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�o��o�Q�� <br />dismissed with a ruling that, in Lender' s judgment, precludes forfeiture of the Properi}r ar other mat�rial <br />impairment of Lender's interest in the Progerty or rights under this Security Instrument. The proceeds of <br />aay award or claim for dama,ges that are aitr�'butable to the impairment of Leader' s interest in the Property <br />are hereby assign� and shall be paid to Lender. <br />All Miscellaneous Proc�s that are not applie� to restoration or repair of the Progerty shall be <br />applied in the order provideci for in Section 2. <br />12. Borrower Not Released; Forbearance By Lender Not a R'aiver. Extension of tha tima for <br />payment or modification of amorkization of the swns se�ured by this Security Instcvment granted by Lender <br />to Borrower or any Successor in Interest of Bonower shall not operate to release the liahility of Borrower <br />or any S�ccessors in Intterest of Bonower. Lender shall not be re�uirefl to commence proceedings against <br />any Successor in Interest of Borrower or to refuse to extend time for payment or othezwise modify <br />amortization of the sums se�ued by this Security Instnnnent by reason of any demand made by the original <br />Borrower oz any Successors in Interest of Bonower. Any forbearance by Lender in exercising any right ar <br />remedy including, without limitation, Lender' s acceptance of payments from third persons, entities or <br />Successors in Interest of Borrower or in amounts less than the amount then due, sha11 not be a waiver of or <br />preclude the exercise of an:y right or remedy. <br />13. Joint and 5everal Liability; Casigners; Snccessors and Assigns Bonnd. Borrower covenants <br />and agrees that Bonower's obligations and liability shall be joint and several. However, any Bonower who <br />co-signs this Security Instrument but does not exe�ute the Note (a "co-signer"): (a) is co-signing this <br />Security i,,.ctn,,,,en only to mortgage, �t and convey the co-signer's interest in the Properly under the <br />terms of this Security Instrument; (b) is not personally obligate� to pay the swns secure� by this Se�urity <br />Instrvment; and (c) agrces that Lender and any other Borrower can agrez to extend, modify, forheaz or <br />make any accommodations with regard to the terms of this Security inskrament or the Note without the <br />co-sigaer' s consent. <br />5ubj�t to the provisions of Section 18, any Succ�ssor in Interest of Boaower who assumes <br />Borrower' s obligations under this Security Inshvment in writing, and is approved by Lender, shall obtain <br />all of Bonawer' s rights and benefits under tius Security Instrument. Borrower shall not be released from <br />Bonower' s obligations and liability under this Sec�rity Instrument unless Lender agrees to such release in <br />writing. The covenants and agreements of this Security Instrument shall bind (except as provided in <br />Section 20) and benefit the successors and assigns of Lender. <br />14. Loan Charges. Lender may charge Bonower fee,s for services performed in connection with <br />Borrower' s default, for the purpose of protecting Lender' s intere.st in the Property and rights under this <br />Security Instrument, including, but not limite3 to, attomeys' fees, PxoP�' �P�on and valuation f�. <br />In regard to any other fe,es, the absence of express authority in this Security Instrumen.t to charge a specific <br />fee to Bonower shall not be construed as a prohibition on the charging of such fee. Lender may not charge <br />fees that are expressly prolu'bited by this Security Instntment or by Applicable Law. <br />If the Loan is subj�t to a law which sets ms�Yim�m loan chazges, and that law is finally interprete3 so <br />that the interest ar other loan charges collected or to be collected in connection with the Loan exc�ed the <br />permitted limits, then: (a) any such loan charge shall be reduceri by the amount ne�essary to reduce the <br />charge to the permitted limit; and (b) any swns already collecte� from Bonower which exceede� permitte�i <br />limits will be refunded to Bonower. Lender may choose to make this refimd by reducing the principal <br />owed under tbe Note or by making a direct payment to Borrower. rf a refund reduces principal, the <br />reduction will be treate+d as a partial prepayment without anY Pr�Payment charge (whether or not a <br />prepayment charge is provided for under the Note). Borroweq' s acceptance of any such refimd made by <br />direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out <br />of such overcharge. <br />15. Notices. All notices given by Borrower or Lender in conne�tion with this Security Instrume�nt <br />must be in writing. Any notice to Borrower in connection with ttus Security Inst�ument shall be deemed to <br />have been given to Bonower when mailed by first class mail or when actually delivered to Borrower' s <br />notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers <br />unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address <br />unless Borrower has designated a substitute notice address by notice to Lender. Bonower shall promptly <br />notify Lender of Bonower' s change of address. If Lender specifies a procedure for reporting Borrower' s <br />change of address, then Banower sha11 only report a change of address through that specified proce�ure. <br />2200173281 D V6AN� <br />NEBRASKA - Single Family - Fann(e Mae/Freddle Mac UNIFORM INSTRUMENT WRH MERS <br />�-6A(NEj loa�o) Page 10 of 16 tray�&'�t$�1 'h°Y1 Form 3028 1/01 <br />� <br />