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<br />` TOGETHER WITH all the improvemcxits now or Aereafter erected on die ptoperty.and all casements,aAFurteaanr�s,and � � -_-
<br /> � 1`uctures naw or herrafter a part of the pmp�ny.All rcplaccmeats and additions shau aLso be covered by this Security Instrument -
<br /> . � �_.�-` All of the foregoing is referred w in tLic Security Inttruinent as the"Properry:' �s ... ' � .� -M�'��:.
<br /> �T'�"�. BORROWER COVENANTS that Bormwer is la�++fully seised of the estate trereby conveyed and has the right w grant and --. � •
<br /> ` � ` �y convey the Property sud that the Pmpary is unen„^uin6ered,except far emcmnbrances of recwrd. Borrowei wamm�ts and will - � .
<br /> � • defeud genezaIIy the title m the Propeity against all clauns and demands,subject tn any eucumbiances of record. �4: _F . ��: �'=
<br /> � '1�IIS SECURITY INS'IRUNIENT combines unifom►covenaats for na�onal use and non-uniform cavenants witL limited �-'; ;
<br /> vuiations by jurisdiction to consdmt�a uniform security insavment covering real propecty. `�, ` '��x
<br /> ,`� :�. UNII�ORM COVENANTS..Bormwer and i.ender covenant and agree as follows: f -
<br /> . . ` . 1.Fay�aent of Principal and Interest;Prepayment and Late Charges. Borrower shall promptly pay whcn due the � r �__
<br /> • privapal of and inIerest on the debt evidenced by thc Note and any prepayment and 2ate charges dtte under the Note. ��
<br /> • . . Z,Fnnds Por Taxes and Insuaance. Subjecx to appGcablc law or to a written waiver by Leader,Borrower shall pay to • - -_.�
<br /> : . Lender on the day monthly payments are due imda the Nota,until the Nate is paid in fnll,a sum("Fands°j for:(a)yearly taxes � {- . „ : .�__�:y.
<br /> and assessrnents w6ich may acmin priority over this Security Ins�ument as a lien on the Pcoperty;(b)yeariy leasehold payments ,,� -
<br /> ,4 �. : --
<br /> •- _ or gmvttd rents an ihe Property,if any,(c)YeariS+ha�ard or PmP�Y insurance pm�(d)Yearty flood insutance piemiums.if 7„t,,.,.
<br /> anY.(�)Y�Y ���e insur�ce premiums,i f any,�d(fl any sums pa y a U l e by B o r r o w e r W L e n d e r,i n a c c o r d a n c e a r i t h t h e •` '%�-_
<br /> ".�5 ' .��';.�` irravisions of paiag�apb 8, in lieu of the payme�nt af martgage;++�,*A„ce praninms.These items are calted"Escrow Items." ,�'�;:_�
<br /> " Lender may,az any time,collect and hold Funds in an amount not tn exceed the aaaaimum amount a lea�der for a federalty related `.�.;z-L. �
<br /> � _ mortgage toan may require for Borrower's escrow account ander the federal Rea3 Fstate Setttement Pra�edu�s Act af 19T4 as ,- i- _
<br /> amended from time w time, 12 U.S.C.Section 2601 et seq. ("RESPA"),unless another law that applies to the Funds sets a lesser •
<br /> ' . , amount If so. I.ender may,at any timc,collect and hold Funds in an amount aot w eace�ed the lesser amoun� Lemdca may . . �----
<br /> • , �� estima[c the amount of Funds due on the basis of current data and masoaable cstunates of expendiiures of fuwre Escrow Items or ���'°,�,�.
<br /> . .>. othenvise iu accordancc with applicable law. � _
<br /> • � �;;� '14�e Funds shaU be hcld in an institudon whosc deposits are insured by a fatcral agcacy,insuumentaliry,or entity(including
<br /> � • � Lender.if Leadcr is such an instiwtion)or in any Fcderal Homc Loan Bant�.Lender shall apply the Funds to pay thc Fsccow ��
<br /> ':�q itcros.l.�endcr may not charge Borruwer for holding und applying the Funds,annually astalyiing ihe escrow accaunt,or ver+fying ."z.,:; �'
<br /> ' � the Escrow Items,unless i.ender pays Borrower interest on the Funds and applicablc law pamits I.ender to make sicch a charge. .:'. �
<br /> - " Howcver.l.cndcr may requuc Barrower to pay a onc-dmc chargc far an indepcndent rcal cstate tax reporting sen+ice used by �:`��:�.-�,s_���
<br /> �' , l�nder in connecpon with this loan,untess applicable law provides otherwise.Unless an agreement is made or appHcable!aw �
<br /> ' rzquires interest w 6e paid,Lertdcr shall not bc requised to pay Borcowcr any interest or camings on ihc Funds.Borrower and � T�^
<br /> . ' Lender may agree in writing,howcver,that interest shall bc paid on the Funds.Lcnder shaU give to Borrower,without charge.an ���.. �
<br /> ' annual accounting of the Funds,showing credits and dcbits to Utc Functs and the purpose for which eacb debit to the Funds was • ��:�`�
<br /> �-� ' - � �--��.; madc.'ilie Fimds are pledged as addiGanal security for all sums secured by this Security Inswmen� -. _,.—�,:..,i:�
<br /> � � . If the Funds held by Lender eaceed the amount�permiued to be hetd by applicable law,Leader shall account to Borrower for , . ' ', ;���:__�-_
<br /> � . , the excess Funds in accordance with the requirements of applicabte law.It the amount of the Funds held by Lender at any time is � ;� �:
<br /> . not suFficient to pay the Escrow Itcros when due.Lcnder may so naufy Bonower in writing,and,in such case Bocrower shali pay .m.
<br /> � • to Lender the amount aecessary w make up the deficiency. Horrower shall make up the deticiency in no more than twelve . � • i�-'`�•
<br /> . � monthly payments,at Lcader's sole discreuon. ` ' -
<br /> � Upon payment in fuA ot all sums secnred�ry this Security Instnunent,Lcnder shall prompdy refand to Bormwet any Funds • � •'=�:�
<br /> .. �. held by L.ender.If.under paragraDD 2l,Lcnder shall ac�uire or scll the Property,Lcnder,prior to the acquisition or sala of the ��_
<br /> � - , • Property,shall apply any Funds held by Lender at tke time of acquisiaon or sale as a credit against the sums seciucd by this ,r�: .� . =;:�L� ,
<br /> . � �' ;� Seciuity Instrument . ° ,�;.
<br /> . • . 3.AppUcatioa oY Payments. Unless applicable taw grovides otherwise,all paymeats received by Lender ander paragraphs • .�;.,
<br /> • . 1 and 2 shaU be applied: first,to any prepayment charges due under the Note;second,to amounts payabte under paragraph 2: . , . �^=��
<br /> ..� � thud,to interest due:fourth,w principal dao;and lac�,to any late chazges due under the Note. . : ,",.
<br /> � � � 4.Char�es;Liens. Borrowcr shall pay all taxcs,assessmcnts,chargcs, fincs and impositions attributab2c to the Propcny •:.�'� �
<br /> which may ausin priority over this Security lnswmcnt,and lcaschold paymenis or gound rents,if any.Borrowcr shall pay lhese '
<br /> � . obli�s►uons in the manner provided in paragraph 2,or if not paid in ihat manncr,Borrower shall pay thcm on time d'uccdy to thc ' � �
<br /> � person owcd paymcn� Borrower shaA prompdy furnish to Lcndcr ull nouces of amounts to bc paid undcr�his paragraph. If �• � •• _ .;
<br /> � ' . ' Bonower makes ihese payments d'uccdy,Boaower shall promptly fumish ro Lender receipts evidencing ihe payments. •
<br /> . Bonower shall prompUy disch�rgc any lien which has prioriry over this Security Inswment untess Borrower.(a)agrces in . ' .
<br /> - writing�to the payment of ihe obligation secured by tho lien in a manner accep�able to Lender.(b)contests in gaod faith the lien . : . '.' • . �
<br /> • by, or defcnds against cnforcement of the licn in, lcgal pracecdin�s whicb in the Lendcr's opmion operate to prevent the • . �
<br /> . cnforcemcnt of the licn:or(c)sceures from thc holder of thc lien an agrecmcnt satisfs�etory to Lcndet subordinatin�Ihe licn to . . "
<br /> �` this Security lnstrument lf Lender determines that any pan of the Property is subject to a lien which may attain priority over this
<br /> : � � � Sccurity Insuvmcn�Lcndcr may givc Banowcr a nouw idcnufying thc licn.Borrawcr shall satis[y lhc licn or takc one or morc � . �
<br /> _ . , af thc actions sct forth abovc witbin 10 days of thc giving of noticc. ,
<br /> �'I Fo�m 3028 9190 . .
<br /> . , . �•8p(NE)t92121.Ot Pago 2 ot B md�at�: �: � .
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