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<br /> af Borra�vcr's cuvcnums :uid agrccmen�s under this Sccuriry Instrumcnt and thc Notc. For this purpasc, Barrowcr • •
<br /> � I irrevoc�bly grants and ccmveys ti, the 'fruste�. in trust, with powcr c�f sale.ihe tollowin�dcscrib d`P"�y`Nebrask•a • . ' '`-
<br /> { in HALL ' ,_
<br /> � I Lot Elevenll 1)and the Southerly One Half o(Lot ,;,�;.;;:y^
<br /> •: I Ninc 19),��I in Bloek Seventeen(17),Unlversiry -;;,_-
<br /> Place,an Addlclon co ihe Ci�y of Grand IsWnd, '-
<br /> HaIlCountl,Nebraska. ''-'`
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<br /> a; GRAND ISLAND IStrcei.�'i�yl.
<br /> � which has [l�e address��f 2014 NORTH CUSTER AVENUE
<br /> �,� Ncbrt�ska 68803 �zip c��ae► ("Property Address"1:
<br /> � TOGETHER WITH all the improv�ments now or hereafter crected on ttie propeny. and a11 casements.
<br /> �� lppurtenances and fixtures now or hereafter :► pan of the property. All replacements and additions shall also be
<br /> covered by this Securi[y Instrument. All of the foregaing is refened to in chis Security Instniment as che "Property."
<br /> �� � BORROWBR COVENANTS that Bonower is lawfully seixed of the e.4tate hereby conveyed und has the right to
<br /> � grant and convey the Property and that the Property is unencumbered,except for encumbrances of record. Borrower
<br /> • warranis and wiil defend generally the title to the Property abainst all claims and demands, subject to any
<br />: c;tixumbranccs of record.
<br /> THIS SECURITY INSTRUMENT combines uniform covenanis far na[ional use and non-uniform covenants
<br /> � with limited variations by jurisdiction to constitute a uniform securiry inswment covering real prapeny.
<br /> _____,_______ _ ��.f..Wr��nd I.ender coven�nt and agree as follows:
<br /> UNIFORM COVfiNANTS.
<br /> � 1.Puyment of Principal� Interest and Lute Charge. 8onower shall pay when due che principal of, and
<br /> imera:st on,the debt evidenced by thc Note and late chargcs due undcr the Note.
<br /> 2, Monthly Pnyment of Taxes, Insurnnce and Other Charges. Bonower shall include in each monthly
<br /> ; payment, together with the principAl and interest us set forth in the Note and any late charges, a sum for(a) ta�ces and
<br /> " ' ; special assessments Ievicd or ta be levied against the Property. (b) Ieasehold paymcnts or ground rents on the
<br />' � P r o p e r ry. :m d (c)p r c miums for insurance required under paragraph 4. In any ycar in which the Lcnder must pay a
<br /> � mortgage insursuicc premium to the Secretary of Housing and Urb�n Development ("Secretary"), ��r �n 1y p Yy a r i n
<br /> �vhich such premium would huvc becn rcquired if Lendcr still held the Security Instrument, cach monthl 1 ment
<br />' ' shnll also include cithcr: (i)a sum for the annual mongagc insurancc prcmium to bc paid by L.cndcr ro thc Secrctary.
<br /> ' or(ii)a rnonthly charg�instead of a mortgagc insurance prcmium ifihis Securi[y Instrument is hcld by thc Secrctary.
<br /> in a rc.isonable amount to be determined by the Secretary. Except for ihe monthly chargc by the Secretary. these
<br /> ,.� � iicros are called"Escrow Itcros"and the sums paid to Lendcr arc called "Escrow Funds."
<br /> Lender may, at any time, collect and hold amounts fot Escro�v Items in an aggregate amount not to exceed the
<br /> maximurn a�nount that mny be requircd for Borrawer's escrow account under the Real Estate Settlement Procedures
<br /> ,�. ;� Act of 1974. 12 U.S.C. Section 2601 et seq. 1nd implementin� regulations, 24 CFR Part 3500, as they may be �
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<br /> ___ � amended trom time to time ("RESPA"). 4xcept thac the cushion or reserve permitted by RESPA for unanticlpated _
<br />- aist�ursern�nw or u���u�semcnts before tlic Borrowrr'c nayments arc availablc in thc account may not be based on
<br />_ ' � � amoums due far thc mortgagc insurancc prcmium.
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