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�o�io�o�� <br />for the repairs and restoration in a single payment or in a series of progress payments as the work is <br />completed. If the insurance or condemnation proceeds aze not suff'icient to repair or restore the Properly, <br />Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. <br />Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br />cause, Lender may inspect the interior of the improvements on the Property. Iznder shall give Bonower <br />notice at the time of or prior to such an interior inspection specifying such reasonable cause. <br />8. Borrower's Loan Application. Borrower sha11 be in default if, during the Loan application process, <br />Borrower or any persons or entities acting at the d'uection of Borrower or with Borrower's lmowledge or <br />consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to <br />provide Lender with material information) in connection with the Loan. Material representations include, but <br />aze not limited to, representations concerning Bonower's occupancy of the Property as Borrower's principal <br />residence. <br />9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) <br />Borrower fails to perform the covenants and agreements contained in this Security Instniment, (b) there is a <br />legal proceeding that might significantly affect Lender's interest in the Property andJor rights under this <br />Security Insttvm,ent (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for <br />enforcement of a Iien which ma.p attain priority over this 5ecurity Instrument or to enforce laws or <br />regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is <br />reasonable or aggropriate to protect Lender's interest in the Property and rights under this S�urity <br />Insrivment, including protecting andlor assessing the value of the ProperEy, �nd securing aud/or repairing <br />the Property. Le�tder's aetions c,a� i�t�ute, but are not lircute� to: (a) p�yyiaig any svms secured by a Iien <br />which I�as griorifiy ave� t�is �ce�tity �t; �) aPpearing in co�rrt, arn� (c) Pa}'ing reasonable attorneys' <br />fees to prote� its in�t axr: the b'rope�tg aa�los rigb�ts u�er this Seer,n�ty F�stcusnent, iacluc�ing its secured <br />position in a b���r . S�g �te Property includes, but is not lit�titec� to, entering the <br />I'roperty to maT�e seg�irs, chaage Fc�.s, �yr� ar �oarc� up doors attci t��ows, cirai�e �+ater fror� pi�s, <br />eliminate buitc�izeg c�r otfier coc�e vriQlatcQns �r c�sgerc��s condirions, and have utilities turned on or off. <br />Although L.ertder �.� 1� a�tia� �rcfier tia�s Sectioa 9, Lender does rnzt ha�ve to do so and is rn�t urnies any <br />duty or ohli�aticin to c�o �. It is agreed ti�at �.enc�er ineurs no Iiabiliry for not taking any or ail actions <br />authorized u� t�is Se,�tio�a 9. <br />Any amor� c�is�� b�y Le�£er u�der t�tis S�tio$ 9 shall h�come additional debt of �orrower se,cured by <br />this Sectr.rity I�rumea�. 'Eh� a�motmLs sha� be,ac interest at the Note rate fram the c�ate of disbursement <br />and shall be gayable, witt� sach interest, upon norice from Lender ta �orrower requesting payment. <br />If ttus Security Instrument is on a leasekold, Bonower shall comply with all the provisions of the lease. If <br />Bortower acquires fee title to the Property, the leasehold and the fee title sha11 not merge unless Lender <br />agrees to the merger in writing. <br />10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower <br />shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the <br />Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that <br />previously provided such insurance and Bonower was required to make separately designated payments <br />toward the premiums for Mortgage Insurance, Borrower sha11 pay the premiums required to obtain coverage <br />substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to <br />the cost to Bonower of the Mortgage Insurance previously in effect, from an altemate mortgage insurer <br />selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower sha11 <br />NEBRASKA-Single Family-Fannie Mae/Freddfe Mac UNIFORM INSTRUMENT <br />VMP � <br />Wolters Kluwer Financial Services <br />Form 3028 1/01 <br />VMP6WE) (1105) <br />Page 8 of 17 <br />