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<br /> -� If the amounu held by Lender for Fssmvs►Items eacceed the amounu permitted co b�held by RESPEI.I.ender '� �
<br /> ° sha11 axount to Borrower for the excess funds as requirecl by RESPA. [f the amounts of fimds held by I.ender at any .. 1 ;�~
<br /> time is not sufficient to pay the Fscrow Items when due. l.ender may natify the Borrower and�+equire Boxme�er to _T_ _ -- �;i"' •.;� -
<br /> make up the shortage as permitted by RESPA. , �
<br /> 'Ihe Escrow Funds are pledged as additional seauity for all suins s� by this Security Instniment. If
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<br />. Borrower rende�s to Y.ender the fWl payment of all such sums,Botrower's account shall be credited with the balance .• ��''. "�
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<br /> remaining for aU installment items(a).(b),and(c)and any mortgage insurance premium installmeat that L,eader has . . ... v;�-�-.
<br /> , not beooma o5ligated to pay w the Secretary, and I.ender shall prompdy refimd any excess funds to Borrovler. . . -
<br /> Immediatety prior to a foreclosure sale of che Property or its acquisition by Lender. Bomower's account shall be ' •'�'''_-
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<br /> credited with any balance remaining for all instaU�t for items�( i�and shall be hed b Lender as follows• •
<br /> 3.Appitc�on of Payme�s.All payments Para�r�P ePP y . the . :�`.°��.
<br /> irsc to the mortgage insurance piemium to be paid by Lendar tv tae 3ecretary or to the montbly charge 63+ _, . m-�_=_�_
<br /> . Secretary instead of the monthly mortgage insurance premium: �"
<br /> Second•to auy taxes,special a�,leas�old paymenis or ground renis,and fue.BoQd aad other hazard �'��z%'.; •
<br />_ ;ncnrance premiums,8s IEQUiTC�; t�."�. -
<br /> - Third.to interest due under the Ne�; `""��s-��--�•-
<br /> Fou�.w amorti�ation of the prirs�al of[he i�aae;and �,-r'`M--y_- `'`�""""�'e`°,—�`.`�;�'.,
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<br /> Fi to late charges ciue under the iiote.
<br /> 4.FYrc.P1ao�and Other Ha7srd Iasusance. �a�ower sha�&i�sure all impmvements ofl the Property,ahether , ,g, -- _
<br /> ' naw in exi5tenoe or subssc-�uuently e�ected,aSainst anY s:���.casaalaes,and contingencies,including fue, for wlrich :�"� � � ' —
<br /> : Lender requires insuran�:.. This insurance shall be maintained in the amounts and for the periods that Lender _. �.:,.:�,�=:
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<br /> requires. Bomnwer shall also insure all improvements on the Property,whether now in existence or snbseqaeady ,-� .,��
<br /> erectecl,ao�t loss by floods to the extent required by the 5e�retary.HIl insurance s6a11 be cazried wlth companies ,.
<br /> aPProved by Lender.The i•,�,*�nc4 policies and any renewals shall be held by I.ender and shall include loss payable : ..�f�ty:.: ��{,
<br /> � clauses in favor of,and in a form acceptabte to,I.endfs. `�" � �. `
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<br /> � In the erent of loss,Borrower shall give Le¢dr�i�med�ate nodce by ma�.�aader may make pmof of I�if not ,�' , .,�
<br /> � r o d b Borrower.Fach insnrence wmpa�y conceme�is hereby authorized and d"uecte8 to mak��t r��'��.-.,�T,.-..--
<br /> made P mP Y Y G,•�k;:' {� '.;
<br /> for such �oss directlY ro L.ender, instead of to Borrower and to Lender jomtly. �►11 or any part of the insaraace . ���,+�; -
<br /> . proceeds maY be aPPlied bY I.ender,at Its option,eithes(a)to dL zeduction of the indebtedness�der the Note and .�;,3#.,-r••�
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<br />' this Sea�rity tnMrnm�W,�imst w any delinquent am,nants applied��ie order in paragraph 3,and then to Prepayment , �j�g':.;�
<br /> , of principal. or (b) w t�s nstoradon or repair of the damaged Pmperty. Aar application of the proceeds w the ,. „`
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<br />� . rlacipal shall not eatend or postpone the due date of the montlily Faymeuts which are refernd ta in paraBraPh 2.or -- �:'
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<br /> ' cbange the amount of such payments. A�+excess in�,,.�±+sP pruoee�over an amount required u�pay all onistandinS _�.,r,._��.--.
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<br /> indebtedness under the Note and thjs Securiry Instn!_�+t shall be�d to the entiry legally eaticE�3 thereto. �:�.;.,__.____
<br /> In the avent of foreclosore of tLis Security tnM^,mP"t or other transfer of tifle to the Property tbac extinSuishes - . 'LM,"°y
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<br /> the indebtedness. a'11 right, tisle and interest of Bemo�ver in and to in.surance policies in force s1�all g� to the < _ _----_
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<br /> � � 5,pccupaacy,preservatton�Matntenagte and Prateetlon oi the Property: Borrowes's Loan Application; :Y,.
<br /> L�oids. Barrower shall occupy.establish,aad use the Property as Bormwer's principal resideace within sixry ��;'T .�.�_--
<br /> days after the exeruflon of this Se�uriry Iastrumeat(ee within sixty daYs of a later sale oz tiansfer of the PraPert3+) � ��-`:-.--g',_-=
<br /> ' � aad shall wntmue w occapy the Pmgerty as Borra���'s principal residense for u least ane year after the date of .. _: r_._r,�• '•. =.-_.-
<br /> � accapancy,nnless l.ender determines that require�wiU cavse uadue hardship for Borrower,or unless ex.enuating =-_-. .- --�
<br /> - clrcumstances e�dst wIuch are beyond Borrower's contcol. Borrower shall aorify Lender of any extenuating �"'��„� �:°••
<br /> cinumstanoes.Borrower shall not oom�it waste ar destroy,damage or substanteally change the Property or allow the -- -_--_
<br /> .. property to deteriorate,reasonable wear�d tezr�:.°pted.l.ender may inspect the ProPertY if the PmPerty�s vacant .i,�.n;,�.�.;
<br /> ' or abandoned or the loaa is in default. Lemder�x cake reasonable acaon to prote�t and preserve such vacant or ____ ___�_
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