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':.. <br /> '��� ADDT1iON�:QDVBNANfS." ta �ddition w�he cavenants and,,ag�+eemarts made ia iQe Savriry lacuun�ent. <br /> �';:' Ratorrersad L+e�die��'i�cttur ooveaant and�:�5 follows: , .. �;. <br /> ,::. ,.;,..;.,-:,�; ,,:..:: .. . ;:.. ,:, -:' � ; .`;�. '. � ��ti' <br /> -•[,��i�,1�AND14�fP�['FIIk'4��'���:: �';: ` � - � � ' , .:1:,,>..�. - : -:. <br /> .r�' ;;. :'�� `�:�^:t.:� ` .,'.:° .�, .,' _ `� . . <br /> � � �..�tKlr�W1M�Y,,�•..•�``�...•,, .i .�., � � � -� _..:'>,�,`-.�.r.-`.r.. . •' �,:.�.r�' •_•_"f�r` ��. . ..._.._-__ <br /> � '. �!C If�Cf�(�.i113y�+'��t I�1C�t,k�.Y,�x�.�q�'����� ����'� ,11U1 l�[�JI Of$�C�J StICC!l�III$y1C�f. <br /> . ^Cl�ange Date"nicans each.o'�c�i:'which tf�;i�W;.�rest s�ce�change. <br /> ,t . . — <br /> 1� '�` . ; <br /> B� s�c� , ���t <br /> �; Beginning w�th the fit�:!A���e D�.;4�"sss��t�u��i3fi•6e bacod on an Inde�c. "Indeu"mean.s the wakiy ave�ga <br /> '�;;_ yleW on 1Tnited.S,p�es"Rrasury,Secur��;itiji���3 t�i.'r4��ai,.�t maWriiY of one ycar,as made�+ai�abk by the Fedetal i.',;�. <br /> "�`• - tte'.�erve�o�nl.•;'�t!`ridex"`r.�ear��;t�►sa'i�en��f�lkc,`i3�,�4ar a�:�aliTe 30 days bcfore the t��aace. lfthe Indea ' __ <br /> r:r•T`_t: <br /> (asdefiaed abnv�Ais`�ip�'�g�ir�.��i�a�ie.'�si�c'wi�i u,s�e�a��rii�v�;�ii�s;�.:utv?_�dex pnescn"bedby ths-�etary: As.asrs��i.�:'� . '_ - <br /> t6is ltider."Se�.~i��'.asea�.�3��racretury cf Hausir�g�d:lJ�i Bt��vab�;��►�sB r�r t�is.br her designee. I.ettder.+�i P�S`ti':'�'�,"^ — <br /> � sarrowefnaide�a�ii�r��ci+�;. � : � � ..r�.� ,r,� , --- <br /> • ' . " � ' �r.;.��'�-..j;1 , _ r��:.�' -e_ <br /> . �i'�, ' : . . � ': . <br /> tC/ Catc+i�BisnotlaterestRsteChai�es ` . : �.� ...,':•�.�'' _ _ . - <br /> ,. ..-� �>=:::-:� <br /> Befate each'Ctunge Due.I.ender wi0 calculate a new interest rate by adding a ns�,�p�.�,�;``e'�-.�.:.•..�,` � _ <br /> `=•: �:.:,.;:::�"�:•::�;�' , <br /> 'lhlo �,::;�;'•��;�_..:�'_��� pereentage <br /> ;, . , . �,...::.... _ <br /> ;,,�'; poiets(.2•fl0��.`,.rk)to the cument In�ez=aad ro�mding thc rum s�.��lie neare.at ane4iShsh''f�!'anet Percenta8� P�1 —_� <br /> 5;.,. 0125�i Su the limits stated in Pa'i�� h D ot this Ridcr.tfi�is ivi►isdeA amount will be tl��i�ew interest rate until �`.U"'°� ° <br /> ( ). �;`W. �F � ) fi •.'�� `�f'r"�=--_-'R. <br /> ,� the aext(,1taq,s�l�ie. . -� ��r�;`y���,�; <br /> ; l • .' , ' �.. ,r Lf�;'�ra� •.i, _ <br /> 5','����� ���A 1�1lrl3�Ri�C�.�i11�!!1 ;,':.- ,• [ F;.:!,1. �.� .,(,I� � ..;.•,._ <br /> ' y� <br /> � ' 'iTie ir�c�;w�ute will never incrca�c or decrrace by moie than one�iu�tage point(I.O�o)an a�sy singk Change Oata � , �-�_� <br /> ',Y: u `.��:'.,- <br /> - '!1K inte�est r.�1�ri11 ncwer be morc Uu�n tve perrentagc pnints IS.II�/c�1ri�ar tower�t�n thc ieitial lmerest rate. .;�_,��,'.r�:�-� ., <br /> i � r,•, . , . �' .�'r�..' __ <br /> �,� : . . .. �J:.i�A':��.�q j�i,i� <br /> �P.� �11/U«f1�L 'WOa! • v: -:L"= �hF�l•.' <br /> , If tlie inter�st rue chmY' "trn a Chan e Oaec.Lcnder will ralcutatc the a�naan�C�nonthl t of utd ,r •h,�;�, £� <br /> � , � 9 P�Y� Pri�A� , ���'�, <br /> � ..•.t..�,il,,1.! , ... .. <br /> � interest ahich auuld be neoc��ary ta repay!�lie unpaid priacipal b�ilance in full at the iin�turity due a�the nrw incerest rate �.:;� . � . s <br /> ����`��� thmugh substan9iai�y equal payments. tn ntafiing such catrut�dcm.Lendea��►?ill use We artpaid princyj�}'.l�alance which woutd � '� , , • ' ` <br /> �`,!�:?;;�.:� be owed on th�Cliaago Date if thene had been no dctaut�ln pay�ent oa i9i�:!lotz t�daced by me aaao�idt ot anY PrcP�Y� •°�`� �;�;'� ' ' <br /> t � ;.. ' :. <br /> , . :Yti�priacipal.TIK eesult oP thi�calculation wilt be Ihe amount ot the new ieiantriiy payment oi principal and interest . �� ; �`j,,'� .. <br /> .. ��: . ; ,h4�y. , . <br /> �` �:,;' ' v�'�Zr7� ' . <br /> `.f� *'ki:!t�' '� �O�r.�s� . . . . . . _•��i. '�'.ti�y`�; `'(�I. <br /> ''�;<;,' '` l.ende�witl give notice to gatrower of any cbange in the interest raie azrd monthty payment amcwitt. The notice must , � '•,��" <br /> . � ' 6t givm at[ease 25 days befa�[e tt�new manthlY PaY��anwunt is due.and must set Eorth(i! tb�date of the notice , ��'.,;ti; ��,�+.�.,. , <br /> (iif�he Ch+mgr batc.li'W tbe otd inttr�st mte liv)t�e aew interest tatc.l�!�he riew maathiY{�ymen�amount.(vi)the '.,?;y;�. <br /> - Ctun�nt Index aad t6t date It was puhtisi�tt.tvii)the meti�od of catcul:uing the cir�o�ce in monthTY P�Yment atnaunt.and ` `�%':-}�- <br /> �. •.�.,� , <br /> (vlli)�ey other infarmatia��tilcl�may be required 6}�taw fratn time ta time. - - -- - - ��'.`�,.,,,'ti�,: _�_ <br /> , . ...,. - ;: <br /> . •.-:..,_ _ �_. _ . . _ "_ . ---- - . . .. - -- •-_. _ _ -29 - - -- - -- -- <br /> �Y"_..':. '���. <br /> 1Ttl/66�2(910q / �t/uj:(�uyi�l t�eat Wn/rY�lr�a�Y[� ��+ . <br /> !k!� f01kdRCalf�.5��9*�7/A{BfiTl6fi]t; . <br /> - -- - - - - -, : - - -� - - - -� . s'=.ti:i . . <br /> . . . � �.;`i:: .. <br />