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�0�10��7 dismis ed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material imp ' ent of Lender' s interest in the Property or rights under this Security Instrument. The proceeds of any a ard or claim for damages that are attributable to the impairment of Lender' s interest in the Property aze her by assigned and sha11 be paid to Lender. 1 Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be appli in the order provided for in Section 2. 1. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payme t or modification of amorti7ation of the sums secured by this Security Instrument granted by Lender to Bo ower or any Successor in Interest of Borrower sha11 not operate to release the liability of Bonower or any Successors in Interest of Bonower. Lender sha11 not be required to commence proceedings against any S ccessor in Interest of Bonower or to refuse to extend time for payment or otherwise modify amo ''on of the sums secured by this Security Instrument by reason of any demand made by the original Borro er or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remed including, without limitation, Lender's acceptance of payments from third persons, entities or Succes ors in Interest of Bonower or in amounts less than the amount then due, sha11 not be a waiver of or preclu e the exercise of any right or remedy. 1. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants and ees that Bonower's obligations and liability sha11 be joint and several. However, any Bonower who co-si this Security Instrument but does not execute the Note (a "co-signer"): (a) is co-signing this Securi Instrument only to mortgage, grant and convey the co-signer' s interest in the Property under the terms f this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security ent; and (c) agrees that Lender and any other Bonower can agree to extend, modify, forbear or make y accommodations with regard to the terms of this Security Instrument or the Note without the co-si er' s consent. S bject to the provisions of Section 18, any Successor in Interest of Bonower who assumes Borro er' s obligations under this Security Instrument in writing, and is approved by Lender, sha11 obtain a11 of onower' s rights and benefits under this Security Instrument. Bonower sha11 not be released from Bono er's obligations and liability under this Security Instrument unless Lender agrees to such release in writin . The covenants and agreements of this Sectuity Instrument sha11 bind (except as provided in Sectio 20) and benefit the successors and assigns of Lender. 1. Loan Charges. Lender may charge Borrower fees for services performed in connection with Bono er's default, for the purpose of protecting Lender's interest in the Property and rights under this Securi Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In reg d to any other fees, the absence of express authority in this Secutity Instrument to chazge a specific fee to nower shall not be consttued as a prohibition on the chazging of such fee. Lender may not charge fees are expressly prohibited by this Security Instrument or by Applicable Law. I the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that e interest or other loan charges collected or to be collected in connection with the Loan exceed the permi ed limits, then: (a) any such loan charge sha11 be reduced by the amount necessary to reduce the charg to the permitted limit; and (b) any sums already collected from Bonower which exceeded permitted limits will be refunded to Bonower. Lender ma.y choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the redu on will be treated as a partial prepayment without any prepayment charge (whether or not a prepa ent chazge is provided for under the Note). Borrower' s acceptance of any such refund made by direct payment to Bonower will constitute a waiver of any right of action Borrower might have arising out of suc overcharge. 5. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must e in writing. Any notice to Borrower in connection with this Security Instrument sha11 be deemed to have een given to Bonower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower sha11 constitute notice to all Bonowers unles Applicable Law expressly requires otherwise. The notice address sha11 be the Property Address unles Borrower has designated a substitute notice address by notice to Lender. Borrower sha11 promptly notify Lender of Bonower' s change of address. If Lender specifies a procedure for reporting Borrower' s chang of address, then Bonower sha11 only report a change of address through thax specified procedure. 2200158219 D V6ANE KA - Single Femily - Fannie Mee/Freddie Mac UNIFORM INSTRIJMENT WITH ERS �(NE) Ioa9o1 Paae �o of �s mwais: Form 3028 1/01