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�� <br />..�� <br />�� <br />�� <br />e <br />�' �• <br />0 <br />� <br />N �� <br />W � <br />�� <br />�� <br />�� <br />��� <br />��� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />!"' <br />1'7 <br />i/i <br />f'�'1 <br />� <br />C <br />� <br />� <br />y <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />r'ti <br />T <br />C <br />� � � <br />� � .. <br />�Z <br />r.� <br />� �� <br />� �' D� p C A �,� <br />� � '— K'� ° _^,'�_� -�.� m t'�s, <br />� o t— ..� o ��u� <br />� , � o � � � <br />m - t'► � <br />�? z rn F--+ <br />� � 3 � � �. � <br />o tn �` �^ <br />� � � � � � <br />� � � CU ...� �.. !'1� <br />u�i � � �� �" - � <br />� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />�o <br />Loan No: 101242978 � <br />1 <br />� <br />Parcel ID: 400082292 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated September 30, 2011 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />John D. Goering and Kathleen Fowles Goering, Husband and Wife - <br />Bonower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />September 30, 2011 <br />Dollars (U.S. $ 417,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than November 1, 2026 . <br />State of Nebraska <br />(E) "Note" means the promissory note signed by Borrower and dated <br />T'he Note states that Borrower owes Lender <br />Four Hundred Seventeen Thousand DOLLARS and Zero CENTS <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT �� <br />Form 3028 1/01 � <br />Laser Forms Ina (800) 446-3555 � — <br />LFI#FNMA30289/11 Pagel of13 Initials: <br />