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<br /> � .. . _' . 'POGETEILR W1TH all the impsove�ne�ts naw or hereafter�on the pmopeaty,and all easeffi-ents.aPPurtenaaces,and . _ ' �
<br />,_4. . . _ fnctzues now or hereafter a part of the pmpetty.AII replacements and additions s6ali alsn ha covered by this Securiiy Insnumeat �� .
<br /> - AIl of the foregoing is tefeared to in this Sec�rity InsCUmem as the"Praperty." . - -
<br /> - _ _.:�_ - BURROWER COVENANfS that Borrower is lawfully seised of the e�ate haeby conveyed and has We right w grant and � --- -' �---
<br /> ;' convey the Praperty and ti�at�e Pmpeaty is anenaunbeced,except for encambraaces of record.Boimwear wanants and will f �-,' ` �';.
<br />- ; defead ge��ally the tiile w the ProPeatY against ail claims aad demands,sub�ct m any encum6�ces of record. , , . �
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<br /> •. THIS SECIJRTTY INSTRUM6NT cAmbincs unifoim onvea�aats for national use and non-uniform covcnants with 1Qnited
<br /> � � ' � variations by�isd'ncdon tn constimte a anffonn sec�ity instnuaeat coveiing real propezty. ' � � : �
<br /> _ � � UNIFORM COVENANTS.Bonowez and I.euder coveuant m�d ag�ee as follaw� .
<br /> � •� • • l.Payment of Prindpal and Interes�Prepayment aad Late CLarges. Bormwer shali promptly pay wheo due the '. ' �. .
<br /> � piincipal of and iniecest on the debt evidenced by the NotE and any prepayment aad fate charges due w►da the Note. • �` .
<br /> ' . � . Z.Faads for Taxes and Iasnranoe. Subject oo applicable law or to a wriuen waivar by Lenda,Borrawer shall gay tn • . .��l�,..
<br /> • . . l.endei on the day monthlY lmY�►ts are due�mder the Note.unpl the Note is paid in full.a sum(°Fnnds'�for:(a)Yc�r1Y taxes . `.� '•,:�'. .
<br />- and assessmeats which may attain priority ova tLis Securiry Inswment a.a a lieu on the Property;(b)Yearly Iease6old payments � . .'�,.'°
<br /> or grmmd ma►ts oa We Ropeaty.if any:(c)YearlY hazard or pro�ty insvrance premium�(�YearlY tlood insivance premi�uns.if . . •": 4�:-'
<br />-� a�►Y•(e)Yearly mortgage insuiance premiums,if any;aad(�anY sums payabte by Borrowea w Lender.in acxordance wiW the , � 'T;.
<br /> :`' ' provisioas of pa�h 8, ia lieu of the paymeat of mortgage u�s�uance presninms.'Ihese it�ns are c�lled "Fscrow Items." . .�`�5�:��
<br />- ? L.endri may,at any time.collect and hotd Fnnds in an amount not w exceed the maximum amount a lendea for a federaTiy:elated —
<br /> 1. . .. mortgage loan may requnre for Borrower's escrow aa:ount under the federal Real Estate Settlanem Procedures Act of I974 as .. . ---- .-t_�.:
<br /> � amemded hom tiame to dme,12 U.S.C.Section 2601 et seq. ("RFSPA'�, . ,<• �`•,�-
<br />- e �ul�ss aaother taw that applies to the Fimds sets a�esse�r , ;� : .� --_,
<br /> � -�• amount If so,Leader may,ai any dme.coilect and hold Fimds m an amount not w esceed the[esser amount Lercda may � . ��'`-,
<br />- . �the amount of Funds dae on the basis of cutrent data and reasonable espmates of expeadiwms of future Esaow Items or � � �� '::�v-
<br /> � �. otherwise in accardance wiW applicable law. � .= `��'-:.
<br /> ` . f� 1he Fwids shaU be hetd ia an mstitution whose deposits are u�s�red by a federal agea�cy,�strumentality,or entiry(including . --
<br /> '�t Lendea.if Lender#s such an mstimaon)or in auy Fedeaal Iiome Loan Bank I.ender shall apply the F�mds to pay the Escmw • .
<br /> ( Items.Lender may not ch�ge Bosmwea for holding and applying the Funds.annually analyz+ng the escmw account,or verify�g . • _ -
<br /> f the E�aaw Items,unless I.end�pays Bormwea interest on th„Funds and applicable law pearmiis Lendea tn make sac�a cl�ge. _
<br /> ���r i Howaver,I,endea may requfre Borrower to pay a on�time charge for an independent real estate taa reportinng sen+ice used by ' -
<br />_ Lend�m cannecaron with this 2oan.unless applicabie taw pmvides otherwise.Unless an agreement is made or applicable taw _.' •: . ..:;,;ai=_,
<br /> . � reqaires inteaest to be paid,Lender shall not be required ro pay Boirowea any inteaest or eamings on the Funds.Borrower and •��w`..n`
<br /> •�� Lender may ag�ee m writmg,however,that int�est shall be paid on the Funds.L�ender shall give ro Borrower,wuhout cdarge,an ��`:a",.
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<br /> � annual accouatmg of tbe Funds,showing credits and debits to the Funds aad the purposz for wluch each debit to the Funds was , . =
<br /> ' � made.11ve Fuads are pledged as additional secaairy for all sums secured by this Security Insuument �.':�'�-
<br /> � .,�e:.
<br />-::�Q If the Funds he2d by Leadea exceed the amounts permitted to 6e held by applicabie 1aw.I.ender shall account to Bor[ower for _ °
<br /> the eacess Funds in accordance with the requiremenu of applicable law.If the amouat of thc Funds hetd by Lender at any time is .-.--�;`;s:_;
<br /> •, � not saffrcient to a the Escrow Itans when due,Lender ma so no Borrower in writin ,and.in such case Bormwer shaU a . .' ' . '"'��
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<br /> to Iender the amount necessary to make up thc deficiency. Botrowea shall make up the deficiency in no more than twelve , •� ,
<br /> � month�Y PaYments,at La►dea's so2e discnetion. , ; :. �'"'�'''
<br /> . . Upon payment m full of aU sums secured by this Security Insuument,I.ender shall pmmpUy refund to Borrower any Funds � ' �'
<br /> . held by Lender.If,unde,r paragraph 21.L.ender shall acquire or sell the Prope�ty,Lendar,prior w the acguisidon or sale of the . - . .
<br /> .. Propeny,shall apply any Funds held by Lender at the tnne of acquisiuon or sale as a credit against the sums secured by this � • , -
<br /> Sec�aity Instrument . �
<br /> � � 3.Applicadon of Poymenta Unless applicable law provides other�vise.all payments received by Lender andcr parag�aphs ' .. • ,
<br /> � i 1 and 2 shall be applied: fust,to eny prepayment charges due under the Note;second,to amounts payable under paragraph 2; . . . _..�r:'
<br /> � third,to interest due;fourth,w principal due;as�d las4 tn any late charges c�uue under the Note. � � • _
<br /> — ; 4.Cbarges;Liens. Boaower sha11 pay all taxes,assessments,charges,fines and imposiuons ataibutab2e to the Propaty . '`
<br /> . " . { whic.'�may attain prioriry oved this Security Instrument,and!„asehold payments or ground rents,if any.Bomnwer shali pay these � :- �. �
<br /> obligations in the mannear provided in paragraph 2,or if not paid in that manner,Borrower shall pay thedn on rime direcdy to the
<br /> �'. • � person owed payment Borrower shall pmmpdy fumish w L.endcr all noticcs of amounis W bc ptud under this patagaph.If � . .
<br /> .'. Borrower matces these payments directly,Bormwea shall prompdy fumish to L,ender receipts evidencing the payments. .' ..
<br /> , Borrower shall prompdy dischacge any lien which has prioriry over this Seciuity Instrument unless Borrower:(a)agrces in
<br /> :.. �� ' writinng to the payment of the obligation secured by the lien in a manner acceptab2e to Lender,(b)contests in good faith the lien ' "
<br /> by, or defends against cnforcemcnt of the lien in, legal proceedings which in the Lender's opinion operate w prevent the � -. .
<br /> _ '� enforcemcnt of the tien;or(c)secuces from the holder of the llen an agreement sausfacton+tn Lender subordinating the llen w �
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<br /> , .'_ � this Securiry Inswment If Lender detetmines ihat any part of�he Property is subject to a lien which may attain priority over this � . �� • .
<br />,- .. � Security Insuument,Lender may give Borrowcr a notice identifying the lien.Borrower shaU satisfy ihe lien or takc one or more •
<br /> � of the actions set forth above within 10 days of the giving of norice.
<br /> - I • Form 3028 9l90
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