20�10714�
<br />(C)
<br />is U. S. Bank N.A.
<br />isa National Association
<br />� and existing under the laws of The United States Of America
<br />s address is 4B01 Frederica Street, Owensboro, RY 42301
<br />(D) ' rustee" is Mr . Thomas Locher
<br />2002 ouglas Street, 200 The Omaha Ciub, Omaha, NE 68102 .
<br />(E) ' RS" is Mortgage Electronic Registration Systems, Inc. MERS is a sepazate corporation that is
<br />acting solely as a nominee for Lender and Lender' s successors and assigns. MERS is the beneficiary
<br />under this Security Instrament. MERS is organized and existing under the laws of Delaware, and has an
<br />addres and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(� ' te" means the promissory note signed by Bonower and dated 09/23/2011 .
<br />The N te states that Borrower owes Lender Sixty—Six Thousand Sis Hundred Ninety and
<br />00/1 Oths Dollazs
<br />(U.S. 66, 690 . 00 ) plus interest. Bonower has promised to pay this debt in regular Periodic
<br />Payme ts and to pay the debt in full not later than October 01, 2041 .
<br />(G) ' operty" means the property that is described below under the heading "Transfer of Rights in the
<br />(I� '7�oan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due �der the Note, and a11 sums due under this Security Instrument, plus interest.
<br />(n ' ders" means a11 Riders to this Security Instrument that aze executed by Bonower. The following
<br />Riders aze to be executed by Borrower [check box as applicable]:
<br />� djustable Rate Rider � Condominium Rider � Second Home Rider
<br />❑ loon Rider 0 Planned Unit Development Rider � 1-4 Family Rider
<br />0 A Rider � Biweekly Payment Rider 0 Other(s) [specify]
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<br />�plicable Law" means a11 controlling applicable federal, state and local statutes, regulations,
<br />ces and administrative rules and orders (thax have the effect of law) as well as all applicable fina1,
<br />�ealable judicial opinions.
<br />ummunity Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />that are imposed on Borrower or the Property by a condominium association, homeowners
<br />ion or similaz organization.
<br />lectronic �nds Transfer" means any transfer of funds, other than a transaction originaied b3c
<br />draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic
<br />ent, computer, or magnetic ta.pe so as to order, instruct, or authorize a financial institution to debit
<br />it an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br />� transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />scrow Items" means those items that are described in Section 3.
<br />;iscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />third pariy (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />to, or destruction o� the Property; (ii) condemnation or other taking of all or any part of the
<br />y; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations o� or omissions as to, the
<br />�d/or condirion of the Property.
<br />[ortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />2200158219
<br />KA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WRH M RS
<br />�(NE) (oa�ol Page 2 of 16 Initials:
<br />D V6ANE
<br />Form 3028 1/01
<br />
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