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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />A - - e. z / /"C (Seal) <br />GRE ORY L PALKOWITSH - Borrower <br />(Seal) <br />AMAND ALKOWITSH - Borrower <br />(Seal) <br />- Borrow er <br />(Seal) <br />- Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />231180 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP ® VMP6(N� (11/01 <br />Wolters Kluwer Financial Services Page 16 of 17 <br />