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<br />(G7 "Lender" is U. S. B�k N. A.
<br />Lender is a Natioaal Association
<br />organized and existing under the laws of
<br />Lender's address is 4801 Frederica
<br />The IInited Statea Of Amarica
<br />3treet, O�vensboro, RY 42301
<br />(D) 'Trustee" is Mr . Th�mas Locher
<br />2002 Douglas Stree� 200 TFNe Omaha Club, Omaha, NE 68102 ,
<br />(E) 'RVI�RS" is Mortgagel Ele,ctronic Registration Systems, Inc. MERS is a sepazate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MER5 is the bene5ciary
<br />nnder this Secnrity Instrumen� MERS is organize� and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F� "Note" means the promissory note signed by Borrower and dated 09/22/2011 .
<br />The Note states that Borrower owes I,ender One Hundred Sixty-Four Thousand and
<br />00/100tt�s Dollars
<br />(U. S. $ 164 , 000 . 00 ) plus interest. Borrower has promised to pay this debt in regular Peri�ic
<br />Payments and to pay the debt in full not later than October Ol, 2041 .
<br />(G) 'Troperty" means the� property that is described below under the heading "Transfer of Rights in the
<br />Property. ��
<br />(Fi) "Loan" means the debt evidenced by the Note, plus interest, anY PrePayment charges and late chazges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(n '7tiders" meaz►s all Riders to this Security Instrument that aze exe�uted by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Ride2 ❑ Condominium Rider 0 Second Home Rider
<br />0 Balloon Rider 0 Planned IInit Development Rider 0 1-4 Family Rider
<br />� VA Rider 0 Biweekly Payment Rider � Other(s) [specifyl
<br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinanc�s and administrative rules and orders (that have the effe�t of law) as well as all applicable fina1,
<br />non appealable judicial opi�ions.
<br />(I� "Commanity Association Dnes, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similaz organization.
<br />(L) "Electronic �nds Ttansfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar p� instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such teim includes, but is not limited to, point-of-sale transfers, sutomateri teller
<br />machine transactions, transfers initiated by telephone, wire trransfers, and automated clearinghouse
<br />transfers.
<br />(Nn "Escrow Items" means those items that are descnbed in Section 3.
<br />(1� "Miscellaneous Proce�ds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third p�ty (other than insurance proceeds paid under the coverages described in Section � for: (i)
<br />damage to, or destruction o� the Property; (ii) condemnation or other taking of all or azry part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of tl�e Property.
<br />(0) "1Vlortgage Insnrance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />2200173281 D V61►N8
<br />NEHRASKA - Single Family - Fannle Mae/Freddle Mac UNIFORM INSTRUMENT WRH MERS
<br />�-8A(Nq loa�o� Page 2 of 16 ir,w� f3�J '"h"(� Fortn 3028 7/01
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