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20�10714� <br />(C) <br />is U. S. Bank N.A. <br />isa National Association <br />� and existing under the laws of The United States Of America <br />s address is 4B01 Frederica Street, Owensboro, RY 42301 <br />(D) ' rustee" is Mr . Thomas Locher <br />2002 ouglas Street, 200 The Omaha Ciub, Omaha, NE 68102 . <br />(E) ' RS" is Mortgage Electronic Registration Systems, Inc. MERS is a sepazate corporation that is <br />acting solely as a nominee for Lender and Lender' s successors and assigns. MERS is the beneficiary <br />under this Security Instrament. MERS is organized and existing under the laws of Delaware, and has an <br />addres and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� ' te" means the promissory note signed by Bonower and dated 09/23/2011 . <br />The N te states that Borrower owes Lender Sixty—Six Thousand Sis Hundred Ninety and <br />00/1 Oths Dollazs <br />(U.S. 66, 690 . 00 ) plus interest. Bonower has promised to pay this debt in regular Periodic <br />Payme ts and to pay the debt in full not later than October 01, 2041 . <br />(G) ' operty" means the property that is described below under the heading "Transfer of Rights in the <br />(I� '7�oan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due �der the Note, and a11 sums due under this Security Instrument, plus interest. <br />(n ' ders" means a11 Riders to this Security Instrument that aze executed by Bonower. The following <br />Riders aze to be executed by Borrower [check box as applicable]: <br />� djustable Rate Rider � Condominium Rider � Second Home Rider <br />❑ loon Rider 0 Planned Unit Development Rider � 1-4 Family Rider <br />0 A Rider � Biweekly Payment Rider 0 Other(s) [specify] <br />�� ��� <br />ordina <br />non-a� <br />� "� <br />chazge <br />associ� <br />(L) `7 <br />check, <br />instru� <br />or cre <br />machi <br />transfE <br />(1Vn '9 <br />(1� 'T <br />by an� <br />daznag <br />Prope� <br />value <br />(0) '7 <br />the Lc <br />�plicable Law" means a11 controlling applicable federal, state and local statutes, regulations, <br />ces and administrative rules and orders (thax have the effect of law) as well as all applicable fina1, <br />�ealable judicial opinions. <br />ummunity Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />that are imposed on Borrower or the Property by a condominium association, homeowners <br />ion or similaz organization. <br />lectronic �nds Transfer" means any transfer of funds, other than a transaction originaied b3c <br />draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic <br />ent, computer, or magnetic ta.pe so as to order, instruct, or authorize a financial institution to debit <br />it an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />� transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />scrow Items" means those items that are described in Section 3. <br />;iscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />third pariy (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />to, or destruction o� the Property; (ii) condemnation or other taking of all or any part of the <br />y; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations o� or omissions as to, the <br />�d/or condirion of the Property. <br />[ortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />2200158219 <br />KA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WRH M RS <br />�(NE) (oa�ol Page 2 of 16 Initials: <br />D V6ANE <br />Form 3028 1/01 <br />