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OX11911YASTI (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under tlae Note, plus (ii) any aiuounts under Section 3 of this Security Instt uiucul. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its inaplornenting regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended ti-om time to time, or any additional or successor legislation or regulation that governs the same subject matter_ As used hi this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "Federally related mortgage loan" under RESPA. (Q) "Successor in interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security /nstrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and alI renewals, extensions and modifications of the Note; and (ii) the herfornaancC of 1301rawer's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the 1`61lowing described property located in the County of Hall : [Typo of Recordiiig fiurisdic6ornl [NEiaw oi' Rccarding .hri4c6oii] THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF HALL, STATE OF NE, AND IS DESCRIBED AS FOLLOWS: THE FOLLOWING DESCRIBED REAL PROPERTY IN HALL COUNTY, NEBRASKA: LOT TWO (2), BLOCK ONE (1), FIRESIDE ESTATES SECOND ,SUBDIVISION, HALL COUNTY, NEBRASKA. COMMONLY KNOWN AS: 3516 GRAHAM! AVENUE, GRAND ISLAND, NEBRASKA 68803 TAX ID: 400203103 (MAP #: 3552 -00 -0- 00301 -001 -0002) Subject to all restrictions, reservations & easements now of record, if any. The Rider(s) attached hereto is hereby incorporated into and made an integral part of this Security Instrument. Parcel 1D Number: 400203103 3516 Graham Avenue Grand Island ( "Property Address "): which currently has the address of (Street] (Cityl, Nebraska 68803 -6527 ILip Cudcl TOGETHER WITH all the improvements now or hereafter erected all the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrumcnt as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is tin e11cumbercd, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. NE43718 3( �lldlAlf 823383 In3tiais_J�_ - 6G(N8) (0005p1 Page of 15 Form 3026 9101 CI