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<br /> �``, '� � 'FA� N07'E CONTAINS !'Rl1�1►LSIOI� AIJA�YII�IG FOR CBA111GFS R11 '� -
<br /> %'f' ..��' � IN't�F.ST RAIE,AND��:�IONM.Y lAYM�P� 7'HE N�IE LIMt!'S�7'NB'
<br /> _':`,,, AMQtJNT'!7�d0�1tUWF�S��ERES'1'RA7E CAN CHANGE AT ANY OpE T1ME -
<br /> '�'�" , ANO TUE MARpY��jM 1tATE T8E EO1tROM►�R MUST,PAY. . , .
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<br /> '��� ADDT1iON�:QDVBNANfS." ta �ddition w�he cavenants and,,ag�+eemarts made ia iQe Savriry lacuun�ent.
<br /> �';:' Ratorrersad L+e�die��'i�cttur ooveaant and�:�5 follows: , .. �;.
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<br /> � '. �!C If�Cf�(�.i113y�+'��t I�1C�t,k�.Y,�x�.�q�'����� ����'� ,11U1 l�[�JI Of$�C�J StICC!l�III$y1C�f.
<br /> . ^Cl�ange Date"nicans each.o'�c�i:'which tf�;i�W;.�rest s�ce�change.
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<br /> '�;;_ yleW on 1Tnited.S,p�es"Rrasury,Secur��;itiji���3 t�i.'r4��ai,.�t maWriiY of one ycar,as made�+ai�abk by the Fedetal i.',;�.
<br /> "�`• - tte'.�erve�o�nl.•;'�t!`ridex"`r.�ear��;t�►sa'i�en��f�lkc,`i3�,�4ar a�:�aliTe 30 days bcfore the t��aace. lfthe Indea ' __
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<br /> t6is ltider."Se�.~i��'.asea�.�3��racretury cf Hausir�g�d:lJ�i Bt��vab�;��►�sB r�r t�is.br her designee. I.ettder.+�i P�S`ti':'�'�,"^ —
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<br /> Befate each'Ctunge Due.I.ender wi0 calculate a new interest rate by adding a ns�,�p�.�,�;``e'�-.�.:.•..�,` � _
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<br /> 'lhlo �,::;�;'•��;�_..:�'_��� pereentage
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<br /> ;,,�'; poiets(.2•fl0��.`,.rk)to the cument In�ez=aad ro�mding thc rum s�.��lie neare.at ane4iShsh''f�!'anet Percenta8� P�1 —_�
<br /> 5;.,. 0125�i Su the limits stated in Pa'i�� h D ot this Ridcr.tfi�is ivi►isdeA amount will be tl��i�ew interest rate until �`.U"'°� °
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<br /> � ' 'iTie ir�c�;w�ute will never incrca�c or decrrace by moie than one�iu�tage point(I.O�o)an a�sy singk Change Oata � , �-�_�
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<br /> - '!1K inte�est r.�1�ri11 ncwer be morc Uu�n tve perrentagc pnints IS.II�/c�1ri�ar tower�t�n thc ieitial lmerest rate. .;�_,��,'.r�:�-� .,
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<br /> �P.� �11/U«f1�L 'WOa! • v: -:L"= �hF�l•.'
<br /> , If tlie inter�st rue chmY' "trn a Chan e Oaec.Lcnder will ralcutatc the a�naan�C�nonthl t of utd ,r •h,�;�, £�
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<br /> � interest ahich auuld be neoc��ary ta repay!�lie unpaid priacipal b�ilance in full at the iin�turity due a�the nrw incerest rate �.:;� . � . s
<br /> ����`��� thmugh substan9iai�y equal payments. tn ntafiing such catrut�dcm.Lendea��►?ill use We artpaid princyj�}'.l�alance which woutd � '� , , • ' `
<br /> �`,!�:?;;�.:� be owed on th�Cliaago Date if thene had been no dctaut�ln pay�ent oa i9i�:!lotz t�daced by me aaao�idt ot anY PrcP�Y� •°�`� �;�;'� ' '
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<br /> , . :Yti�priacipal.TIK eesult oP thi�calculation wilt be Ihe amount ot the new ieiantriiy payment oi principal and interest . �� ; �`j,,'� ..
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<br /> ''�;<;,' '` l.ende�witl give notice to gatrower of any cbange in the interest raie azrd monthty payment amcwitt. The notice must , � '•,��"
<br /> . � ' 6t givm at[ease 25 days befa�[e tt�new manthlY PaY��anwunt is due.and must set Eorth(i! tb�date of the notice , ��'.,;ti; ��,�+.�.,. ,
<br /> (iif�he Ch+mgr batc.li'W tbe otd inttr�st mte liv)t�e aew interest tatc.l�!�he riew maathiY{�ymen�amount.(vi)the '.,?;y;�.
<br /> - Ctun�nt Index aad t6t date It was puhtisi�tt.tvii)the meti�od of catcul:uing the cir�o�ce in monthTY P�Yment atnaunt.and ` `�%':-}�-
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<br /> (vlli)�ey other infarmatia��tilcl�may be required 6}�taw fratn time ta time. - - -- - - ��'.`�,.,,,'ti�,: _�_
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