.; �.s.�in '•:,
<br /> this Ritt�c,_'�c:cretary"means the Secrctary af Housing and Urban Development ar his as i��i�;a:a;.i'ii3�#'er witt'give
<br /> Barawer nbtice of the new lndcx. . .. �,�• : ' �
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<br /> . (C/CakW�iaA d Interest Rate l,'hs�s r;.,t ., ' , �' �„;`�--
<br /> - Before each Change Date.Lender will calculate a new interesl rate by add;Mgata�,+�x;G�:%;, , :�
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<br /> .._-_ ,T1to �s,,r�ti. percctrta8e -
<br /> _°-`„` •�;;;:'.,' points 1 2.0000 -.��!`1� the current fndex aad raunding the wm to the:u��^'t �m��ti� of o�e:pe�cnta;e point �'
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<br /> ___ �_yi • �;'•;�,�,,. . (OJ25�o). SubJecq�i.'t!�i9mits swted in Phragraph ID)af Ihi�Ridcr.this t�x�nr�d�:,.��'uunt�wili be the tia�ri�icesl rate until :;-;+,�.
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<br /> ---_��`�?" �', (D) LimitsonlaterestltateChan�es ,'. , ; ,
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<br /> __- -_� ` 'Ifie interest rate wil!never incrtase ar decre.?+�by more than one percrntage.point�1.�r on any�ng�e.Change Date. 4�;: ;
<br /> -�`�`�-� � ���' The interest mte wi4 er be morc than fivc perrc a�t:�+c�inGti IS.119�1 highcr oFiuu•cr than the initial i�tccs�iate. �w�.,;,
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<br /> �.:-�?i-� `�y If tl�iute�ecl rau;change�ao�a_�n���t�<4.ctafcr wiiE w�(culate thc a;hscrdltt oL���paYmertt o(principai�tad ' � ,
<br /> =' '`r,,:�: iocet�est ii�`wo�r;��ir��,�.-ess�ry r:�n:�uy���,^,.y��;�d priM:ipat balancc in futl at�he mat`a�ty�tatc a�the new interest r,q� ,
<br /> `''� •' �.'_ �htough�sulistasitixil}r�#j,da�.paymc�sr,4 !�i'�it:�i�ti�ii cafculatian.l.crtd�-r wil[uye the anpaid principat ba[�nce which wauld
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<br /> `_,;�:�a�,:�� �;; •..•�owed tttt thc C�1��#c'if therc ha.a Di4`titiYa&�`.iult in payment on thc Not�reduCed by the amaunt of anY prepayments
<br /> -==" �,; td pru�pxl:'i'he resru�l.'►it'IIliis c�.ilc�Eafio�t u iZE�ttu�amuunt of the netiv manth(y payment of principal aad interest.
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<br /> -'�':�-�ri:�th.-r' Lender will give qntice Io Barmwer uf��diange in thc intenwt rate and monthly p�yment amount. The naice must
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<br /> =�;;,�:�, .. W be given at teasf 1S days tiefpre the rtew moc►#!i!�'�raymeni:�m�unt i�due,and mtut se1 foN�(ii Ifte date oi t6e nolit�e.
<br /> =�'�, (a)the C'haege Date.(iii►tbe oCd interest rate.�iv�thr ncw intcrest ratc.f��thc new manthly paymcnt amoun�tvi?the �.
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<br />- -=•��:.;',.° : Curiea�t Index and tl�e date�was published.lviit the tncthad of calcu�ting tiic ch�rge in monthty pay�ment umottnt.and
<br /> `'��4���. (v"ui3 nny otAer inionmatian which may be required dy taw fmm timc ta timc. � .
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