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2011Q750� <br />(C) "Lender°isHome Federal Savings and Loan Assn of Grand Island� <br />Lender is a Savi ngs and Loan <br />organized and existing under the laws of T h e S t a t e o f N e b r a s k a <br />Lender's address is 221 South Locust St Grand Isl and NE 68801- <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Arend R Baack, Attorney <br />(Ea " Note" means the promissory note signed by Borrower and dated S e p t e m b e r 2 8, 2 O 11 . The Note <br />states that Bonower owes Lender ONE HUNDRED EIGHTY SEVEN THOUSAND FIVE HUNDRED <br />AND 00/100 <br />Dollazs (U.S. $187 , 500 . 00 ) plus interest. Bonower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than N o v e m b e r 1, 2 0 2 6 . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />FropertY � <br />(Gf "loan" means the cteht evidenced by the Note, plus interest, any prepayment charges and late cha,rges due <br />under the Note, and al1 sums due under this Security Instrument, plus interest. <br />(H? "Riders" means aIl Riders to tfiis Security �ttcm,r�,�,x tfiat are executed by Borrower. The following Riders <br />are to be e�¢ec�d Tsy �iortc�wer [�eek box a� agplicablej: <br />� Adjustabie Rat�: I�icter Q�oalidc>�� Ri� 0 Second Home Rider <br />Q�to�a R'tc�r �}?�ed �T�i �ve�o�t Ria�er 0 1-�F Faanily Ric�er <br />Q VA Ria�a ��n�y Pa�t Itici�r 0�herf S� L��YI <br />U1 "Appticabte Law" means aiI control�ing agplicable federal, state and local statutes, regulations, ordinances <br />a�. ac�ainistrative itxte.s azc� arc�ers (ti�at l�a.ve t� �ffect of Iaw) as wrell as all applicable final, non-�ppeatabie <br />,yuc�icial opi,nioirc. <br />�J� "Cor�tmc�nity As�os�tien Dues. F�es, and Ass�sereents" meaus ati dues, f�es, assessments and other <br />clzarges that are imposed oa Borrower or t�e Property by a conctominium. association, homeowners <br />assoeiation or similar organization. <br />tKl "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magneric tape so as to order, instruct, or authorize a financial institurion to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transacrions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensarion, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Pronertv. <br />NEBRASKA-Single Family-Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 7/01 <br />VMP � VMP6(NE) (1105) <br />Wolters Kluwer Financial Services Page 2 of 17 <br />