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<br /> ' � 'POGETHER WITH all the unproverne�ts now oz haeaftrr erected oa tY�e propeaty.and aU easemeats.aPPurtsnanaes.and � � .. . . � �:
<br /> i futures now or hereaftcr a part of the gpoperty.All replacensents and addiaons shalt also be covered by this Security Insua�ment �, � ;
<br /> All of ehe farego5ng is ref�ned to in tivs 5ecurity Insuument as the°Propaty.. t. , - . . .
<br /> BORROWER COVENANTS that Boirower is lawfuUy seise,�of the estate hereby conveyed and has the right to grant and . .' _
<br /> convey the Property and that the Propesty is uaencumbered.e�ccept for encumbranxs of record. Borrov�er warcanrs and will � ' �_ .
<br /> defend geneaalty Qhe dtle to the Propeaty againyi all ctaims and demands,subject ro any encumbrances of record. . � ' �
<br /> TFIIS SECURITY INSTRUIv�N'T cAmbines uniform cove�ants far nariana! use aad non-unifoim covea�ants with limited .
<br /> vari3�ions by jurisdiction to constinNiea unifmm security insuument coverin8 real praperty - - -- --- -----.
<br /> . UM�URM COVENANTS.Bflrmwer and Le�der coveaant and agree as follovls: , -- . `
<br /> 1.Fayment of Princtpal s�nd Interes43 Pc e9ayQCeas and I.ate C6arges. Borrowea shall FT���Y Pay when due the . ` --
<br /> principal of and inoecest os�tice debt evidenced by the Note and any prepaymerct a�sl late charges due a�der the Note. • ' � �
<br /> Z.PY�nds[or Taaes and Ia.�vranc� Sub�cc w applicable taw or m a v,ci�r�araiver by Iee�i.Bormwer shall pay tn . , .
<br /> Lender on the day monthty payments are due nndea the Not�,until the No�is pa?d in ful1.a sum("F�")for:(a)yearly taxes . ,,�E°r�;�y., ,�•. ":
<br /> and assessments�ritich may auain griority over this SeQUity Ins�umeat as a�en on the Property;(D?y'�tY�fl�PaY��� � °:i`�`.'... �.`�••,.. `,
<br /> or uad r�ts on the if an c eerl 6�rard or ms�uacce ums: earl fload iasuianx ums,if . ,�:y,`"�:�e��:-
<br /> B� �P�Y. Y:� )Y Y P�rtY� P� (�Y Y � '^�--
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<br /> Y:(e)Yearly mo e msurance if an and(�anY s�ns FaYab�e by Borrower to Lea�u.in a000idsr►ce with the �� �` • '�Ef•,,i��-_
<br /> � �;��r��..:,_�
<br /> . pmvisions of paz�agrapb �, in lie� of @te�aymes4 of mortgage insarar..te premiums. 'I4tes�iterns sre called °Escrow Ite�s." .. .�,.�y,'� . '�
<br /> � I.euder may,at any ame,collect and IwId Fuads m an amount not w easaed the maximum amouat a Itt�ler for a fedezally re�ated � �:���`���t-��..:°
<br /> ��� .• .
<br /> .` mongage loan may reqnire fnr Bmrowea's escaow aacount under the fedeaal Real Fstaie Seulemeai Procedu�es Act of 1974 as �,`' ,S�.,f�-
<br /> amet�ded from ume ta 6me,12 U.S.C.Secaon 261I1 et seq. ("RESPA'�,uniess anothe�taw that applies ro the Funds sets a Iesser " ��;� ''`�'-.'."`
<br /> sunount If so.Leader may.at aay rime,wIIect and hoW Fimds m� amo�mt not to exceed the lesser amamit I�der may �'. "�.,� ��.�� ,�—'���--
<br /> es�mate the amomit af Fands dne on the 6asis of c�t data and�asonable�imat�s of expenditun.�of future Fscrow Ite�ns or . �'_' r i "�;�_•,�
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<br /> . atheawise m acoordaace witte appl�able faw. ' ;,�j���'�r: ---�
<br /> , . Tt►e Fuuds shall be held ia au insdtution whose deposits are ins�nred by a�edecal age�cy,instramentality or e�tity(including . ;�� `,. �,<. �:
<br /> � . ':j Lendear,if l.eadea is suc6 an�dan)ar in aay Fed�aal Home I.oan Hank Lende�shall apply the Funds to�ay che Escxow .�r� '�`',�.;�,;r
<br /> ••� Items.Lea�der may not charge Boaower for holding and app�ying the Funds.annuaily analyzing the escrow aa:ac�at,.ar ve�ifyiag 4;,,�;s,;�'.,, ,�;•:
<br /> ,.< the E�ow Items.�udes9 Lei►der pays Berrowea interest an the Funds and agplicable law permits Lender tn make gt�ia a cttarge. `.�, �.:�: �� .
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<br /> However.Lender may require Barrow�a ro pay a one-time ch�ge for an indepeadeut real estare taa reportmg sezvice ased by � .. . + ;:�� • +
<br /> �=:;4 Leader in coaaection with this loan.un2ess apFticabfe law provides otherwise.UNess an agreemEat is rnade or applicab�e l�w :.� . ' rf:=3: .
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<br /> re�nires interest to be paid,Iender shall not be nequired ta pay Borrower any inteae,st ar earnings an r�a Fu�ds.Banuwea aud ,�S�
<br />' I,r�dar may agree in ariting,howevea,thai iatrrest shall be paid on the Funds.Lendca shall give to Banower,v�sFrd charge,an x� • t..,r•�:. ,
<br /> . annaal aa;ounting of the Fmids.showmg credits and drbits fn th�Famds and the pu�pose for whicb e�dx�it�r�i�Fands was _ �;.•'�;``,'�
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<br /> made.'ihe Fimds�e pledged as eddiCOnal serauiry for all sums secuied b3�this Se�anrity Instrument • ��.'�`-.� ��`,;,� ��
<br /> :��:r;•; ff 4ha Funds held by Latder exceed the amounts penniued w be�e}a1 by applicabte law,Lende�r s�aL����,Bomnwer for •ryF;):��
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<br /> _�,,,; the excesv Funds�accardance vrith the req�,u�ears of 2pplitsb2e law.Ff the amount of the Fwids heM by I.�;�;z any time is .�? . <<� :�:��
<br /> ��:.:� not sufScient w�y the fiscmw Ite�s wiiea�::e.Leudes��so notify Borrowrr in writing,and,in such case Buzaa�er s6all pay �r �
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<br /> �`.�;; w I.endea the amo�t neces�tfl�e up the defi�r�n..-g. Bonowe�r shall make up the deficiency in no���an tarelve � •�i� `
<br /> ••,;�`; mondily paymeatv,at Lea�der's sole discr��iaz. . • �`J.
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<br /> � ;'t,�':` Upon payment in fall of aIl sams secmro�[�y this Secauity Iastrus�.�der shall pmmptty refa�d cn Baaower any Funds <: `�'—
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<br /> ,;�t•r;; held hy Leaidea.If,undcx paiagraph 21,Lea.�cta shall acquire or sell tde�lvpeaty.L�dea,Prior tn�:�o.�;.usiiutn ur sala of ttrz ..�`
<br /> •°:�; praperty.shall apply any Funds held hy Leades ai the Ume of�quisition oz sa2e ag s taredit against ehs sa��red by this -. � —.
<br />.�. .,:� Sec�itylnsGCUmeat � �� J �`-
<br />� �,�ir�.: 3.Applkation of Fayments. Unlesv app]ica6le 1aw provides othea�a+ise.all paym�ts rceived 6�l.eb&�6�r pazagraphs ��,--L-'
<br /> :'�`,m,:. 1 and 2 shaU be applied:first,w anY P=�Y�ent cdarges due anda�r'�Iot�second,w amounts payable under para�apb 2: �'-'�`�==
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<br /> thtrd.w intexest du�fouRh,w principal due;and 1ast.to any lare ct�acges dae undea the No1e.
<br /> _� 4.Charge9i Lien9. Borrower shaU pay all taxes.axsessnents,charges.tuies and impositions at�utable ro the Property - `--—�- ---
<br /> which may arEam priority over this Security 1nsm,unent,and Ieatehold payments or g�ound renis�if any.Boirowe,�sha11 pay these �.�� µ
<br /> obfigations ia the manner provided in paragtaph 2,or if no�t paid in that mannea,Boaowea shall pay thean on timme directly to the
<br /> � pason owed Daymeat Borrower shall promptly fumish to Leada a11 notices of ammmts to be paid undex this parag�aph.If
<br /> �`�"�� Boaower makes these paymea►ts d'uealy,Brnrower shall promptly fiunish tn Leader ts evidencin the a ent�. ..,��" _ _
<br /> •'��� Boimwes shall o fl disc �i P 8 P Y r►i :_ -r-
<br /> Pr mp Y har8e any lien which has priority ovea this Securiey Ins�mea�t unless Borrower:(a)ap�ees in . �`�"
<br /> 'f�r as- !� •+:—�-:'_
<br /> wri�g tn the paymeae of ttr���2,tigatian secured by the tir�in a mannet acceptable w Lendea;@)confrsts m gaod faith the lien .:<;;��:,+„��+,w:
<br /> �y,or defea�ds cr.,�;�ame�nt af the ii� in, !e which in the I,ender's o mion o :r:;s•:`•�°_��s•;•����
<br /> a�insc am o ga; �roceed'm8s P P�ate tn prev�t the ���:°-•�����_�'.-
<br /> � �;:� enforcement af�ltc��'.�r,e:es(r.i t�c+ues fm��fie holdea of the lien en agreement satisfacrory w Lender sabordinaring the liea to .�. �Y„�������::.. _
<br /> ;",.�:j this Security L•,umm�e�t I�L�rltr deter�nps thnt any�rt of the Pro}iaeg is subpct tn a liea ahich may attain priarity over th'ss -�
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<br /> '�`�`� �ecarity tnstr�.er.i.I.e�d��cuy give Batroa�rr a notice iden' * ���"'�
<br /> nfyin8 4.e I�.,,�.Boirow�shall satisfy the tien ot ta1c�ane or mox� :� -.�� ..:,.+. •.....
<br /> c�Ma�ons set forth ab�.�vr'�chin 10 days of the glving of aotice. `,%,'': :•' • f .
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