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,. 1 <br />ti <br />�01�0�4�5 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenartts contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />Wifiesses: <br />(Seal) <br />an Novinski -aorrower <br />Y ' c � C - <br />Y �'� (Seal) <br />Carole J Novinski - 9orrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-BOrrower <br />[Space BelowThis Llne ForAcknowledgment] <br />On this 28 th day of September 28, 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Daniel E Novinski, Carole J Novinski <br />STATE OF NEBRASKA, <br />Hall <br />County ss: <br />� <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Wifiess my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: ,('(�(��� <br />�--�, <br />•S{�eotNebraska � <br />��, JAROSIK ard J. Jarosik -tvocery Pubnc <br />�" M�i�lll�, 14, 2011 <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 4463555 <br />LFI #FNMA3028 9l11 Page 13 of 13 <br />