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20�i0703� (C) "Lender" is WELLS FARGO BANK, N. A, Lender is a �TIONAL ASSOCIATION organized and existi.ng under the laws of ��NITED STATES Lendez's address is P.O. BOX 11701, NEWARK, NJ 071019701 Lendez is the beneficiary under this Security Instrument. 1D) "Trustee" is WE LLS FARGO FINANCIAL NATL BNK C/0 SPEC. SERV., PO SOX 31557, BTLLINGS, MT 59107 (E) "Note" meaa�s the promissory note signed by Bonower and dated SEPTEN�ER 16 , 2011 .'�e Note states tha.t Borrower owes Lender ONE HUNDRED THREE TxOUSAND AND 00/100 Dollars (U.S. $** 000 , 00) plus interest. Borrower has promised to pay this debt in regutar Periodic Payments and to pay the debt in full not Iater thanOCTOBER O1, 2041 . IF) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G )"Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrum.ent, plus interest. {H► "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: � Adjustable Rate Rider ❑ Condominium Rider 0 Second Home Rider 0 Balloon Ri@er 0 Planned UniY Development Rider 0 1-4 Family Rider � VA Rider � Biweekly Payment Rider 0 Other(s) [specify] {I) "Applicable Law" means all controlling applica.ble federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all ciues, fees, assessments and other charges that aze impased on Borrower or the Pzoperty by a condominium association, homeowners association or similaz organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a tramSaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller ma.chine transactions, transfers initiated by telepfione, wire tza.nsfers, and automated clearinghouse transfers. !L) "Escrow Items" means those items that are described in Section 3. (M} '.'Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party {other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage #o, or destiuction of, the Property; (ii) condemnation or ofher taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; oz (iv) misrepresentations of, or omissions as to, the , value and/or condition of the Properry. NEBRASKA-Single Famfly-Farnila Mae/Fraddie Mac UNIFORM INSTRUMENT Form 3028 1/01 VMP � � � VMP6�NE) (11061.00 Wolters Kluwar Finenctal Sarvicas Pape 2 ot 77