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�o��o��i9 is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on�TOBER O1, 2026 . This 5ecurity Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modif'ications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevoca.bly grants and conveys to the Trustee, in trust, with power of sale, the following described progerty located in gAI,L County, Nebraska: I,OT DTINETEEN (19j AND THE SOIITH ONE-SALF (S1/2) OF LOT EIGBTEEN (18), IN SELMONT ADDITION TO THE CITY OF GRAND ISLAND, HALL COIINTY, NEBRASRA. TAX STATEMENTS SHOULD BE SENT TO: WELLS FARGO HOME MORTGAGE, P.O. BOX 11701, NEWARR, NJ 071014701 Parcel ID Number: which has the address of 408 N RIIBY AVE GRAND ISLAND ("Property Address"); [CiryJ, Nebraska 68803 [Zip CodeJ [Street] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the �� BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.. Borrower warrants and will defend generally the tifle to the Properly against all claims and dema.nds, subject to any encumbrances of record. THIS SECURITY INSTRLTMENT combines uniform covena.nts for national use and non-uniform covena.nts with limited variations by jurisdiction to constitute a uniform security instrument covering real properly. Uniform Covenants. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest and Late Cherge. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and late charges due under the Note. 2. Monthly Payment of Taxes, Insurance end Other Charges. Borrower shall include in each monthly payment, together with the principal and interest as set forth in the Note and any late charges, a sum for (a} taxes and special assessments levied or to be levied against the Properiy, (b) leasehold payments or ground rents on the Properly, and (c) premiums for insurance required under paragraph 4. In any year in which the Lender must pay a mortgage insurance premium to the Secretary of Housing and Urban Development ("5ecretary°), or in any year in which such premium would ha.ve been required if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a sum for the annual FHA Deed of TrusbNE 4 � 6 � � VMP4RfNE) (11061,00 Wolmrs Kluwee Financfal Sarvicas PaBa 2 af 10