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<br />' • -. . �.O�II NO.: �
<br /> ,. _ � . Daze: JANUAR7C 13, 1998 . : � �`r-°.
<br /> •.'� RICH,ARD J. KOSINSRI. MARY ANN K03INSKI : .`:� ,
<br /> � Bou+owee{s): <��_ `.
<br /> �f � <..
<br /> � �'� F S, �
<br /> �� s'�, t�LC IIIIaE� ��OIi09�►CT°)�S� � t�1C fOuOWjD$pIOVlSIOIL9 6�1 1 _ - -
<br /> ` �, :k� FOR VALUS RECEIVED, �� �Ma�age,D�d of T�or � ,: � - ..
<br /> 6e inoorporated isito and shaU be deemed w amead��� ��Borcower, as uusror. in ,.
<br />= . ' geauity Deed of even date herec+dth (th� °��l► _ �:.:t..;..t._ ��._
<br /> � � YNDBPEDIDB�IT RF�I►LTY CAPITAL CORPORATIO�T• DBA :.: x,
<br /> favor of t"1�r��• :
<br /> �� INDSPENUENT MORTGAGB COMPANY � .' ,- �--x-�-
<br /> .,. �.�,;C romi�ary note (t� �Nots')of even daie h�ewttb exe�xtted ,�
<br /> as heneScian►•ansl also into tvat certain P a Ridec (the ; .i.
<br /> e :�,L-
<br /> �. . by Boctawer ia favor of Leader. To the extent that the pmvLsions of this �d/or� Note, t1�e . -_
<br /> � . "Rides°) are inoons�st�nt witb the pmvts�ons of the S�sach inwaslsteat provislons of the '�--_
<br /> ' ' revail over aad shaU sapersede
<br />,�,: . L�``� pmvisions of the Rider shall p , : �;_�;
<br /> . - Seauity In�rmnen� �d/or the Note. --- _
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<br /> _'�.� - � � w tead in its eAtitetY as follawa:
<br /> � �' ;,'y:� Section g o�the Note is amend� �
<br /> . ., " 6 . BORROWE[L'S �tIG�i' 'PO PREPAY �befot� th�+are dne. A �
<br /> . I Lave thc rIght w make payrr�s of P�ndPai at a� ,_ _
<br /> - �-- `. �`- of onty is known as a°P�P�t•" When I make a Pr�PaYme�� 1 w�l
<br /> ,'.�...:..:�_..::..::-;' paymeat P�P� . _
<br /> t e ll t h e N o t e H o M e r i n v�r l d n g that 1 am doing so. The Piote Holdes a►111 tise sU of my -
<br />� � ' ,' . prepayments to re8uce the amouut of princ�pal that I owe u n d e r t h i s N o t e. !f I m a k e a � .,:�:.�
<br /> t h e n e a i l l be no c�au ges in the due dates of ary monW1Y PeYm�cs unless , °��',:'
<br /> ` p a rt i a l P s�a Y m��, n i may r e d n c e t h e
<br /> � � the Nate Aolder agrees ia writing w tlwse shanSes• MY P� P�PaY� . . � ,=z+.
<br /> , .::�;,-�`. '_ ' mno�mt uf my montiilY Pay���first�ge Date foltowing A►Y P�� P�aYm�- •,3 �__,.�.�_
<br /> . ;:°,,,`. : 36 �iunnths from the date o f�u t l o n o f t h e ,� :,. s�.-.
<br /> ,. �� , If wlthin TAIRTY SIX ( �_
<br /> Insdrument I make a fuU p�ePay�ent or,In certain cases a partlal prepayment, and �.��.. _�
<br /> :` ` � . Se�udt3► ertod exce�ds TWENTY PERCENT `: �;�---
<br /> .+` . .. ! ',:; �.�.'��. the wtal of snch prepayment(s) in�►Y l�mo am�t af Qiis Ioan.I wilipay a prePaym� ;._:-�,:,q�
<br /> ����:;� �::'�`` ( 20 %) oft$e o�ig,inal P�P�f SIX ( 6 )months'advanoe ".<�:�: ,
<br /> , ��;.. to the payment _
<br /> � :�,,, � ,�--
<br /> . ..., . charge in aa amonnt equa1 y p t s wtUiln tbat 12-month period ,._
<br /> ����i ,. � -' intemst on the amouat try which the total of m �Y�( ) . ;�:,
<br /> ,.".�..,._ _ exceeda�FltQii� ( 20 °lo)of the or��inal PriuctPal au�unt of the toan." - ,�
<br />� the Borcower has executed tbis ltidet mn the 13th day of =-
<br /> � 1 WHEREOF, _
<br /> t� , 1998 • � _�'�.,� �_:
<br /> .;.;, . _ .
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<br /> ;•' . � � ' �) y KOSINSKI Soaower ����--�
<br /> _ - - :.-,,°,: :--- RI . OSINSKI Bartower , . �:��:-�
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<br /> - .. � Borrower " '` _
<br /> . • Boaower °=1::-�=;:`_
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<br /> .�.•. . . . �S�} Borrower � .
<br /> . , . .: Borroarer ��-�°�-T`
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<br /> . MULTLSPA'IS PIt�AYM�TC RID� .
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