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ti01106�93 <br />(C1 "Lender"isHome Federal Savings and Loan Assn of Grand Island <br />Lender is a Savi ngs and Loan <br />organized and existing under the laws of T h e S t a t e o f N e b r a s k a <br />Lender's address is 221 South Locust St Grand Isl and NE 68801 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Arend R Baack, Attorney <br />( E) " Note" means the promissory note signed by Borrower and dated S e p t e m b e r 12 , 2 O 11 . The Note <br />statesthatBorrowerowesLender TWO HUNDRED NINETY FIVE THOUSAND AND 00/100 <br />Dollars (U. S. $ 2 9 5, 0 0 0. 0 0 ) plus interest. Bonower has promised to pay this debt in regulaz <br />Periodic Payments and to pay the debt in full not later than 0 c t o b e r 1, 2 0 41 . <br />(F1 "Propsrty" means the property that is descrihed below under the heading "T'rr�snsfer of Rights in the <br />Property ° <br />(G1 "toan" means the debt evideIICed by the Note, plus interest, any prepayment charges and late charges due <br />under �he Note, and alI sums due under this Security Instrument, plus interest. <br />(H) "Rid�rs" means atl Ricters �o tlsis Security Instrume�t that are executed by Borrower. The following Riders <br />are to be exe.cutec� by Borrowe� �c� box as applicable�: <br />Q Ad��rsta��e Rate R.ic�er Q C�o�ium IZiclea Q Seconc� Hon2e Rider <br />��IFc� Itic�r Q LJnit Developm�t Ri�er Q I-4 Ba�F}� R.i�er <br />Q�A Rid�r Q���ueek��t Payr�tent R.id�r � Other�s� �sFe�fYI <br />(Il "Ap�sl"tcaWe La�►" means alI controlling appiicable federat, state and local statutes, regularions, ordinances <br />an� adtninistrative n�.ies aad orders (that have the effect of Iaw) as well as all applic�ble final, non-appealable <br />juc�iicial ogiuio�s. <br />t•!! "�ac�rmetnifiy �lssoci��rtion Dues. F�ses, and Assessrrre�ts" means all dues, fees, assessments and other <br />charges that a:re imgos�c€ on �orrower or the Property by a condominium association, homeowners <br />assc�ciarion or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other thau a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transacrions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or procceds paid by <br />any third pariy (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destrucrion of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />TIEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/O1 <br />VMP6WE) f1105) <br />VMP� Pa e2of17 <br />Wakers Kluwer Financial Services g <br />