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. . � 4`n . . � . � ` .- . . . . _ ;+y' '�.Sj' . - : Y . � •. 1 ' . �F _ <br /> ._ ' , t,. �. . - . . . . ' .{- Y. <i:.. � . . � " • ' q•� ' . >. <br /> � . , . . . . �' , s!•f5� . . . . < e . . . .. - , _ . <br /> •• . � . . . . . . ' � . � . 'y.• ( __'"' ___.._--.._..i_.._>j'_'� 9� � Yt_. <br /> . .. ., . lL . ...._.__..... _-�_._" _"_ . .__._.._ ���� .. � . <br />� . ' _,_ ' _.�._",.�—._-....._---'--^"�`•'�"' ..._„_. ' ` _- <br /> _ 9`�m i0�'�4, . � � � :��_� <br />� TOGETkBR WITH all the improvcmea��ertw u�i ereafaer�������s,dit apn.rt�h;ill�uls��ebe me en�by thi+ Security � ' �_. <br /> fixturc+ no�v ur hercaftcr a part ��f thc p p S . . � � <br /> Imtru�n_nt. All nf tfie f��regoing is rcfcrred t+�in ths.Sccurity lm�rument a�the"?roperty. - -- - - - <br /> �, .. <br />. BORROWER COVENANTS that &,rm•�er�,lawfully 4ei,ed [tfc r�en umbranbe� �f��d31Bo ower wa�rrancband�� .` : ; '��� <br /> convey thc Property and t hat t he Prope rt y u u n c n r u m b e r c d, e x�e p <br /> ��� defcnd generally the titl��NSTRUMENT cortb ne+ un form c venanta fi�r naaonal use and non u iforni eovenant� �ti•ith limited ` � . --. <br /> THIS SECURITY '� <br /> � vaziatiun�by jurisdiction[o cunscitute a uniform�ecurity instrument covering real propertp. . . <br /> UNIFORM COVENANTS.Borrower and Lendcr coeenant and agree as fo�ISloBso.�Wer shall promptly pay w�hen due the ��-��-:. �;�, <br /> 1. Payment oP Princigal and lnterest; PrelmYme�►t and Late d:harg <br /> ment and late charges due under the Note. . ..,{_._;.�.:` <br /> � principal of and interest on the debt evidence.d by the Note and any prepay ., = _.. ._ <br /> 2.Eands for Taxes artd Ins�ran�Subjec[ to applicable law or to a written waiver by Lender. Bonower shall pay to `�.��.P,_ <br /> � Lender on the day monthly p�yments are due under the Mote,until the Note is paid in full.���F°II�1)��easeho paym u ;� �����.;�'� - <br /> attainpriorit over this Security Instrument as a lien on the Pro rty:(b)Y Y - '•..•,r�.__, _ �' <br /> and assessments�vhich may y �l ha7ard or properry insurance premiums:(d)Yearly flood insurance Premiums• �'.•�;x,..� ,�r'�fi,:a <br /> or ground renu on the PmpertY.if any:l�)Y y sums a able by Borrower to Lender.in accordance with . ;,�-�. ����.{.Y�,' <br /> if any' (e) Y��Y mortgage insurance premiums. if any: and (f►any P Y , ` •, .-`�� <br /> . the provisions af paragraph 8. in lieu of the payment of mortgage insurance premiums. These►tems a�����Esaow Items." � �-:i'�.;_.-_=.=i:_. <br /> V�'��' _�_ <br /> :--z-. <br /> Lender may. ac any time,collect and hold Funds �c o��ount under theefederal RealmEstateRSettlement�Profcedares Act�of „�,,.__ --- <br /> �� • retated mortgage loan may require for Borrower q ����o�er law that z�?lies to the Funds � -��� � ___ <br /> �� `:.' Fg74 ac acnended from time to time, 12 U.S.C.Section 2601 et se . ("RFSPA"). a�},; ��er amount. ` „�� , _ <br /> �f,: time, collect and hold Funds in an an►ount not to exce�.. �_ <br /> ,e <br /> /r, � seu a lesser amount. If so. Lender may. at any � � , <br /> �s�i� L,ender mar estimate the amount of Funds due on the basis of current data and reasonable estimates of exne^..��tu�es of future ,, , , f f, :T t � <br /> - Es c r o w I t:r�s•a r o t herwise in accordance with applicable law. s c�`f� �;_ <br /> � �7 1RSiTl1II1CR�11I}r. OT 2TiUI}I �t r��r .�...- <br />�vF+•.�� �� z�,ds shall t�e held in an institution whose depasits are insur e d by a f e d e r a l a g �Y• �` �Fun���y the '` ',,.v,�_�,:`�y' !-:' <br /> ..�:. ..•,;�l��.. ,.:�.1�„s <br /> . 1 in the Fuods.ai►nually analyzina y�e escrow accou�i.or _ 1,_�'����s <br /> (including Lender,if L.;..�cie:is such an institudon)or in any Federal Home L.oan Bank•L.ender s app-_ � +; + <br /> Escrow Item�.Lender may not charge Borrower for holding and app y S • • . z,�,�-k;,�_. <br /> �..-; ... <br /> veri f ying dr�Escrow Items. unless I.ender pays Borrower interest on the Funds aced applicable law perm::s T.ander to make such �(�,�•..,t;o • <br /> a charge. However. l.ender may requirz Borrower to pay a one-time c h a rge for an independera rea1 e�"2��°T�5��`1�r �� • ,."��.:,,`_:�_- <br /> .. . ,�,. „� .,.�,::,: <br /> used by L.ender in cotu�ection with this Loan, anless apptic�ble law provides otherwise• Unless ar' � , � ' ,. h .r;�,,`�.,�Y <br /> '��;, applicable law requires interest to be paid.i-ender shall not be required to pay Borrower any i:sterest or ei���on the Fuads• _ <br /> �F' '• .�'-`. <br /> � •, ,,G;.: <br /> , •�G� i•{a L ..i>�:;tzis�,,;,_ <br />;;,r,;���• Borrower and I,ender may agree►n wridng. however. that interest shall be paid on ctie Funds. l.ender s:�341 ive to Baaower. A fi�,., :4`{r�f:,, - <br /> a::; without char�e, an annual accounting of the Funds, showing credits and debits io the Funds and the purposel�inw�ent.�C� '`'��'�'�� ��` -- <br /> f :;� . <br /> debit ro the Funds was made. The Funds are ple�lg�x1 a�add�tional security for all ia�i���nder s�ac unt to Sorrower - �1�� , �=-� <br /> �� If the Funds held by ixnder exceed the a►nounts persnitted t``�bebl ela�eylfthe amount of the Funds held by l.ender at Fu►y 'I� . �'�`. <br /> � for the e�ccess Funds in accoedance with the tequirements of app' ;:.�, . <br /> time is not sufficient ta pay the Escrow Items when due,Lender may so notify Borrower in writing.and.in such case Borrower � �i4 � <br /> shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than ,,,_,�. - <br /> ..� .��,, : <br /> ' twelve monthly payments,at Lender's sole di;cretion. � <br /> Upon payment in full of all sums secured by this Security Instrument, i.ender shall promptly refund to Borrower any �� ._ <br /> P y nor co the ac uisition ar sale � =� <br /> � ' Furtds held by I.ender.If.under paragraph 21.Lender shall acquire or sell the Pro ert ,L.ender,p ' 9 �� �A <br /> shall a 1 an Funds held b Lender at the time of a uisition or sale as a credit a ainst the sums secvred by , <br /> y � s r.. <br /> . of the Property. PP Y Y -•-- . . <br /> • "' this Secudty Instrumen�. �;-"�`��s ' " <br /> 3.ApplIeation of Payments.Unless aPPrticabchaz es due underlt e Notel secand,t amounts payable under paragraPh 2: �„ <br /> _ 1 and 2 shall be applied: first,to any prepay g ' �"'��`'"' ''" . <br />;':;,;:� . <br /> � third,to interest due;four�h.to principal due;and last,to any tate charges due under the Note. <br /> 4.Charges;L'aens. Borrower shall pay a11 taxes,assessments,charges, fines and impasitions attributable ro the Propecty i <br /> ; which may attain priority 4ver this Security Instru�2t•or if no�t pa dan that�manner.Borrowe shall pay thBm on ime d rectly �_ .., ' .� <br />�'""'� ' t hese o b liga ti o n s i n t h e m a n n e r p r a�:.d e d i n p a r a g r a P �•: � <br /> ;�:,..,•,,. 9..�.'V � • <br /> ' to the person owed payment.Borro••��shall promptly furnish to Lender all notices o f amoun t s to b e p a i d u n d e r t h i en�P,�a P b• �- �,T`� <br /> If Horrotiver makes these payments directty.Barrower shall promptly fumish to Lender receipts evidencing the paym (,��4 _-,r,�� <br /> Borrower shall promptly discharge any lien which 1 enPn anmannerracceptable o Lendetr'.(b)col testBin�OOd fafth t�he lien � ' __ <br /> '� � writing to the payment of the obligation secured by the �:... — <br />-�'��� by.or defends against enforcemecz of the lien in, legal proceedings which ia the Lend.r's opinion operate to prevent the ��,��L--� <br /> ��`:�%`� � enforoemeret of the lien:or (c)serun�from the holder of the lien an agreement satisfactosy c�o Lender subordinating the lie ver �"'P'^'�� <br /> : _ thys Security Instrume'i: 1�aede�y g;��Bo ahWQ�notice�dentify'ng the 1 en bBorrowerlshall aust'y she lien optake one or .: -�� <br /> this Securit Instrume � "` <br /> Y -, :��: '_.i:_.�._ <br /> mare of the actions scc forth above within 10 days of the giving of notice. � �,�.�E <br /> corm;3z8 slso �'��"�-- <br /> ,�*:��.rr,-.��, <br /> � vago]of o '' ��..; .. <br /> . 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