201107044 - Laserfiche WebLink

Browse

20�10`704�� required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RFSPA, but in no more than 12 monthly payments. Upon payment in fu11 of all sums secured by this Se,curity Instnunent, Lender shall promptly refund to Bonower any Funds held by Lender. 4. Charges; Liens. Bonower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain priority over this S�urity Instnunent, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3. Bonower sha11 promptly discharge any lien which has priority over this Security Instrument unless Bonower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Bonower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agre,ement satisfactory to Lender subordinating the Iien ta this Security Instrument. If Lender deternunes that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give �arrc�vver a notice identifying the lien. Within. 1Q days of the date on which that norice is given, Borrower sI�2� sarisfy the lien or take one or more of the actions set forth al�ve in this Section 4. Lender may require Borrower to pay a one-time charge for a reat estate tax verification and/or reporting service u� b�r Len��es in connection with this Loan. 5. Propsrty �res�ra�sa�e_ �orrc>�rer shall keep the improvements now existiag or hereafter erected on tYce Property � ag�st Ioss by fire, hazards included within the term "exte�deci coverage," aud any other hazards i��tia�g, �r.t nat Iiauited to, earthquakes and floods, for vvkich �nder requires insurance. This �nsura�cce s� be mai�taiIIed xn the amounts (including deductible Ievets) anc� far the peric�s that L,encler requires- ��e�eC aegu.ires gvrsuant to the preceding sentences can change during the terin af the Loan. The insu�e carrier groviding the insvs�ance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower tQ gay, in ca�rnection with this Loan, either: (a) a one-time charge for �Iood zone determination, certifcatioa a� trae�g services; or (b) a one-time chazge for flood zone determination and certification service.s �t� subseq,�tent charges eacfi time remappings or similar changes ocxur which reasonably might affect su�h e�erminatiaa or certificarion. Borrower shall also be responsible for the payment of any fees imposed by the Fecterai Emergency Management Agency in connection with the review of any fiood zone determination resulting from an objection by Borrower. If �rrovver fails to maintain any of the coverages described a�ve, Lender may obtain insurance coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such covera.ge sha11 cover Lender, but might or might not protect Bonower, Borrower's equity in the Properiy, or the contents of the Property, agaiust any risk, hazard or liabiliry and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Securiry Instrument. These amounts sha11 bear interest at the Note rate from the da.te of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 VMP � VMPPe98)61 f05� Wolters Kluwer Financial Services