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�o��o�� Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the Property. The recitals ut the Trustee's d�d shall be prima facie evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any ezcess to the person or persons legally entitled to ik If the Lender's interest in this Security Instrument is held by the Secretary and the Secretary requires immediate payment in full under Paragraph 9, the Secretary may invoke the nonjudicial power af sale provided in the Single Famity Mortgage Foreelosure Act of 1994 ("Act") (12 U.S.C. 3751 t se . by requesting a foreclosure commissionea designated under the Act to commence foreclosure and to sell the Property as provided in the Ac� Nothing fn the preceding sentence shall depa°ive the 5ecretary of any rights otherwise aeailable to a Lender under this Paragraph 18 or applicable law. 19. Reconveyance. Upon payment of all sums secured by this Security Instn�ment, Lender sha11 rec�uest Trustee to re-convey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Properly without warranty to the person or persons legally entitled to it. 5uch person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a tturd party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. 20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an mstrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. Zl. Request for Notices. Borrower requests thaY copies of the notice of default and sale be sent to Borrowers address which is the Properiy Address. 22. Riders to this Security Instrumen� If one or more riders are execut�i by Borrower and recorded together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)]. ❑ Condominium Rider ❑ Graduated Payment ❑ Other [Specify] ❑ Planned Unit Development Rider ❑ Grawing Equity R.ider BY SIGI�IING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: (Seal} (Seal) Borrower sorrower (Seal) (Sea1) [Space Belova� This Line For Acknawled�ent] STATE OF Nebraska COUNTY OF Hall ) ) ss: ) The foregoing instrument was acknowledged before me this 22nd day of September , 2011 , by Christopher S Ladwig and Stacy M. Ladwig, husband and wife Witness my hand and official seal. My Commission Expires: June 19, 2015 GENERAL NOl'ARY • State ot Nebras� @ SARAH M 1MLES �" Nty Camm. Exp. June 19, 2016 k 1Q11�v , r '• �C/� Notary Public 16256.CV (9(11) gchuy1�45U0102857 p8ge 5 of 5 GOTO(00326968)