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<br /> � on the ro and all casements,appurtenasices.an+1 n..
<br /> � � TOGFTHER WITH a1l the improvements now or�`ereaft��en c�. and additions shall a1-so be covereci by this Security '
<br /> fixtures now or hercafter a part of tf►e pr°peny. p
<br /> Insuument.I!U of the foregoing is refeaed to in this Security Inscrument as the"Pr°peny."
<br /> . ' BORROWER COVENAN'fS that Borrawcr is lawfully seised°f o ee umbrances of r�ord- B°r"°wer wgarra"ts�`w� , •
<br /> . � . � convey the Properey and that the Property is unencumUered.except f , .,
<br /> � '� � defend generally the title to the Praperty againse all elaims and demands,subject to any encumbrances of rccord• -
<br /> .;��� • .
<br /> THIS SECURITY INSTRUMENf rnmbines uniform wvenanu for national use and aon-uniform covenants with limited
<br /> - , . variations by jurisdidiun to constitute a uniform�ecunty inswment cove��real Pw PertY• -- ----
<br /> �` F UMFORM COVENANTS.Borrower and Lender covenant and agr �. Borrower shall promPdY PaY w'�n � �� ','` } �•` `
<br /> ' � 1. Payment of Priacipaf and Interest; PrePal'e►ent and Late Charg � . � � `
<br /> re a ment and late charges due uuder the Note. `�.'?r:_
<br /> ` . principal of and interest on the debt evidenced by the Note and any p p Y . . :�. s.;��
<br /> �-�-,-.-; _ 2,Funds Por Taxes su d I n s u�a t i ce. S u b j e c t to a p plicable law or to a written waiver by Leader. Borrower s�`pa y�w� •.,f, `�:;� ,_� -
<br /> , Lender on che day month�Y payments are due under the Note.until the Note is paid in fu1l.a sum(b�y���a�d payments ��,.`'. - ,
<br /> ` and assessments w hic h may a t t a i n p ri o ri ty aver this Security Insuument as a lien an the Properey;( )Y re��.
<br /> , , m P p remiums:ld)Year�Y t�a a d i n s u i a n c e p
<br /> ;`': , ` or ground rents on the Property if any:lc)Year1Y ha7aid or ro erty insurance p - __-
<br /> an sums payable by Borrower to Lender, in accordance with ��
<br /> . . if any:te)Y�Y monSaSe insuran ce p re miums. if an y:and(� Y �ums.These items are c a l l e d"E s c r ow Items." --
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<br /> � � the provisions of paragraph 8,in lieu of the payment of mortgage insurance p ,,_ .,o„�__.;-..
<br /> j`.. ' Lender may. at atry time.collect and hotd Funcis in an amuunt not to eaceed the maximum amount a lender fvr a federally : .•�_'- ,-
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<br /> . . . retated mortgage loan may require for Borrower s escro 26acco�SeundeR�ePA").un ess anot�hter 1aw t1��napP o��F'�nds ..
<br /> - - 1974 as amended from time w dme, l2 U.S.C. Secuo 9 .. ,.
<br /> sets a tesser amount. If so. Lender may, at at►Y time•�°���and hofd Funds in an amount not to exceed the lesser amoun4 ,;�t��,;,:�, .
<br /> LenQer may estimate the 2mount of Funds due on the basis of current daza and reas°nabie esum��°f expenditures of future ,.. *r -.— -
<br /> __..._. _ �-=; ' ��aw Items or otheewise in accordance with applicable law. instrumentality. or entity -�_.-
<br /> The Funds shall he hetd in an institution whose deposits an insured by a federal agency.
<br /> ' . �,�,� (including Lender,if I.ender is such an institution)or in ar►y Federal Home Loan Bank•i..e�der shallZanpl�e e�cF'u�n��PUYt or ,;'•.r ��:
<br /> � ' �'� Escrow Items.I.ender maY not charge Borrower for holding and applyinS the Funds.annualiy analy ' g •�.� :- ';�.;.._.,,_`;=
<br /> � • - - - verifying the Escrow Iteras,uniess 1.�der pays Borcower interest on the Funds and applicabte!aw permits 1-ender�matcenuc� ' ,-_____
<br /> .. „_ a charge. However.Lende.-maY Te4u�re BOnOWefAtess a a licable lawh po id otherwi saeU ess �m n� is made or __-_
<br /> • used by Lender in connection with this loan, u P? - '< `�-;s�-:s�°
<br /> ' • applicable law requires interest to be paid.Lender shall not be required to pay Borrower any intenst or eamings on the Funds. ,,.,��
<br /> � - Borrower and 1.ender may agree in wriang,however.that interest shall be paid on the Funds. I.ender shall give to Borrower. �__
<br /> , . ' � without charge. an annual accounting of the Funds. sho al��s1�ry fo�r ali sums secured by�th�is Secunory In��n.�� Y
<br /> debit to the Funds was made.The Funds are pledged as ad . 't'""�'�.;
<br /> If the Funds held by Lender eaceed the amounts permitted to be held by applicabte law.I.ender shall account to Boaower , ,,Oj�� .
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<br /> for the excess Funds in accordance wic�►the reqhen due t Lender�ma�Y so'n tify Bonower n�writing.and.hn`u b case Borrawer r ,,.T
<br /> -------" ume is no t s u f fi c i e n t t o p a y t h e F s c r o w I t e m s �n n o m o r e t h a n ; ,_�"::
<br /> � shall pay to l.ender the amount neceuarY to make up the deficiency. Botrower s h a l l m a ke u p t h e d e f i c i e n c y' =wr.�-
<br /> : . Y�•L
<br /> F tweJve monthly payments.at Lender s sole discretion. l�ment, L.ender shall promptly refund to Borro�+er at►Y ;,s_
<br /> �. : { Upon payment in full of all sams secared by this Security ,, , .�..�•.;:..
<br /> � Funds held by Lender.If,under paragraph 21.1-ender shall acquire or sell the PropertY•Lender,prior to the acquisition or sale ; , .. ,�T
<br /> . of the PropenY.shall apply any�unds held by Lender at the time of acquisition or sale as a credit against the sums secured by , L
<br /> �L.� this Security Instrument. � . 1 r:
<br /> . . .. -i 3.ApplIcatfon of Payments.Unless applicable law provides othenvise.aU payments received hy I.ender under paragraphs � `�:
<br /> . .. ' � 1 an d 2 s h a l l b e a p plied: first, to any prepaymant charges due under the Note:second.to amounu payable under paragraph Z: . �
<br /> ° � : �.� ':� third.to+nterest due:fourth,to principal due:and last,to any late churges due un der t he No te. .
<br /> . � :,; 4.Charges;Ueng• Bonower shall pay all taxes.assessments,charges,fines and impositioac attributable to the Property ,
<br /> . �:y which may attain priority over this Securiry Instrume2t.0anf nots aid�n that1emanner,Borrower shal payythBm on time dicectiy _ ..
<br /> F these obligarions in the manner provided in paragraph , P .
<br /> .. . � " .:�.�.:.
<br /> :j to the person awe�payment.BorrowT r�ii�BonoweryshaU promp lynfumish to1l.ender rece pts cvide c ng he payn ents���Ph .
<br /> ' ; If Borrow•er makes these payments d y „
<br /> Borrower shall promptly discharge:u►y lien which has priority over this Security Inswment unless Bonower:(a)agrees in
<br /> • ' � writing to the payment of the obligation secured by the lien in a manner acceptable to l.ender:(b)contests in gaad faith the lien
<br /> � ' by. or defends against enforcement of the lien in. �e��the lie�n ana ee ent sat factory to Lender subordinat ng the lien ta . • „ ..' '
<br /> � enforcement o f t he lien:o r(c)s e c u r e s f r o m t h e l i o l d e r o f S .
<br /> � • this Security lnstrument. lf Lender determines that any part of the Property is subject to a lien w hic h ma y a tt a i n p ri o ri t y o v e r
<br /> � • � this Secu�ity lnstrument.Lender may give Bottower a notice idemifying the lien. Bonower shall satisfy the tien or take one or
<br /> , . ,� more of the actions set forth above within 10 days of the giving of notice. Fa�m 3029 9�90
<br />. . '- Vago 2 018 .
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