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. 1 � �._���� ,- ,. ,. - . ,. FO'• a 1�Y• '• .. ... • -�_ �. _•_ <br /> 1 • + �,,,4 y � ^ t, k . .�.. ,y, <br /> ..,rr• n . �., �" .. <br /> � . .� ._,��t A ..-. � . ��. ..J�:�- ; _ <br /> .. � . . �j . }I j'f": f _ � }I v a.w�T")0.y <br /> �v • - - !i�fl++� ..M,� � . 3...k'/M!�..�yr....,,...:.mr.r..AMLnuwy��1�#.�11rw"r�Yl. ��� <br /> , � �.u+•� ,�"�nMi.%: I I I � _ - <br /> • Ft� ��s ., � - ' . ' . -- _ <br /> �q"W W.!r..�'i"awto.. . - • . <br /> � r • . -� _ u.� <br /> '''+,i;' ,Ys:{.','� --- - .-_ -• .. <br /> __ -�i���--..��.„-�='—:- <br /> �: •-_- -,°�_.. <br /> � .���,- -. �.,.:"� 92_ ' so7�o �:�_._�. - - - <br /> . .. �. <br /> _, <br /> x_._ .�--�-. <br /> � �=�:.� -- <br /> - -- ��-^�. i3. Lo�o Ch�trQa. If the loan sxured by thls Security Instrumcnt is subject to r law whicb sets m�umum�os�n -_ --- --- - <br /> , ,... <br /> ` , char�es,and ttut laa is flnally interpreted so that the Interest or other loan chuges collecud or to be collected in connection <br /> i .. <br /> -- . . with the loan ezcoed the permltted liii�ft�,�hen:(a)a�y such laaa charge shall be reduced by the amount neceseary to reduce r__-_._:__-� - --- <br /> � ; . „ the chu�e to the pertn�tted limit:and(b)any sumx already collected from Barrower which exceeded permittal Ilmits wiU <br /> ° - • be reflmded to Borcower.Lender may choose to make this rofurd by reducing the principal owed under tlte Note or by rnaking `�"""'"-�-�-.. <br /> � � •''_a F'n: ' u direct payment to BoRawer.If a rofund reduces pr3ncipAl. ehe reduction wfll be treated as a partlal prepayment witbout - <br /> i � ° , auy pcepaymeat chuQe under the Notc. - <br /> u <br /> ••�k � ;; 14. Natkei� Any notice to Borrower provided for in this Security lnswment�hall be given by delivering it or <br /> � , ., „ � , by mAiNng it by flrsl closs mail unless applfcable law requires use of anather method. The notice shell be directeci to the <br />-_ �t . Property Addre�s or any other address Borrower designates by notice to L.ender. Any na�e to Lender ehall be given by <br /> ~° � firat cla�s moil to [.en�ier's address stated herein or any other address Lender deslgnates by notice to Borrower.Any naica _ <br /> `� �``'� provlded for in thjs Securiry Inrtnimont shall be deemed to have ban gfven to Horrower a l.ender when�iven as provided - <br />--�' - ` „ , " in this par�raph. W=------.----- <br />_��a '-� 1S. Goveraing I.�w;SeverAblUty. 1'his Securlty Inslrument shell be gaverned by faleral law and Ihe low of t!u --- ---- <br /> ���.; jurisdiction in whic6 the Property Is located.In Ihe event thwt any provision or clause of thb Securiry Insuvment or the Nou - <br />:��� ' ' conflicts with applicable IQw.such confliet shall not affect other provisions of diis Securiry Instrument or the Nae which !— <br /> can be given effect without the contlictin�provision.To this end the provioions of this Security In�trument And the Nou <br />__: aro declared w be �everable. <br /> �� � 16. Borrnwer'r Copy. Barrower shall be given one conforme�copy of che Nae and of this Security Iustrument, <br />