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<br /> . � � � � ���04� � � �.,:��:t� . � -
<br />_ 'IOGE�EIt W1TH all We Impmv�now or h�after erected on the pmperty.and eats.aP ces,and ( , . ....
<br /> • ; fixtrues now oT he�aftcr a part of the pmpeaty.Ai!replacemenis and addi8ions shall a]so be cove�ed by this Security Instrument f . � ..
<br /> � All of die foregoing is rcfured tn u►this Security Instr�ent as the"Property." r ' .r' -
<br /> .`- - -. --=- � -� BORROWIIt COVENANfS that Bomnw�is lawfully seised of the es�e hereby conveyed and has the right w g�anc and � --- •--
<br /> : convey the Propcaty and that the Property is uneacum6ered,eucept for enauabrances of r.,cord. Bormwer wanaats and will �� �
<br /> .. dcfcnd geneaally the t�e tu the Prope�ty against all claims asd demands.subject w any eacumbrances of record. �
<br /> TFIIS SECURITY INSTRUNNIENN'f combines unifoim covenants for narional use and noa-aniform cuvenanu with limited ,,:.... .:�,, `
<br /> - � variations 6y jaQisdaion to ooa�titute a uaifoim secauity mstrumeat coveiing real property. • .. ..,
<br /> � �. � UNII'ORM COVENANTS.Barmwer and Leader covenaut and agree as fallow� ` . • ..
<br />`�; ' • �� L Paym�t of Yrindpal aQd Int�est;PrePaymeat and Late C6arges. Bosowea shall pramPUY PaY when due t6e
<br />:`'� � " princ�pal of an�inter�st an the debt evidenced by the Note and any prepayme�t and late charges dae under the Note. .. . .
<br />� < � 2.Famds for Taaes aad Insurauce. Subject w appli�ble laa or tn a written waives by Lender, Botrower shall pay w -
<br /> - I�nder on the day mnnthlY PeYments are dae under the Note.nnt�7 the Nota is paid ia full,a sum("Fands'�fur:(a)yearly taxes :';;'_,_:�
<br /> • ' aud assessments which may attain p:ioriry ovea t6is SecArity Inso�nment as a G�on the PraP�Y:q�)Y�rly leaseho2d payments ;' � —
<br /> � ' �< or grom�d reats on the Propert}r,ff anY:(c)Yeaziy ha�ard or pm�eaty insuraace p�ium�(d)Yearly ilaod'msn�-dnce premiums�if .� ' `:<.:�-�
<br /> :.'.;,. ` . �Y:{e3 Y�Y�8e�ce Pr�ms,if any;and(�anY s�s PaYab�e by Botmwer tn Lca►der,in accosdaace wirh the �__
<br /> , • prnvisions of ps�ageaph 8, in lieu of the payaeent of martgage insivance premiums. 'Ibese items are called "lEscxow Ite�s." . , . _--
<br /> . ` I.ender may,at any mne.collect and hold Funds in an amonni not m exoeed the maaimum amount a lender for a fcde�ally related : - — -
<br /> i�,.. . cuortgage loan may require for Hosowea's escrow account under the federai Real Estate Seutement Procedares Act of 1974 as �-' :�-;�:
<br />',�`. � `;: amercded from time to time.l2 US.C.Secaon 2601 ei seq. ("RFSPA"),uuless another taw tbat applies tn the Fnnds sets a lessea ' ` •'-'`�'_
<br /> . , amount If so,I.ender may.at any time, coltect and hold Funds in an amount not w exceed the less�amount.Lender urey :.:��:�'^�;
<br /> estimate the amouat of Faads dae on the basis of cmrent daia and masonable e.stunates of eapendidues of fuUUe Fsezow Ite,�ns or ' � � � ,;�`•'��`'
<br /> _ , _ .�.Y atheawise ia aeoordanee with applicable law. - � �_ �4;.,�
<br /> 't7ie Funds shall be 6eld in an msdiation whDSe deposits are insured by a fedeial ageacy,insuumentality,or endry(a�ctud'mg �;�-�-=_-
<br /> _ . • L.ender,if Lendear is such an institution)or m any Fedecal Home Loan Bank I.ender shall apply the Funds tn pay the Fscaow � •���-�`�:
<br /> � � � Items.Lender may noL charge Barrower for hold'mg and a�DlyinB!he Funds.annva]IY�Y�B the escrow accovaL or verify�g . '�r,�•="�
<br />.•,? � � the Escraw Items,antess Lemder pays Bomuwea iatere,st on the Fimds and le law ts Lendea w make sach a char e. ��� :?`E��
<br /> �� P� 8 _ .. :s� '_:
<br /> Howevea,Lendea may require Bormwer to pay a oa�time charge for an mdependent real estate ta�c reponing service used by � ;_.�-
<br /> '. � Lender in connestion with tLis loan,untess applicable law provides otherwise.Unless an agreement is made or applicabte law . � n,'-_,
<br /> ` requires interest w be paid,Lend�shall nat be requued ro pay Bonower any interest ar eamings on the Funds.Bosower and . :;; ��'=
<br /> - . . Lend�r may a�ce in wri6ng,howevea.that iate�est strall be paid on the Funds.Lendea shall give w Borrowu,without�e,aa : ,•_�=,��
<br /> � �n�ml accounting of the Funds.showing ccedits and debits tn the Funds and the purpose for wtrich eacb debit to the Funds wss �' `� ' `�
<br /> ' , made.The Fands are pledged as additional security for all sums secured by this Security InstrumenG .`';��
<br /> ~` � � If�he Funds held by Lender exceed the amonnts peimiued to 6e held bY apPlicab2e Iaw,I.ender shall account to Soimwea for � � . :°.::�`_
<br /> � :.;.. , • > the excess Fands in accardance with the requuements of appticable law.If the amount of the Funds held by I�ender at any time is ., . <�►;
<br /> ! not snffccia►t to pay the Fscrow Items whea due.Lenda may s�norify Borrowea in writing,and,in such case Bormwer shall pay � �.��:._
<br /> . j tn Lend�the amount necessary to make ap the deficiency. Boaower shall malce up the de5ciency in ao more than tvielve • : .���.:
<br /> • , • • monthty payments,at L.ender's sole discredon.
<br /> . . � Upon paymeat in full of all sums sec�ued by this Secarity Instrumen�Lender shall prorapily refund W Botrower any Fwids : __
<br /> j heW by Lender.If,under paragraph 21,L.end�shall acquire or sell the Propexty,Lerider,prior to the acquisition or sale of the .
<br /> _ . �.f Property,shall apply any Funds held by Leader at the time of acquisidon or sate as a credit against the sums secured by this ' � �
<br /> . :. • ,� Sec�rity Inswment .�
<br />:�,�; : 3.Appllsatton of Paymenta. Unless appticab2e taw provides otherwise.ail paymeats received by L.e.nder und�pa►agraphs . . • , '
<br /> � , � i and 2 shaU be applied:fust,w any prcpayment charges due under the Note:second,to amounts payable under paiagraph 2:
<br /> . , . third,w interest dae;fourth,to principal due:and last,w any late charges dae under the Note. � , - .
<br /> 4.C6arges;Liens. Bonower shall pay all taxes,assess�►ents, char�es,fines and imposidons ataibutabte w t'�e Proyerty ' . .
<br /> �. ,: ' w6ich may attain priority over this Security Instrument,and tcasehold payments or ground rents,if any.Borrowea shall pay these �.
<br /> �� ' � obligations in the menner provided in paragraph 2,or if not paid in d�at manner,Bonower shall pay them on time directly to the � `
<br /> .� person owed paymenL Borrower shall prompdy fumish to Leader aU notices of amounts to be paid andcr this yaragTaph.If :
<br /> • Borcower makes thcse payments directly,Bonower shaU promptly fumish w Lender receipts evidencing the payments.
<br /> • . � Bormwer shall promptly discharge any lien which has priority over this Seciuiry Inswment unless Borcawer.(a)agrees in . •
<br /> : � . � i wriw�g to the payment of the obligadon secured by the lien in a manner soceptable to Lende�r;(b)contests in good faith the Gen • . ��
<br /> by, or defends against enforcement of the lien in, tegal proceedings which in the Lender's opinion operate w prevent the
<br /> • . � � enforcement of the lien;or(c)sccures from the holder of the lien an agreement satisfactory to I.ender subordinating the lien to
<br /> ,. . , this Security Instrnment If Lender det�mines that any part of the Prop�ty is subject tn a lien which may suain priority over this '
<br /> � Security Insuumen�Lcnder may give Borrower a notice idenuf}ring the lien.Borrower shall saGsfy the licn or takc onc or more ' �
<br /> . � of the ac6ons set forth above within l0 days of the giving of notice. •
<br /> ' Form 8048 9�90 � . _.
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