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<br />� THIS INSTRUMBNT PREPARED BY:
<br />...� Home Federal Savings & Loan Association of
<br />� Grand Island
<br />221 South Locust Street
<br />Grand Island, NE 68801
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<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />Grand Island, NE 68801
<br />(Space Above This Line For Re�ording Data)
<br />DEED OF TRUST
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<br />THIS DEED OF TRUST ("Security Instrument") is made on September 16, 2011. The grantors are DAVID E
<br />BARTLETT and MAR5HA R BARTLETT, HUSBAND AND WIFE, whose address is 4049 CANNON
<br />ROAD, GRAND ISLAND, Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or
<br />Persons who sign the Note. The obligations of Bonowers who did not sign the Note are explained further in the
<br />section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation 5igners. The
<br />trustee is Arend R. Baack, Attorney whose address is P.O. Bog 790, Grand Island, Nebraska 6880Z ("Trustee").
<br />The beneficiary is Home Federal Savings & Loan Association of Grand Island, which is organized and existing
<br />under the laws of the United States of America and whose address is 221 South Locust Street, Grand Island,
<br />Nebraska 68801 ("I.ender"). DAVID E BARTLETT and MARSHA R BARTLETT owe Lender the principal
<br />sum of Thirty-two Thousand Seventy-nine and 50/100 Dollars (U.S. $32,079.50), which is evidenced by the
<br />note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"),
<br />which provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due and
<br />payable on September Zl, 2021. This Security Lnslrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment
<br />of all other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of
<br />the section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Bonower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in the COiJNT'Y of HALL, State of Nebraska:
<br />Address: 4049 CAN1�iON ROAD, GRAND ISLAND, Nebraska 68803
<br />Legal Description: LOT TWO (2) SUSSEX PLACE THIRD SUBDIVISION, IN THE CIT'Y OF
<br />GRAND ISLAND, HAI.L COUNTY, NEBRA5KA
<br />TOGETHER WITH all the amprovements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by ttus Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and lnterest; Prepayment and Late Charges. Bonrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opuuons.
<br />Tunds for Taxes and Insurance. At Lender's request and subject to Applicable I.aw, Borrower shall pay to
<br />I.ender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br />yeaxly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and ( fl
<br />any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph titled Mortgage
<br />Insurance, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items."
<br />� 2004-20I 1 Compliance Systems, Inc. ADCD-EEAZ - 20I OL1.I5.461
<br />Conswner Real Estate - Secnrity Instmment DL2036 Pege 1 of 6 unvw.compliancesystems.com
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