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<br /> .` , paymeats may no tanger be requimd.at the vption of Lcnder.if mortgage inseuance coverage(in the amount and for the period �,:
<br /> , .. � - thut Lender requires)provided by an iasurer apprnved by Lender again becomes available and is obtained.Bo�for mort a�e :�':� ::
<br /> . `' the premiums required to maintain mortg�e insuranoe in effecc.or to provide a loss reserve.until the requirem 8 8 `:; ,'. `,.`•� � .
<br /> `. : `� � insurance ends in accordance wiih any written ag�m�t between Borrower and[.ender or appticabte law. ,:..
<br /> �.`.r��'��. g,Inspectfan,Lender or iu agent may a�ake reasonable entries ugon and inspections of the Propeity. Lender shall give - F _
<br /> - - - Borrower notice at the time of or prior to an iaspedion specifYinS reasonable cause for the inspection• �;,, z'
<br /> .:�•t . 10.Condemtration.The proceeds af any awacd or claim for damages. direct or consequendal. in cor+nec�tion with any 4�; S ,�- -
<br /> condemnation or ot6er taking of any part of the PropertY.or for conveyamx in lieu of condemnation.are hereby assiSaed and ' .. �. ,.. �:�. ;
<br /> _ ,t
<br /> shall be paid to Lender. ', �• - �
<br /> ; �. � In the event of a total taking of the Property.the proceeds sha116e applied to the sums secnred by tiris Security InstrumeM. a .�,� '�.:`•....`,� :,'`
<br /> -""� wi�etber or not then due, with any excess paid to Borrower. In the event of a gattial taking of the Property in which the fair ",_:�; '�,_,�._,,._
<br /> . ' � � market vatue of the Property immediately before the takiag is eq�al to or greater than the annount af the sums secured by this r 4 T r.��=
<br /> Sacurity Instntment immediately before the talcing.unless Borrower and I.ender otherwise agee in cvriting.the sums s�ed bY ` °,` �y� ::
<br /> T .��'.
<br /> .� '.�� � this Security Instmmen t s h a l l b e r e d u c e d b y i h e a m o u n t of the prooeeds multiplied by the foilowing fraction: (a)the totat `,,_.�:.
<br /> � amount of the suras sea�red immediately before the taking,divided by (b)the fair market fn�e�e��P�Y�_��f� . �., �,
<br /> ` , befote the taldng. Any balance shall be paid to Bor�ower. In the event of a partial taldng Pem' ---
<br /> � , ,_ �.', '�; market value of the Praperty immediately before the taldng is less than the amouni of the sums secured immediately before the . ` :.,�..";�:
<br />_ ' taking, unless Borrower and Lender otherwise agree in writinS or ualess applicable law otherwise provides,the prace�ds sha11 =ry;;5 ,., . - -A
<br /> _ • . Y�` be appGed to the sums s e c u r e d by this Securi ry 1s�strument whether or not the sums are ihen due. ,.:: .,;
<br />- � If the Properry is abandoned by Borrower.or if,aRer rtodce by Leuder to Borrower that the caademnor offers w make an :_�—
<br /> . .� .'.:`..., ��
<br /> r. • award or settle a daim far damages• Borrower fails to respond to Lender within 30 days after the date the notice is grven. � ,
<br /> -� � L.ender is authorized to collect and apply the proceeds.at its option,either to restoration or reQair of the Property or to the sums _�°"
<br />. ' secured by this Security Insuument,whether or not then due. ��
<br /> •• °�`. � '� a lication of roceeds to ria a! si�aU not e�ctend or �� ,�--�.�:-.:�.
<br /> Unless Lender and Borrower otherwise agree in writing, any pp� P p � ��
<br /> ents. ;;�.�.:� t;„;,��
<br /> postpane the due date of the monthly paymenis referred to in paraSraPhs 1 and z or change the amount of such paym T�_
<br /> �� - • � 11.Borrower lYot Released;Forb�atance BY Leader Not a Waiver•Exteasion of the time for payment or modificarion ;_ _..��=;-
<br /> 4� �� of amortization of the swns secared by this Security Ins�trument granted by Lender to any successor in interest of Borrower shall ` •: �.v ='�—
<br /> � '� not opecate to selease the liability of the original Borrower or Borrower's successors in interespr�de�r'SShall�n�ot be���� �, :,.. _—,�.
<br /> �" `- • � y";' commence proceedings against any successor in interest or refuse to extend time for paymen fY _—,
<br /> .- :r•�� i of the sums secuted by this Security Instrument by reason of any demand made by the urigiaal Borrower or Borrower's ' °° �_�
<br /> • , � � . successors i�interes t. My f o r b e a r a n c e b y L e n d e r i n e x e r c's s i n g a n y ri g ht or remed y shall not be a waiver of or greclude the .:,_:F_��
<br /> ' ".�. exercise of any right or remedy. '' ..•-:+��--� :,
<br /> :: ; iZ. Successois aad Assigns Bouad;Joint am¢l 5everal Liabiltty; Co-signers. The wvenanu and agreemenu of this _ ; _
<br /> s,_ �.
<br /> � Security Instrument shali bind and benefit the sucoessors and assigns of Lender and Bosrower. subjecc to the psovisions of _ —
<br /> , - "' - paragraph 17. Borrower's covenants and agreements shall be joint and several. My Burrower who ca-4:�s this Security _, _—
<br /> Instrument but daes not execute che Note:(a3 is co-signing this Security Instrument only to mortgage, grant and canvey that
<br /> - - � Barrower s interest in the Pcoperty under the terms of this Security Instrument:(b)is not personally obligated to pay the sums _ - ==
<br /> . � , secured by this Security Instrument:and(c)agrees that Lender and any other Borrower may agrce to extend.modify,farbear or ;,;�_
<br /> • �, make any accommodaaons with regard to the tem�s of[his Security lnstrument or the Note without that Borrower's wnsent. -�
<br /> 13. I.aan Charges•If the loan secured by this Security instrument is subject ta a law which seis maximum loan eharges. , ;; .,z?__
<br /> ,_ ;�• � .
<br /> ,� � and that law is finally intecprcted so that the intcrest or other loan charges collected or to be collected in wnnection with the •:..,,.. _ �
<br /> toan exceed the permitted limits,then: (a)any sucb loan charge shall be reduced by the amount necessary ta reduce the charge ..-:.•r ,___ __
<br /> . �° �:•.• '� to the permitted timit:and(b)anY sums already collected from Bonower which exceeded pemritted limits will be refunded to ° -
<br /> ��� �� Borrower. Lender may choose to make this refund by reducing the principal owe� u�er the Note ar by making a direct �, ;:; �_
<br />_� 4 �' . � � .•7
<br /> . ' _
<br /> . , -' payment ta Borrower. If a refund reduces principal, the redaction will be ueated as a partial prepayment wit out any .. . �y�r_
<br /> _" � . . ptepayment charge under the Note. . � -
<br /> 14.Notices.Any notice to Borro-aer provided for in this Security Instrument shafi be given by delivering it or by mailing _
<br /> _ ' � �� • - , it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address : .
<br /> � :. . ~ : or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by 8rst elass mail to
<br /> ' '. .� Lender's address stated herein or any other address Lender designates by notice to Borrower. Any norice provided for in this
<br /> • Securiry Instrument shall be deemecl ro have been given to Barrower or l.ender when given as provided in tf:is p�ragraph.
<br /> 15.Govern(ng Law: Severability. This Security Instnsr.�:ent shall 6e govemed by federal law and the law of the '
<br /> - . . jurisdiction in which the Propeny is located. ln the event that Zny provision or clause of this Security Instrument or the Note ,
<br /> � • conflicts with applicable law.such conflict shall not affect other provisions oS this Securiry Instrument or the Note which can be
<br />' ' • • given effcct without the conflictins provision.To this end the provisions of this Security Instrument and the Note are declazed
<br /> � to be severable. . . •
<br /> 16.Borrotver's Copy.Borrower shall be given one conforrr.ed copy of the Note and of this Security Instrument. ,
<br />-- ., Form 3028 9190
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