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, �� ��106987 TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Bonower inevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall • [fype oT Recording Jurisdiction] [Name of Recording Jurisd(ctlon] Lot Five (5), Westwood Park Fourth Subdivision in the City of Grand Island, Hall County, Nebraska which currently has the address of Grand Island (City] 4020 W Faidley Ave [sveet] , Nebraska 68803 ("Properiy Address"): [Zip Code] TOGETI�R WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fiactures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Properly is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT Form 30281I01 Laser Forms Ina (800) 446 ; , / , LFI#FNMA3028 4/02 Page3 of 13 Initials• i1!-�_l�'LJ.