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<br />✓ 97�i0���5 � � �� � � ` .:.__
<br /> �� � � . . . __
<br /> �,; � TQGETHER Wl'['H all ths impro�ements now or hereaRer enctecl on the propeny.and all easements.appurtenances,and i :�'�5'
<br /> fixtutes aow or hereafftet a pa:t of the pmperty. All replacrmenrs and additio�s shall also be covered 6y t6is 3ecwity =�„�,
<br /> [nsuument.Ap of the fongoit�is mferred tfl in this Security Insuument as the°Pra�esry." � . . . •�'=`'-�
<br /> BORROWER COVENANTS that Borrower is lawfiilly seised of the estate h�reby wnveyed and has the right to grant and , � _ =
<br /> comrey the Propetry and that dce Property is uneQCUmbered.except for euc�snbrances of record. Borro�ver war�ants and wiU • , , � �
<br /> `�� dtfemd generally the titte to the a ai.ast all claims and demands.sub'ect to any encumbianses of record. .
<br /> — ��3+ B J -_ - - ' .�-_
<br /> THIS SECIJR[TY INS'fRUMENT combines nnifocm covenants for national use and Qon-unifoim covennnts with limi�ed .. � '�,:"' ';
<br /> `, variat�ons by jurisdiction to constitute a unifo�secufity instn�ment rovering real propecc}+. �. .
<br /> ' . IJiJIFORM COV�NAIVTS.Borrower and Leuder covenant aad agree as f�Uovrs: t . , ` �
<br /> � 1. Paymrnt of Frlactpal aad Intea�t; Pr�a9e�2ra4 csnd late Charg�. Barrawer shall prompdy pay when due the . . : .. "�_.
<br />-- principai of and interese on the debt evideoced by the No[e and any prepaymeut and lare charges d ue un d er t he Note. ,
<br /> - 2. �s for Tasss�nd Ins��se. Subject ro applicable taw ar u�a wriuen waiver by Lender, Bocrowe�shall gay to ---.--_- �-- ,. �.��
<br /> ' Lender on the day montWy payments are dne nnder the Nate.uniil[he PIote is paid in fiill.a sum("Funds')for.(a)yearly ta�ces • . -�
<br />. aad asse.ssments vrhich may attain priority over this Secvrity Instzument as a lien oa the Property;(b)Yearly leasehold payments . . ".. .. _.�'—
<br /> . or ground rents on the Praperty,if anY;(c)Yearly bazard or pmperty insnrance premi�ms:(d)Yea�ly flood inc�rans�p�jums, '. . . .. :..}; '�.r �
<br /> '` � if any: (e)Yearly mortgags insarance premiums.if any:and(�anY sum�Pa9able by Borcower to Len+der, in accordance wirh =.-- _,_;-��-_� - -
<br />� the provisions of paragraph 8.in tiea�of the gayment of martgs�ge ins�*�n�premiams.These items are c a l led°E s t mw Items.° . � � �':�'���
<br /> �° � Lender may.at any dme.collect and l�old Fands in an amonn3 not to excxed the ma�snmmn amonnt a lender fur a fedetaily '. :,.,. �
<br /> • celated mortgage loan may requite far Bormur�r's escrow acoouni under the federal Real Esrdte Sr.ttlement Pmcednns Act of �'".;,:TM'� _
<br /> � ���: T.��
<br /> �• 1974 as aateaded fiom time to time, 12 U.S.C.Section 2601 d seq.(°RESPA'), unless another law thai agpHes to the Fvnds . ..: ;��..�..�.E�; -.-� _.__
<br /> sets a lesser amount. If so, Lender may, at any time. collect an�!hold Fands in an amoa�nt ant tQ escQed the lesser amnunt. _. '�
<br /> ' .: L,ender may es�mate the amoant of Funds dne an the basis of camnt dara and reasonable esdmates ef eapenditnres of fumre , - __
<br /> - Escrow Items or othecwise in acoordance with applicable law. � '� � ��
<br /> T9ie Fands shall be held in an institation whose deposits aze i�vred bq a federal aSencY, iac�trum�ntafitv, or enrity :• ;�:
<br /> ('including Lender,if Lender is sach an institation)or in any Fedeaal Ha�e Loan Bank.Lendez shail aPP1Y 4he Fnnds w pay the • ,.1..•�-�'�.�_._..,_,�--:_
<br /> - Bscrow Items.Lender may not charge Borrower for holdinS and aPPlpi�the Funds.annually anatyzing the escmw accaant,or • �`.-� � �' �.__..
<br /> ' -r- ��
<br /> - - verifying the Escrow Items,ug:�s I.eudet pays Borrower interes3 on the F�nds and applicable law pe�its Leuder to make sac� ..,_� '�
<br /> , a cl�arge.However,I.endez may nequire Horrower to pay a one-time chazge for an independent re�al estate taa mporting service � '� � "` -..
<br /> e �,,i�;� �-..
<br /> used by I.ender ia connecdo� with this loan, �mless applicable law provides otherwise. Unless an agceement is made or y� , � ; ..��
<br /> appllcable law teqaires interect to be paid,lxnder sha11 nnt be required to pay Borrower any interes�t or eaznings on the P�mds.
<br /> ... Bomower and L.ender aaay agnce in wrating,?�ow�ver. that interest shall be paid on the Fnnds.Le�sder s1�all give to BoAOwer, �..'�..'. R;�':,�
<br /> withont charge, an an�al accounting of the Fands,sho�g cre�ts and debits to tbe Fands and the putpose f¢r which each -. �� —
<br /> .'.� �- .
<br /> '.. de6ic to the Fnnds was made.The Fnnds are pledged as a��onal seca�ity for all sams s�cared by this Seanrity L*�zmenL .'�'�t�n.: L-,
<br /> If the Fuuds held bp J.ender exceed the amnunts pemoitted eo be held by applipble law,I.ender sUall aco��rls��Bormwer '%�F;:�� ��
<br /> ,rm r r'�..��•' `•,..'•�'
<br /> . for the excxss Funds in accordaace with tUe requi:ements of applirable law.If the amoani of the�nds held by L�..der at any � -` � .
<br /> time is nflt suffcient to pay the Escrow Ite�os when dae,Ixnder may so nntify Botrowec in writing.a:.d,in s¢ch c�+:Bo�rower �`t%'�.��r: '���
<br /> . Y.�.Yfi'� J
<br /> � . s�a�pay w Lender the amomu necessary to maIce up the deficiency. BoTrower sLalt make up the deflciency in r��ore than ,�.�;.3 �•.•`,�',��,.ti:; ;-: �
<br /> tm..Rve monthtY PaY�nents.at I.�nder's sote discredoa -.,�,!.�'r�s?f.',....;, 'ic � ,��
<br /> � Upon paymeat ia full of all sams secored by this Secarity Inst�ent, Lender sball promptly refund to Baaower any :.:*.�:,, ,�r�, : -��-:
<br /> .;. 'on r sale �"��� � �_
<br /> _,%�.� Faads held by L�euder. If,under paragraph 21.l.ender shall acqnire or sell the Property.Lender,preor to the acqn�tc o F �
<br /> i
<br /> `� �£"�•.:."::�.:..-'w'
<br /> '`''� of the Praperty,shall apply azry Fnnds held by Lender at the cime of acquisidnn or sale as a credit against the s�nms secared by ,�� �"�. d:
<br /> ��j�% dus Secarity Instcament. ��. ,• "
<br /> �. ',. 3.Appllcatloa of Paym�ts.Unt�applicab2e law pmvides otherarise.aIl payments received by Lendes under paza�aphs �-� ^
<br /> 1 and 2 shaU be applied:fust, to anY PrePaYment charges dne uuder the Note;secand.to announts payable under paragtaph 2: f � '.•.��,;_,��:!�..`
<br />. third,to interest dae;fourtL.to principal dae;and last,to any late chazges dne ander the Note. - --
<br /> '� 4.Charge�;I�ea�.Borrower shall pay all taxes,asses�enss,charSes. fines and impositians attributable to the Property :"�'� ' ��=�"
<br /> . wt�ch may attain priority aver this Security Instrament. aad teasehold papments mr groan�rents.if any. Bonower sbaU pay -�r�,:^. .. ;:a_._:�'-�
<br /> ..
<br /> ; these obligstions in the man-r�s pmvided in par'dBrdFh 2.oa nf not paid in that,,,a,��-�.C�nower shall pay them on bme di�ctly ._ =`��.�
<br /> : -_..��_ -_
<br /> � ° t�+¢Yhe person owed paqmen�Borrower shall promptly fiva��^.s�Lender all notices�f��nnts w be paid under this paragiaph. �`'�,,- ---- __--
<br /> ,. •. If Sorrower�.�rs th�e payments direutiy,Borrower sball promptly far�sh to Leade�:�eipts evidencing the payments. .y'�
<br />`�•`;•i:it� e° . �',.
<br /> -',''r'�i, Borrower sLall prompdy discharge any lien wluc?n has priority ati�r t�is Security Ins�mment va'sss Bomnwer.(a)agree.s ia � ;_-� '.--__�.�.�
<br /> .. r;,... _�__.� _
<br /> • '.�;;` ' writing to the payment of the obligadon secured by the flen in a manner acceptable to Lender;(b)vrc�sts in good faith the lien E�,;,—w-_
<br /> �.`'� tsy, or defends against enforcement of the lien in, 1ega1 proceedings which in the Lender's opinion aperate to prevent the
<br /> �a.+�orcement of the lien;or(c)secwes from the holder of t`e�:e�aa agceement satisfactory to Lender subordinating the llen to ������'�
<br /> ��. :.
<br /> .:� eva Security ii�++„e•�•. If Lender determines tbat any gar cf a:�.e t'n��.erty is subject to a lien wI�ic�may attain prtority over �.y='—_-�-•°
<br /> @us Secarity Insmiment.Lendei may give Borrower a notice idenri,�*�-..�the lien Boaower sball satisfy th�lien or take one or �'�'�'-'`� =:���
<br /> � . more of the a�rionv set forth above within 10 days of the givu►g of nodce. �' �� �� �--
<br /> .���•
<br /> , n«. ;--
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