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�o�io�o76 9. Protection of Lender's Interest in the Property �nd Rights Under this 5ecnrlty Insirnment If (a) Borrower fails to perfoan the covenants and agreements contained in this SecuritY Instrument, (b) there is a legal Proceeding that might significantly affe�t Lender's interest in the Prope2ty and/or rights under this Se�urity Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcem�t of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), ar(c) Borrower has abandanefl the Properiy, then Lender may do and pay for whatever is reasonable or appropriate to prote,ct L�►der's interest in the Propezly and rights under this Security Instrument, including protecting �d/or assessin$ the value of the Property, and se�uring and/or rePairing the Propert�y. Lender' s actions c� include, but are not limited to: (a) paying any sums secur� by a lien which has priority oVe1 th13 SeCUtlty Tn.aln,men�; (b) aPPearing in court; and (o) P$Y�S reasonable attorneys' fee�s to prot�t its inter�t in the Properiy and/or rights under this Security Instrument, includ�ng its se,cured position in a bankruptcy pr�ing. Securing the Property includes, but is not limite� to, entering the Properiy to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turaed on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Se�tion 9. Any amounts disbursai by Lender under this Section 9 shall become additional debt of Bonower secured by tlus Security Instrument. These ainounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Bonower r�g p$ �I�f this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the l�sehold and the fee title shall not merge unl�s Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender re�uirerl Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums requireri to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance cove�age required by Lender ceases to be available from the mortgage insurer that previously provideri such inc„rance and Borrower was requireri to make sepazately designated payments toward the premiums far Mortgage Insurance, Barrower shall pay the premiums required to obtain coverage substantially e�ui�alent to the Mortgage Insurance previously in effe�t, at a cost substa�rtially equivalent to the cost to Bonower of the Mortgage Insurance previously in effe�t, from an alternHte mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceasefl to be in effect. Lender will accept, use and retain these payments as a non refimdable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Bonower any interest or earaings on such loss reserve. Lender can no longer req�.ure loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selecte�i by Lender again becomes available, is obtaine�, and I.ender requires separately designated payments toward the premiums for Mortgage Insurance. ff Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designaterl payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums requireri to maintain Mortgage Insurance in effe,ct, ar to provide a non refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in acrArdance with any written agreament between Borrower and Lender providing for such termination or until termination is re�uired by Applicable Law. Nothing in this Section 10 affects Borrower' s obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certa.in losses it may incur if Bonowe� does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreem�ts are on terms and conditions that aze satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may r�uire the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtainad from Mortgage Insurance premiums). 2200173281 D v6ANE NEBRASKA - Single Family - Fannie Mae/Fneddle Mac UNIFORM INSTRUM�VT WRH MER.S �-6A(Nq toe�o) Pape 8 M 16 i„�� 't'�'1'� Form 3028 1/01 �