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<br /> � APPLA 001-61030029 �� , � � R-`�<a,��' ' -
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<br />. . ADJiJ3TA�LE �TE RIDER �..�°�F �' ---«:�. .___
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<br /> - 7�S ADNSTABLfi RA7E RIDElt i.4 q18d6 thiS 2� d8y Of JADStTARY � 1997 .8IId�S � •�- � _
<br /> � inoorpo�sr;eA into and shall be deeaaed tn ameud anct supple�eut the Murt88Be,Beed of TnL.�t o�Se�iry De�(the"Security �:�.`���.�
<br /> . Insuameat'�of the same date gnea by the unde3signzd(the"Boirawe�')to secure Baimwer's Adjusrdble Raie Note(ti�, ,.� :,,.;,:_,�.�,.__,_
<br /> "PIoLe'�io . . ��'};-: --�
<br /> HdI+� PHDBR�IL SAVING3 � LOAN ASSOCIATION OF GRAND ISLAND t;�.�j�t_�;
<br /> `� (the"Lende�of the same date and cov�ing the property desa�'bed in the Seauin►Insaument and lacatad at ��;''�"__�""'_
<br /> ° 805-807-809-811 SAS T 1 1 T 8 S T V �--------_=-
<br /> .� GRAND I3LADID. NSBRAf4ItA 68801 ' � �'
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<br />- [pm�erty Addnul = _-__--=
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<br /> THIS NOTB CONTAINS FROVISIONS ALLOWING FOA CHAtVGFS IN MY INT4RR',ST SATIB ANR MY .,�, ;:S ;,"---
<br /> A10N'I'H1.Y PAY�VlEI�Td'.IRdCRF�.�� fl0J 'TH�II1PfERF�T QA'D'B 11oId.E. IYT.SiJL'P 1N fQG&�It PAYMENTS. ,
<br /> DEC�tSASES IiV�IZYi'ERES'6'RATE wII.L ItFSUY.T YIV L[DT�VEI�PAYM,[�N'I'S. ;�:-,�.=
<br /> ADDTITOPVAL COVENAN'i'S. In addition w the co�eenants and agree�oneuts made m the 3eiaaiiy InsVniaeut, ,. °
<br /> ` " ' Baarower and I.�der fatiher covea�t aud ag�e a4 foIlows: -_-- ._
<br /> A.Il�'TERF�i'@dA'�'E Alm M�N'`ALY PAYN�NT C�AN� ` �-_-
<br /> , � 'Ibe Note piovidrs foz an�ipal mt�st raie of �.500 %.'fhe I+Io�a paavidao for clieages u� the _•�• ..:�� .
<br /> ' intraest rats and ths ma�hly payme�t�„as follo� ���.
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<br /> 4.INTE�FS'T QtA'f'E Al\'D M01�T�iI.Y Pl�►1°1f'P.�iT CgIA1�YGT5 _ - . , �
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<br /> (A)Ch�nge ma4es _ `�,;.
<br /> � 'Ibe mteaesi rate I wr�l paY maY chac►ga mrn nte fasi day of P�RV�►R.Y , 2 000 ,and an tbai day ,. ��r"
<br /> ' �re�y i2T8 month thereaftrr.Bach d��a w6ich my intaest raze canld c6ange is�De�a"�-e Date." � �.::-
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<br />: Beg�mg wIth the fast Change Date.my intecest tate cN��'be based oif an Iudea.'Yt�e"Index"i� . •`,fi'�,�Y`'�,:`°
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<br /> . � . TSB W�.Y AtlBRAt�S YISLD 03J � STATSS TPlSASIIRY SECQILITBS l►DJIIBTRdJ 'a0 A ,:__. . : s:;
<br />"i f.%� �' CONSTAI�]T I'�1TQRITY OF 1 YSAFI. A: �B A►OIiAELA8L8 HY TSS I+SQSRHI+ RSSSRVF!' $QARD. ' ��-=�°-=-��,
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<br /> � . 'Itie mo/strece�}t�I,n,daf.c,fig�ue�S1va�a�b,28,a3c�v,,�a d� � 45 days[7 - . .._ .�.°°.-
<br /> I��r��Maiay$er Y6�i 1J a4+Yw Yi���.LLia Wt fll�� ' - - . '
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<br /> If the ladcx is no bnger ava�able.Ibe Note Ho]der w�1 chaose a near index Wat is based apan aomFaiabSe informabtan.
<br /> 'iha Note Ho3dc�aill give m�no6ce af�his choice. �.:; ,._ . . . �
<br /> . ... (�CWeu(atbnot�hange9 ��!_ :'�°,`�-
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<br /> ' �OIC CaC,�I C�18D$C D'dSPn 1�IC NOZE RO�CJ SUlll("dZG7�T'�j►IICW�Dt�tL'SITBSC�3}►8�3t$ � . � .�•
<br /> � � �' 2.�50 �o to the�t�►d�x. , '� :,• �;a:..,—�.,
<br /> �+ro 1�rID �ess QvnR�s peroen�o pomt(s){ ) ��iy;..
<br /> ' 'ltre Note Holdrr wiU t$ea caund the zesuIt of this adGition to the 0 Nearest �Nexi HIghesi []NextLawest ' `��''� .,�.'.
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<br /> . .: Subjoct tn fhe fimits sm�in Sectinn 4(D)beloa►.t4tis tvundod amoaat wlll ba my new intracst rate tmn7 tIse aeAt Change r�-r�-_.-���_--:
<br /> Date. ��
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<br /> ., : 'Rie Note Holdei will then determitje the amow►t of We montl�IlY PaYment that vwnld lie s�cient W repay the�mpaid
<br /> princ3yal that I am cacpected to owe at the Chs�nBe Date in fuil on tbo maWrlty date az my aaw intaest rate in snDstaniiaRy `�y::�
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<br /> equal paymauts.77rc result of tlda c�1CUl�don will bo�he new amouut of my mantbly paym�t ,__,t,�,,,M,t„�,�;;,
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<br /> ,.y�;:�•;;� (D)LfIDite oD Intepea¢IiAtC Cmmugcs -'� �"'
<br /> �`t', Plr.ase eiuck app�oprl�bnses:fJ►ro bnx iu cluck�d.thaa will be no ma�dmwrt lintit on cFranges.) ' r;�ti:,.
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<br /> (1)14�cxe wi�l be�w�cimum limit on intaesi rate cbanges. -:,�-s:_�,�.::--.
<br /> . � (2)�e�tea�st cate i am iequirrd W pny at the first Change Date�viSl noi be�eatrs th� 9.soo �o �
<br /> ar8 �.,
<br /> arie.ssthan 5.50o g�. .. . . .
<br /> Q(3)My intaest tate wlll never be increased or decreased an euy single Ci�ange Date by more d�an • ..;.. ..�.:., . .
<br /> . . �ro BsRCSCrr t,e��,�, vomc{s) ( a.o00 ,�,� �m �ne : �. , .
<br /> � mie of intarst I have be� for the od. L�;i--�.-�:
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<br />, . . Q(4)My incae��t ratc wiU aever t��reatea t�ao la.s o o eo.w4�iich is called the°Maximum Rate." � � . ��
<br /> � TEIS "MINIMOM RATE" �7ILL NSVIiR B$ LESS THd1N 5.500�. c
<br /> • YULT184AYE ADdl1STA8LE RATE RIDHf!•ftlnQle Femtly s�� � I �'' : •• ;
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