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<br /> �, 98•. 1fi�'739 =�-
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<br /> ! • (F�Noda of ChangrA
<br /> , Q,, Lender wIll give notice to Horrower of eny change ta the iatenst mte and monthly paymcnt amounG
<br /> . The notice mutt be given at least 25 days befote We new moathly payment amount is due.and must act
<br /> �� forth(i)the date of the notice.(ti)the Change Date.(iii)the old interest rate. (iv) the new intcrest rste,
<br /> (v)tho ncw monthly payment amount,(W)the Current Index and the datc it was publisbcd,(vii}We mechod -
<br />_ �; , of calculatirig the change in monthly payment amount,and(viii)eay other information which may oe `^
<br />-' � required by law fram tlme ta tirae.
<br /> F--
<br /> (G)F.Kective Date o[Change,g
<br /> , A new intcrest rate calculated in accordance with paragaphs(C)and(D) of this Rider wtll become � �
<br /> , effectivc on the Change Date. Borrower shnU make a gaya�ent ia t4e nev�monthly amount beginning on �,��
<br /> the Grst payuient date which oocu�s at least ZS days after Leuder tsas gIven Borrower thc aotice of changes =
<br /> � ° re,nuirecl by Paragraph (� af this Rlder. Borrower shall huvc no ohHgatioa to pay un}+incrcasc in the �,�,
<br /> ' monthly paymcnt amount calculated in accordance with Paragraph(E)of this Rider for any payment date !�'-
<br />� occurring less than 25 dnys after Lender has given the required notic�. IP the monthly payment a�ou�t
<br /> " calculuted in aaordancc wIth Paragraph(E)of this Rider decreased,but I.eader failed to give timely notice —'
<br />_, of the decrease and Borrower made any raonthty paymsnt amouats exceeding the payment amount which
<br />_ should have becn stated In a timety notice,then Borrower has the opcioa to eithcr(i)demand the return
<br /> - ta Borrower of eay exces.s paymeat,with interest therean at tho Note rate(a rate equal to the Interest rate
<br /> ;' �,'', , which should have bcen atated in a timely notice),or (fi)request thnt aay excess payment,with interest
<br /> thereon st the Notc rate, be applIed es paywent af principal. I.eader'a obllgatloa to return any excess
<br />' . payment with interest on demand is not assignable evea if the Nate is othetwlsc asslgaed before the demand
<br /> for retum is made.
<br />---__= BY SIGi.'lirG BELOi�%,Borrower accepts ana agrees to tne tema.c and provlsions contained ia pages
<br /> , 1 and 2 of this Adjastable Rete Rider.
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<br /> .. . ' � �— ���--- ��� _cs��
<br />- „ fiRANK G� Z -Bonower D MINGA Z - orrower
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<br /> . �� . (�) (Seal) _
<br />�„ . . .^. t • -Borrower , -Bonower �
<br />�.,•.�, ... _
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<br />_. (�) � (Seul) -
<br /> " -Bonower -Bonowet
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<br /> - � FHA M[Ji.TL41'AT8 ARM Rm6lt �y�� �
<br />, ! noa,mem sy�um�t���au��v.i�x Pagc 2 of 2
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