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K� , ` . ., . .. . . ...�•I��,. .rL�c �.. . . .._. .. � . �� . . . .� . . ._ .. . .'R.•. .. .�S'Y/�.fW ... .. .._ . . _� ... ..... - . . - • ' / . �)�h'r�w " ..wr�"fw� . ,.�•YL.-_ � TODETHER WITH aN the Improvemente now or hereufter erected on tha property, and aii easements, ep�urtenanees, end �•a�=,.:;�;,:�_ �c.J.°1-._:-_ Iixtures now or hereafter a peR o1 the property.All replacements und addRiona ahaU nlso be covered by lhla Secudty inetrument. •r•>-' `t,L,.t_'.J,� . . ...(MW�"._. All 01 the toregoing Is reterced to In thle Security Instrument as ihe 'Property." ,,. . .,� BORROWER COYENANi3 that Borrower Is lewfully selzed ot the estate horeby conveyed and hes the dght to grnnt and `l ,-��.,�;,._: �onvey the Property and ihal the Property la unencumbered, except for encumbrances of record. Bortower warranla and wlll detend generaAy the title to ihe Property agalnat all clalms and demands,subject to eny encumbra�ces ol record. THIS 3ECURITY INSTRUMENT combines unitortn covenants for natlonal use and non•unitorm c�vonnnta wuh Ilmfled�' , vadatlons by Judsdictlon to conytitute e unilorm socudty Instrument covedng real property. �. UNIFOAM COVENANTS. Bonower and Lender covenant end ngree as tollows: � „ f 1. Payment of Princip�l and Intorsst; Propayment and �e B mentgna•lBe charges duo under�the Notee11 _ d�e the prinelpal of and Intereat on the debt evldenced by tho Note and any p p Y : �:::�- ' 2. Funds for Ta�cme and Inaurenee. SubJect to epplicable�aw or to a written walver by Lender,Bortower ehall pay� ,� :: �,_ '•;=,- �Y} to Lender on the day monlhly puyments aro duo under the Note. untll the Note Is paid In full, a sum ('Funda"1 earl leu eho dQ � � taxes end anaessments whkh may ettain prlority over thls Security Inatrument alnsurnnce premiums;P(d)Yyearly flood Lisurence� �i��- ~ :��` pnyments or ground rents on the PropeAy. If any; (o) yearly hezard or property ___ __ ...,„.�w"'RM` premlume, 11 any: (e) yearly mongage inauranae premlumaent ofymortgage�inauren�premiums.B7heseritemoear�ercalled"Escrow� _; _ with the provletons of paragraph B, In Ileu of the peym � �..�:�:-- Items.' Lender may, at eny time, collect and hold Funds In an smount not to exceed the maxlmum amount a lender for a �� federelly releted mortgage Iaen may requlre for BoiTOwer's escrow account under the tederal Real Estate 3ettlement Proeedures :�-.-- '• RESPA'). unlesa another law thet applies to ihe Funds ,,,,.-,_: ".- , � Act ot 1874 as amended from time to lime,12 U.S.C. 2801 et seq. (' ,___ ---- sets e lesaer amount. It so, Lender may,at any time, collect and hold Funda in en amount not to exceed the lesaer emuun. '.,- -- --- Lender may estimate Sha amount ot Funds due on the basis of current date and reasonable esilmates of expenditures of future ` _ Escrow Items or othenvlse N accordence with applicable law. ;r:'_ ' The Funds shall be held In en Institutlon whose deposits are insured by a federel egenaY. �^g the Funds torpay lheinEacrow ' Lender, If Lender Is such en Institutbn) or in any federal Ho ne the Fn da,annueMy ana'ly�ing he escrow account,or vedtying �