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<br />THIS INSTRUMENT' PREPARED BY:
<br />Flome Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />Grand Island, NE 68801
<br />THIS DEED OF TRUST ("Security Instrument") is made on September 20, 2011. The grantors are TERRY L
<br />MOSTEK and ROSANNA M MOSTEK, husband and wife, whose address is 1110 W 7TH ST, GRAND
<br />ISLAND, Nebraska 68801-4106 ("Borrower"). Bonower is not necessarily the same as the Person or Persons who
<br />sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled
<br />Successors and Assigns Bvnnd; Joint and Several Liability; Accommodation Signers. The trustee is Arend
<br />R. Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary
<br />is Home Federal Savings & Loau AssociaHon of Grand Island, which is organized and existing under the laws
<br />of the United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). TERRY L MOSTEK and ROSANNA M MOSTEK owe Lender the principal sum of Twenty-
<br />seven Thousand Ninety-three and 50/100 DoIIars (U.S. $27,093.50), which is evidenced by the note, consumer
<br />loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"), which provides for
<br />periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due and payable on September
<br />20, 2016. Tlus Security Instrument secures to Lender: (a) the repayment o£ the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced to protect the security oF this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Security Instntmant and the Note. For this purpose, Borrower, in consideration of the debt and the trust
<br />herein created, irtevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in the COiJNT'Y of HAI.L, State of Nebraska:
<br />Address: 1110 W 7TH ST, GRAND ISLAND, Nebraska 68801-4106
<br />Legal Description: LOT EIGHT (8) BLOCK EIGHT (8) IN WALLICHS ADDITION IN THE CITY
<br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Properly."
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<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />Grand Island, NE 68801
<br />(Space Above 7'his Line For Recording Data)
<br />DEED QF TRUST
<br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower wartants and will defend generaIly the title to the Properiy against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative ruIes and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Funds for Taxes and Insurance. At I,ender's request and subject to Applicable Law, Borrower shall pay to
<br />Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br />yearly ta7ces and assessments which may attain priority over fhis Security Instrument as a lien on the Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or proparly insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and ( fl
<br />any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph titled Mortgage
<br />Insurance, in lieu of the payment of mortgage insurance premiums. These items. are called "Escrow Items."
<br />� 2004-20ll Compliance Systems, Inc. ADCD�64F0 - 2010LL 15.461
<br />Consumer Real Estffie -$ecuri[y Instrument DL2036 Page 1 of 6 tinv�v.compGencesysteim.com
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