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20�1070�� <br />(C) "Lender"isHome Federal Savings and Loan Assn of Grand Island <br />Lender is a Savi ngs and Loan <br />organized and existing under the laws of Th e S t at e o f N eb r a s k a <br />Lender's address is 221 South Locust St Grand I sl and NE 68801- <br />Lender is the beneficiary under this Security Instrument. <br />(D� "Trustee" is Arend R Baack, Attorney <br />(E) "Note" means the promissory note signed by Bonower and dated September 16 , 2011 . The Note <br />statesthatBorrowerowesLender NINETY FOUR THOUSAND TWO HUNDRED SEVENTY FIVE <br />AND 00/100 <br />Dollazs (U.S. $ 94 , 2 75 . 0 0 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than 0 c t o b e r 1, 2 0 2 6 . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and a11 sums due under this Security Instrament, plus interest. <br />EH) "Riders" means ali Riders to this Security Insttvment that �re executed by Borrower. The following Riders <br />�e to � execu�f by Bormwer [c.heek bax �s applicablej: <br />0 Ac�r�a�Sle R�te Rie�er Q Canc�an�um Rider Q�� I�ome Ri�er <br />Q�oa�e � Q PE� unir DeveIQP� Ri� Q�-� ��tp �dic�s <br />Q�A Rit�m Q Biweek��r Payme�st Ricfier Q Ot�ter�s} �speeifY� <br />�I) "AEppticaiaFe !aw" means �I co�trolIing applicable federal, state and Iocat statutes, regvIations, ordinances <br />' attd a�tive ntles artd ardeFS (t�tat havre the effect o€ Iawr) as weli as ali applic�ble fmal, non-appealable <br />judiciaE ogirrians. <br />tJ) "Cocreemrn�yr �►sso�i�tion Dues. �, artd Assessrre�srsts" � aIY cfiue�, fees, assessments and other <br />ch�ges t�at �re imposed on Borravver or the PrQperty by a condomEnium association, homeowners <br />association or similar organ'tzation. <br />(K) "Electronie Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />dra:ft, or similaz paper instrument, which is iniriated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial insritution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated cleazinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Secrion 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Properly; (iii) conveyance in lieu of condemnation; or (iv) misrepresentarions of, or omissions as to, the <br />value and/or condition of the Pronertv. <br />NEBRASKA-Single Famtly-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP Q VMP6(NE) (1105) <br />Wolters Kluwer Financial Services Page 2 of 17 <br />