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201106997
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Last modified
9/22/2011 9:21:06 AM
Creation date
9/22/2011 9:21:05 AM
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DEEDS
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201106997
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�o��as99� <br />TOGETHER WITH all the improvements now or hereafter erected on the properly, and all easements, appurtenances, <br />and fi�ctures now or hareafter a part of the properly, All replacements and additions shall also be covered by this 5ecurity <br />Instrument. AlI of the foregoing is referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the esta.te hereby conveyed and has the right to grant <br />and convey the Properly and that the Properiy is unencumbered, except for encumbrances of record. Bonower warrants <br />and will defend generally the title to the Property against all claims and demands, subj ect to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-unifortn covenants with limited <br />variations by jurisdiction to constitute a uniforna security instrument covering real property. <br />Uniform Covenants. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Interest, Escrcw ltems, Prepayment Charges, and Late Charges. Borrower shall <br />pay when due the pri�cipal of, and interest on, the debt evidenced by the Note and any prepayment charges and late <br />charges due under the Note. Borrower sha,ll also pay funds for Escrow Items pursuant to Section 3. Payments due under <br />the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received <br />by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that <br />any or all subsequent payments due under the Note and this Security Insf.rument be made in one or more of the following <br />forms, as selected by Lender: (a) cash; (6) money order; (c) certified check, bank check, treasurer's check or casluer's <br />check, provided a.ny such check is drawn upon an inslilution whose deposits are insured by a federal agency, instrumentaliiy, <br />or entity; or (d) Electronic Funds Transfer. <br />Paymenfs are deemed received by Lender when received at the location designated in the Note or at such other locafion <br />as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment <br />or partial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any <br />payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice <br />to its rights to refuse such payment or paxtial payments in the future, but Lender is not obligated to apply such payments <br />at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender <br />need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payments to bring <br />flie Loan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or <br />return them to Borrower. If not applied eaxlier, such funds will be applied to the outstanding principal balance under the <br />Note immediately prior to foreclosure. No offset or cla.im which Borrower might have now or in the future against Lender <br />shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants <br />and agreements secured by this Security Instrument. <br />2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted <br />and applied by Lender shall be applied in the following order of priority: (a) interest due under the Note; (b) principal <br />due undex the Note; (c) axnounts due under Section 3. Such payments shall be applied to each Periodic Payment in the <br />order in which it becasne due. Any remaining amounts shall be appiied first to late charges, second to any other amounts <br />due under this 5ecurity Instrument, a.nd then to reduce the principal balance of the Note. <br />If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to <br />pay a.ny late charge due, the payrnent may be applied to the delinquent payment and the Iate charge. If more than one <br />Periodic Payment is ou�standing, Lender may apply any payment received from Bortower to the zepayment of the Periodic <br />Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess escists after the payment <br />is applied to the full payment of one ox more Periodic Payments, such excess may be applied to any late charges due. <br />Voluntary prepayments shall be applied itrst to any prepayment charges and then as described in the Note. <br />Any application of payments, insurance proceeds, or Misceuaneous Proceeds to principal due under the Note shall not <br />extend or postpone the due date, or change the amount, of the Periodic Payments. <br />3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under theNote, until <br />the Note is paid in full, a sum (the "Funds") to provide for payment of a.mounts due for: (a) taxes and assessments and <br />HCFG-00359 <br />NEBRASKASingle Family-Fannie MaelFreddie Mac UNIFORM 1NSiRUMENT Form 3028 1/01 <br />VMP� <br />Wolters Kluwer Frtancial Sarvices 201109094.0.0.0.4002-J20110224Y Page 3 of 13 <br />'1 4 1 1' <br />� <br />�i � ��� � <br />
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